Lafayette Federal Credit Union is offering eligible customers Up to $300 for opening and using qualifying deposit accounts. The current offer must be opened by December 31, 2026. Here is how the promotion works and the important restrictions to review before applying.
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Lafayette Federal Credit Union Bonus Overview
Maximum bonus: Up to $300
Application deadline: December 31, 2026
Availability: Available primarily in Washington D.C., Maryland, and Virginia; Lafayette Federal membership eligibility is required.
How to Earn the Bonus
Trending Checking Account Deal:
- Earn $200 by opening a new Lafayette Federal checking account, debit card, and online banking, then establishing a recurring qualifying direct deposit of at least $500 per month within 45 days.
- Earn another $50 by opening Preferred or Premier Savings and depositing at least $100 within 45 days.
- Earn another $50 by applying for an eligible consumer loan within 45 days.
Who Is Eligible?
The $200 checking component is not available to existing Lafayette Federal members. One checking-related bonus per membership. Savings and loan offers are for new memberships during the first 45 days.
Monthly Fees and Minimum Deposits
A $50 minimum balance is required to open and maintain the share savings account. Checking is advertised without a monthly maintenance fee; other fees may apply.
When Is the Bonus Paid?
Each earned component is deposited within 60 days after its requirements are met. Promotional bonuses may be taxable and could be reported on an IRS information return. Keep the account open and in good standing until the payment arrives.
How to Apply
Review the bank’s official offer and disclosures before applying. Start through the official Lafayette Federal Credit Union promotion page so the promotion is attached correctly. Save the offer page, application confirmation, promo code, and records of qualifying activity.
The Bottom Line
Lafayette Federal Credit Union’s Up to $300 offer can be worthwhile for applicants who are eligible and can complete every requirement without paying avoidable fees. Pay special attention to the application deadline, new-customer definition, qualifying-deposit rules, maintenance period, and payout timing.
Sources
Offer details verified September 10, 2026. Terms can change or be withdrawn without notice. Confirm the bank’s current disclosures before applying.
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