Key Takeaways
- Earn a $200 KeyBank Bonus: Open a Key Smart Checking® account by July 19, 2024, and fulfill simple requirements.
- No Monthly Maintenance Fees: Keep more of your money without worrying about monthly charges.
- Nationwide ATM Access: Enjoy free access to thousands of ATMs across the country.
- Early Pay and EasyUp® Savings: Get your paycheck early and save effortlessly with KeyBank’s innovative features.
- Overdraft Protection: Peace of mind with Key Coverage Zone℠ and linked account overdraft protection.
Introduction
Selecting a checking account that matches your lifestyle and provides tangible benefits can significantly impact your banking experience. KeyBank introduces its Key Smart Checking® account, aimed at individuals looking for a straightforward banking solution without monthly maintenance fees.
KeyBank stands out as a leading financial institution, known for its dedication to customer satisfaction and financial wellness. With an extensive network of branches and nationwide ATMs, KeyBank provides a range of innovative banking products and services, including the free Key Smart Checking® account, to meet the diverse needs of its clientele.
Key Smart Checking®: KeyBank $200 Checking Bonus
KeyBank is offering a deal for new customers: earn a $200 cash bonus with the Key Smart Checking® account. With no monthly maintenance fees and a series of qualified activities, customers can enjoy a straightforward banking experience while capitalizing on a generous bonus.
- What you’ll get: $200
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Open a Key Smart Checking® account online by July 19, 2024, with a minimum opening deposit of $10.
- Complete at least one direct deposit of $500 or more within the first 60 days of account opening.
- Ensure the account remains open and is not restricted during the promotional period to receive the $200 cash bonus, which will be deposited within 90 days of meeting the requirements.
- When it expires: July 19, 2024
No Monthly Maintenance Fee
The Key Smart Checking® account has no monthly maintenance fees.
Key Smart Checking® Features
Key Smart Checking offers a suite of features and a treasure trove of benefits to maximize your banking experience. Let’s take a look at these features and benefits:
KeyBank’s Relationship Benefits
With Key Smart Checking, you can enjoy better interest rates on savings and money market accounts. But that’s just the beginning. You’ll also discover more cash back opportunities and loan discounts that can significantly impact your financial health.
Get Paid Early with Early Pay
You can access your paycheck up to two days early with Early Pay. With this feature, your eligible direct deposits to a KeyBank account gives you a head start on bill payments, savings, or even just a little extra spending money when you need it most.
Save Effortlessly with EasyUp®
Saving money or paying down debt is now as effortless as making a daily purchase. EasyUp® by KeyBank automates the process, allowing you to build your savings or reduce debt without a second thought.
Key Coverage Zone℠
If your account is overdrawn by $20 or less at the end of the day, KeyBank’s Key Coverage Zone℠ ensures you won’t face an overdraft fee, offering peace of mind and financial protection.
Account Alerts
KeyBank’s custom account alerts keep you in the loop with real-time text or email updates about the account information that matters most to you.
Secure Online and Mobile Banking
KeyBank offers robust online and mobile banking options. From depositing checks via the mobile app to paying bills, sending money, and managing your cards with a tap, your financial management is secure, convenient, and versatile.
Nationwide Access: Branches and ATMs
Your KeyBank Debit Mastercard® opens the door to $0 KeyBank and Allpoint® ATM access nationwide, not to mention the convenience of visiting any of our branches. With over 40,000 KeyBank ATMs and Allpoint ATMs across the country, your banking needs are covered wherever you go.
Overdraft Protection and Easy Direct Deposit
Link your checking account to an eligible credit or savings account for seamless overdraft protection without transfer fees.
Easy Direct Deposit Set Up
Setting up direct deposits is a breeze, ensuring your paychecks and recurring payments are deposited quickly and securely.
About KeyBank
KeyBank, a subsidiary of KeyCorp, is a regional bank headquartered in Cleveland, Ohio, and stands as one of the largest banks in the United States. With a rich history that dates back over 190 years, KeyBank has grown through numerous acquisitions and expansions to establish a significant presence across the country. They operate branches in several states across the United States, primarily in the Northeast, Midwest, Rocky Mountains, and Pacific Northwest regions. The states where KeyBank has a notable presence include:
- Alaska
- Colorado
- Connecticut
- Idaho
- Indiana
- Maine
- Massachusetts
- Michigan
- New York
- Ohio
- Oregon
- Pennsylvania
- Utah
- Vermont
- Washington
KeyBank’s network includes hundreds of branches and ATMs, offering a wide range of banking services to individuals, small businesses, and commercial clients. The bank’s footprint allows it to serve a diverse clientele across various geographic locations, providing them with access to banking services, financial advice, and digital banking solutions.
More KeyBank Bonus Offers
Beyond the Key Smart Checking® account bonus, KeyBank has other bank bonus offers available.
Read about these other offers here:
Our Take on the Bank Offer
KeyBank’s Key Smart Checking® offer is a sweet deal. It’s like getting paid to do what you would with any checking account, but without the annoying fees that usually come with it. The $200 bonus is a nice cherry on top, especially when all you have to do is make a minimum deposit of just $10 and set up a direct deposit of only $500.
What makes it even better is the fact that there are no monthly fees or minimum balance requirements (except the opening deposit) to worry about. Plus, with all the extra features like free ATM access and overdraft protection, it feels like KeyBank really has your back.
Whether you’re looking to switch banks or start fresh, this offer is worth considering.
By John Huynh, with over two decades in finance and investing, including as a Senior Finance & Operations Manager at a renowned research institute and degrees in Economics and International Studies from UC Irvine. Edited by Tony Jay, a seasoned finance blogger and Executive Editor with two decades in banking, specializing in online banking and savings strategies. Tony holds a doctorate from Tulane University.