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Home Bank Promotions

Axos Bank Rewards Checking Up To $500 Welcome Bonus & 3.30% APY – Ended

John Huynh by John Huynh
December 15, 2024 8:57 pm CST
in Bank Promotions
2
Earn a $300 cash bonus with BlueVine!
CIT Bank platinum savings 300 bonus banner

Earn up to $500 for a new Rewards Checking account from Axos Bank with this promotion. Direct deposit will be required for this offer. Full details below!

Axos Bank Rewards Checking $500 Offer [Ended]

Axos Bank Logo For MoneysMyLife

How To Earn The Axos Bank Bonus:

  • Cash in on up to a $500 bonus† and up to 3.30% APY* with a new Rewards Checking account. Just use promo code RC500 before July 31.
  • Build your own APY with up to 3.30% APY*
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • No initial deposit requirement
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit

Offer Expired

Read additional details

Axos Bank’s Rewards Checking account is a high-interest checking account with no monthly fees or minimum balance requirements. The account offers a competitive interest rate and unlimited domestic ATM fee reimbursements.

Additionally, Axos Bank provides a debit card with cashback rewards on qualifying purchases. Axos Bank also offers mobile banking apps and 24/7 customer service support.

  • Update 6/20/2024: The offer increased to $500 and the expiration date was extended through July 31, 2024.
  • Update 4/30/2024: Small changes were made.
  • Update 12/15/2023: The offer extended through 6/30/24.
  • Update 12/4/2023: The offer is still good through 12/31/23.
  • Update 11/1/2023: The promo code has been updated.
  • Update 8/9/2023: Offer has increased to a $300 maximum bonus and good through December 31, 2023.
  • Update 7/26/2023: $100 welcome promo has been extended through August 9, 2023.
  • Update 6/28/2023: Promotion RC100 has been extended through July 31, 2023.
  • Update 4/27/2023: Promotion RC100 is back until June 30, 2023.
  • Update 4/12/2023: The $100 bonus promotion RC100 has ended.
  • Update 3/27/2023: The offer has been extended through 4/12/23.
  • Update 3/1/2023: Now earn up to 3.30% APY with the Axos Bank Rewards Checking account.
  • Update 1/11/2023: Offer has been extended until 3/31/23 and has decreased from a $150 bonus to a $100 bonus. See below for details.
  • Update 1/5/2023: Offer has been extended until 1/11/23. Details below.

TRENDING DEAL:

▶ GET A $300 CASH BONUS FROM KEYBANK BEFORE IT ENDS

How To Earn The Bonus

The Rewards Checking account from Axos Bank earns interest and has no monthly maintenance fees. This account is available online, nationwide.

Here’s how to earn the bonus:

  • Apply for the Account: Submit an application between June 20, 2024, and July 31, 2024.
  • Account Approval and Funding: Get approved and fund the account within 60 days of opening.
  • Meet Bonus Requirements (Up to $500): Earn $100 per statement cycle for up to five cycles by:
    • Receiving direct deposits totaling at least $1,500.
    • Maintaining an average daily balance of at least $3,000.
  • Qualifying Direct Deposits
    • Include electronic deposits of paychecks or government benefits.
    • Exclude transfers, ATM deposits, mobile check deposits, and person-to-person payments.
  • Incentive Payment: Incentives are deposited within 15 business days after the statement cycle ends.

>> OPEN A NEW AXOS REWARDS CHECKING ACCOUNT TO GET UP TO $500

The Monthly Fee

There are no monthly maintenance fees with this account.

Bottom Line

This is another great online checking option. Unlimited domestic ATM reimbursements give you the flexibility to use any U.S. ATM fee-free.

You have an opportunity to potentially earn as much as $500, but there are some requirements you need to fulfill. Make certain to submit your application using the promo code before the expiry date. This offer had previously been $300.

Keep in mind the qualifying deposits should come from your employer, payroll, or benefits provider via ACH deposit. Other deposits, like checks, P2P transfers, merchant transactions, and non-employer bank transfers, don’t count.

Make sure you keep your account open for at least 180 days; otherwise, you might face an early closure fee of $100.

If you’re in the market for an online checking account and are okay with meeting the direct deposit requirement, it’s worth considering.

>> GET THE AXOS REWARDS CHECKING ACCOUNT BONUS BEFORE IT EXPIRES

>> GET MORE AXOS BANK PROMOTIONS HERE

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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John Huynh

John Huynh

As a passionate advocate for financial wellness, I am dedicated to uncovering and sharing the top bonus deals to maximize your earning and savings potential. In my free time, I am a seasoned traveler, constantly creating itineraries for my next adventurous journey.

Comments 2

  1. Confused User says:
    2 years ago

    This posting missed some key points: “To earn up to a $300 bonus, you must be approved for your new Axos Bank Rewards Checking account, fund it within 30 days of account opening, and have qualifying direct deposits that total at least $7,000.00 each calendar month during the first seven (7) calendar months your account is open as well as maintain a minimum average daily balance of $15,000. The minimum balance must be achieved and maintained from September 2023 through March 2024.”

    Loading...
    • John H. says:
      2 years ago

      Thank you for pointing this out. We’ve updated our post to make it clearer.

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