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Earn a $50, $200 or $400 bonus for a new personal checking account with this offer from PNC Bank. This offer for their Virtual Wallet account is available for states within and outside of their footprint of branches.
- Update 1/5/2023: Bonus has extended until 3/31/2023. Details below.
- Update 10/1/22: The bonus offer for their business checking accounts has been extended. Read about it here.
PNC Bank has branches in the following states: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV.
They have more than 6 million customers across 21 states, and currently hold more than $350 billion in total assets. They operate more than 2,700 branches and 7,400 ATM machines. PNC Bank is actually one of the best banks with low foreign ATM fees also.
See Posts History below for more deals from PNC Bank.
PNC Bank Bonus: Up To $400 Virtual Wallet Checking Offer
- What you’ll get: Up To $400
- Where it’s available: At select locations only (upon clicking on the offer link, you will be asked to enter your zip code and will be presented with this $400 offer or possibly another one; not all states with branches will show this offer).
- How to earn it:
- Earn $50: Open a Virtual Wallet Checking with direct deposit(s) of $500 or more to the Spend account; OR
- Earn $200: Open a Virtual Wallet with Performance Spend with direct deposits totaling $2,000 within 60 days of account opening; OR
- Earn $400: Open a Virtual Wallet with Performance Select with direct deposits totaling $5,000 within 60 days of account opening.
- When it expires: 3/31/2023
Waive The Monthly Fee
Virtual Wallet: $7 monthly fee waived if you meet any one of the following:
- $500 combined average monthly balance in your Spend and/or Reserve accounts
- $500 in qualifying monthly direct deposits to your Spend account during the statement period
- Account holder is age 62 or over
- Account holder is a PNC Employee
Virtual Wallet with Performance Spend: $15 monthly fee waived if:
- $2,000+ monthly direct deposit to the Spend Account ($1,000+ total qualifying monthly direct deposits for WorkPlace Banking customers)
- OR, $2,000+ monthly balance in Spend + Reserve
- OR, $10,000 in all PNC consumer deposit accounts
Virtual Wallet with Performance Select: $25 monthly fee waived if:
- $5,000+ monthly direct deposit to the Spend account
- OR, $5,000+ monthly balance in Spend + Reserve
- OR, $25,000 in all PNC consumer and/or investments accounts
Fine Print
- Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. For online or phone origination, the Zip code of your primary address will be used to determine product availability. You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select, a $200 reward if you open and use a new Virtual Wallet with Performance Spend, or a $50 reward if you open and use a new Virtual Wallet. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links, and a qualifying Direct deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as Credits Check Reward on your monthly statement.
- A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.
- New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.
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PNC Bank Bonus: Up To $400 Virtual Wallet Checking Offer (Outside-Of-Footprint)
- What you’ll get: Up To $400
- Where it’s available: At select locations only (upon clicking on the offer link, you will be asked to enter your zip code and will be presented with an offer; not all states will show an offer).
- How to earn it:
- Earn $50: Open a Virtual Wallet and establish total qualifying direct deposits of $500 within 60 days of account opening; OR
- Earn $200: Open a Virtual Wallet Checking Pro with Spend, Reserve & Growth with direct deposits totaling $2,000 within 60 days of account opening; OR
- Earn $400: Open a Virtual Wallet with Performance Select with direct deposits totaling $5,000 within 60 days of account opening.
- When it expires: 3/31/2023
Waive The Monthly Fee
Virtual Wallet: $7 monthly fee waived if:
- $500+ monthly direct deposit to the Spend account
- OR, $500+ monthly balance in Spend + Reserve
- OR, Account holder is age 62+
Virtual Wallet with Performance Spend: $15 monthly fee waived if:
- $2,000+ monthly direct deposit to the Spend Account ($1,000+ total qualifying monthly direct deposits for WorkPlace Banking customers)
- OR, $2,000+ monthly balance in Spend + Reserve
- OR, $10,000 in all PNC consumer deposit accounts
Virtual Wallet with Performance Select: $25 monthly fee waived if:
- $5,000+ monthly direct deposit to the Spend account
- OR, $5,000+ monthly balance in Spend + Reserve
- OR, $25,000 in all PNC consumer and/or investments accounts
Fine Print
- You will only be considered for one reward amount, which is based on the product type you open.
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page OR in a branch using the appropriate coupon through expiration date, and a qualifying Direct Deposit(s) must be received within the first 60 days.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
- A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet.
- The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet.
- Credit card cash advance transfers, wire transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits.
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
- If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
- For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation.
Posts History for PNC Bank offers:
- Best PNC Bank Bonuses, Promotions of March 2023
- PNC Bank Promotions: $200 or $500 Business Checking Bonus [Available in Many States] – Ends 3/31/23
READ MORE: See Bank Offers From Chase Bank, U.S. Bank, TD Bank, BMO Harris, And Bank Of America
READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here
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Word of caution with PNC promotions: I accepted an offer for the Virtual Wallet Performance Spend account in 2020 which came with a $200 bonus in exchange for opening an account and making $2000 in direct deposits within the first 60 days (which I did). I used the link at their website, opened, funded, and made required deposits. I never received my bonus. After contacting them several times, I finally received a $50 bonus as they informed me I only opened the basic Virtual Wallet account. That is not true and very disappointing they would cheap out over $150 when I keep a decent balance in the accounts, have minimal transaction activity, and utilize e-statements. Virtual Wallet is a neat product but the experience let me down and disappointed by the lack of effort by PNC.