Guaranty Bank is offering eligible customers $500 for opening and using qualifying deposit accounts. The current offer must be opened by December 31, 2026. Here is how the promotion works and the important restrictions to review before applying.
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Guaranty Bank Bonus Overview
Maximum bonus: $500
Application deadline: December 31, 2026
Availability: Available to eligible new Guaranty Bank business checking customers in Missouri markets.
How to Earn the Bonus
Trending Checking Account Deal:
- Open a new Essential, Small Business, or Business Interest Checking account during September 1–December 31, 2026.
- Within 60 days, enroll in e-statements.
- Post and settle at least 30 qualifying debit and/or credit transactions.
- Make at least $2,500 in qualifying deposits during the 60-day period.
Who Is Eligible?
New business checking clients only. Existing business checking customers, businesses that closed business checking within 12 months, and government entities are excluded. Limit one bonus per business tax ID.
Monthly Fees and Minimum Deposits
Business Essential Checking has no monthly fee when enrolled in e-statements. Other account products may have monthly fees or waiver conditions.
When Is the Bonus Paid?
The bonus is deposited within 30 days after the 60-day qualification period if the account remains open and positive. Promotional bonuses may be taxable and could be reported on an IRS information return. Keep the account open and in good standing until the payment arrives.
How to Apply
Review the bank’s official offer and disclosures before applying. Start through the official Guaranty Bank promotion page so the promotion is attached correctly. Save the offer page, application confirmation, promo code, and records of qualifying activity.
The Bottom Line
Guaranty Bank’s $500 offer can be worthwhile for applicants who are eligible and can complete every requirement without paying avoidable fees. Pay special attention to the application deadline, new-customer definition, qualifying-deposit rules, maintenance period, and payout timing.
Sources
Offer details verified September 10, 2026. Terms can change or be withdrawn without notice. Confirm the bank’s current disclosures before applying.
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