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Home Bank Promotions

KeyPoint Credit Union: Up To $300 Checking Account, $100 Referral Bonuses [CA] – No End Date

Diana Mason by Diana Mason
January 31, 2023 4:18 am CST
in Bank Promotions
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KeyPoint Credit Union

KeyPoint Credit Union

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This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Contents

  • 1 KeyPoint Credit Union Promotions Review Below
    • 1.1 KeyPoint Credit Union Up To $300 Checking Bonus
      • 1.1.1 Waive The Monthly Fee
      • 1.1.2 Fine Print
    • 1.2 KeyPoint Credit Union $100 Referal, Up To $200 For New Member
      • 1.2.1 How To Earn The Bonus
Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus
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Promotions and bonus offers from KeyPoint Credit Union (kpcu.com) can be found updated here.

KeyPoint Credit Union was established in 1979 and is headquartered in Santa Clara, California. They have 8 locations throughout California.

Read more: See bank offers from Chase Bank, U.S. Bank, TD Bank, BMO Harris, and Bank of America.

Membership Information For Credit Union:
Membership in Keypoint Credit Union is open to those who live, work, worship or attend school in Santa Clara, Alameda, El Dorado, Placer, San Mateo, Sacramento, Santa Barbara, or Contra Costa Counties and in select areas of Ventura County in California. See current membership details.

KeyPoint Credit Union Promotions Review Below

KeyPoint Credit Union Up To $300 Checking Bonus

  • What you’ll get: Up To $300
  • Where it’s available: CA
  • How to earn it:
    • Open a KeyPoint Checking Account and get:
      • $50 for signing up; AND
      • $200 when you set up fast Direct Deposit of at least $1,000; AND
      • $50 when you use your new KeyPoint Debit Card to make 40 purchases.
    • Be sure to use promo code MB50 when opening.
  • When it expires: None listed
Learn More at KeyPoint Credit Union

Waive The Monthly Fee

KeyPoint’s Free Checking and Student Checking accounts have no monthly fees to worry about.

Fine Print

  • Offer may be canceled at any time.
  • $25 minimum account opening deposit.
  • $50 signing bonus paid within 7 days of account opening and may not be used for initial account opening deposit.
  • $100 direct deposit bonus paid within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits, and (c) first direct deposit posts within 60 days after account opening.
  • Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify.
  • $50 Debit Card usage bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 40 or more purchase transactions within three months after account opening.
  • Other restrictions may apply. 
  • Student Checking Accounts are not eligible for this promotion.
  • Taxes on bonuses, if any, are the recipient’s responsibility.
  • KeyPoint complies with federal and state tax reporting laws.

See top promos from TD Bank, Chase, Aspiration, Bank of America and many more here.


KeyPoint Credit Union $100 Referal, Up To $200 For New Member

  • What you’ll get: $100 for Referrer, Up To $300 for New Member
  • Where it’s available: CA
  • How to earn it:
    • Use Promo Code RAF22
    • Referred Friend or Family Member open a Checking account in-person or at the branch.
    • When the new account is funded, the Referrer gets $100.
    • The Friend gets Up To $200:
      • $100 when they open a checking account with at least $25 and setup Direct Deposit of at least $1,000
      • Additional $100 when they use their new KeyPoint Debit Card to make 40 purchases within 3 months after account opening.
  • When it expires: Expiration date not listed
Learn More at KeyPoint Credit Union

How To Earn The Bonus

EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT

  • Use Promo Code RAF22
  • Referred Friend or Family Member open a Checking account in-person or at the branch.
  • When the new account is funded, the Referrer gets $100.
  • The Friend gets Up To $200:
    • $100 when they open a checking account with at least $25 and setup Direct Deposit of at least $1,000
    • Additional $100 when they use their new KeyPoint Debit Card to make 40 purchases within 3 months after account opening.

  • No monthly account fee, no minimum balance requirement, no direct deposit requirement
  • Fast direct deposit: we give you access to your pay as soon as your company notifies us—often one day earlier than many other financial institutions.
  • 30,000 fee-free ATMs nationwide
  • Free online banking, bill pay and eStatements
  • Highly rated mobile app—including mobile check deposits

KeyPoint’s Free Checking and Student Checking accounts have no monthly fees to worry about.

  • Offer may be cancelled anytime.
  • Referred friend must be eligible to join KeyPoint and not be a previous or current KeyPoint Member.
  • Referred Student Checking Account is not eligible for $200 bonus. 
  • Referring Members can receive a $100 bonus for each eligible referred friend who joins and opens a KeyPoint Checking Account either online using the promo code “RAF22” or in-branch with a completed KeyPoint Refer a Friend form.
  • Referring Member bonuses are paid by deposit to the referring Member’s KeyPoint account when the referred friend opens the required account with the required minimum balance.
  • $100 bonus paid within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits, and (c) first direct deposit posts within 60 days after account opening.
  • Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. 
  • Additional $100 bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 40 or more purchase transactions within three months after account opening.
  • ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.

Read more: See the best bank promotions here and the best investing promotions here.

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Diana Mason

Diana Mason

Diana's passion for travel eventually led to her separation from the 9 to 5 office life and into the arms of freelance work. Cali-born and Philly-bred, she's a creative professional with a delightful knack for words. When she's not gallivanting across the globe, Diana can be found writing (of course), teaching yoga and dreaming of her next big adventure.

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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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