Wells Fargo is offering eligible customers Up to $825 for opening and using qualifying deposit accounts. The current offer must be opened by November 10, 2026. Here is how the promotion works and the important restrictions to review before applying.
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Wells Fargo Bonus Overview
Maximum bonus: Up to $825
Application deadline: November 10, 2026
Availability: Nationwide for eligible new U.S. business checking customers.
How to Earn the Bonus
TRENDING DEAL:
- Open a new eligible Wells Fargo business checking account using the offer code. Online applicants may receive automatic code application.
- Deposit at least $2,500 by day 30. The day-30 balance determines the maximum tier: $400 for $2,500–$9,999; $550 for $10,000–$24,999; $825 for $25,000 or more.
- Maintain at least the qualifying tier balance through day 60.
- Complete at least five qualifying posted transactions during the 60-day qualification period.
Who Is Eligible?
Not available to current Wells Fargo business checking owners, businesses that closed one within 90 days, Wells Fargo employees, nonresident aliens, or foreign entities signing Form W-8. One business checking bonus per business owner across business entities within the applicable restriction period.
Monthly Fees and Minimum Deposits
$25 minimum opening deposit in branch. Initiate Business Checking has a $15 monthly fee, with waiver options including the current minimum-balance or qualifying-activity requirements.
When Is the Bonus Paid?
The cash bonus is deposited within 30 days after the 60-day qualification period if all requirements are met. Promotional bonuses may be taxable and could be reported on an IRS information return. Keep the account open and in good standing until the payment arrives.
How to Apply
Review the bank’s official offer and disclosures before applying. Start through the official Wells Fargo promotion page so the promotion is attached correctly. Save the offer page, application confirmation, promo code, and records of qualifying activity.
The Bottom Line
Wells Fargo’s Up to $825 offer can be worthwhile for applicants who are eligible and can complete every requirement without paying avoidable fees. Pay special attention to the application deadline, new-customer definition, qualifying-deposit rules, maintenance period, and payout timing.
Sources
Offer details verified September 10, 2026. Terms can change or be withdrawn without notice. Confirm the bank’s current disclosures before applying.
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