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Home Bank Promotions

Central Bank Promotions: $300, $400 Checking & Savings Bonuses [CO, IL, KS, MO, OK] – Ends 12/31/25

Tony Jay by Tony Jay
April 25, 2025 7:47 pm CDT
in Bank Promotions, Banking, Deals
1
Earn a $300 cash bonus with BlueVine!
chase-total-checking-banner-300-2024

Find up-to-date promotions and offers from Central Bank here. Typical offers range from $100 to $350.

Central Bank was established in 1902 and is headquartered in Jefferson City, Missouri.

  • Update 4/24/2025: The offer is back through the end of the year. You may want to check out this offer from BMO Bank.
  • Update 1/24/2024: The offer is back through December 31, 2024.
  • Update 4/22/23: $400 Deal back through 7/31/2023.
  • Update 2/27/23: $400 deal is back until 3/31/2023. $300 referral offer extended until 12/31/23.

Central Bank $300 Checking Offer

  • What you’ll get: $300
  • Where it’s available: CO, IL, KS, MO, OK
  • How to earn it:
    • Use promo code RAF300
    • Enter the person who referred you first and last name
    • Deposit $50 or more at account opening
    • Open any eligible checking account and have at least two qualifying direct deposits within the first 90 days of account opening.
  • When it expires: 12/31/25
Learn More at Central Bank

Trending Checking Account Deal:

BMO Bank logo square
BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less
Earn $400
Go to the deal

Waive The Monthly Fee

Their Free Checking account has no monthly fees.

Fine Print

  • Eligible accounts include MyChoice Checking, MaxMoney® Checking, Free Checking, World Checking, and Preferred Interest Checking.
  • Acceptable types of Direct Deposits include Payroll, Pension or Government Benefit.
  • Bonus is reported to the IRS as interest.
  • No minimum balance required for bonus.
  • Bonus will be deposited into the checking account within 15 business days after account 1) meets all requirements AND 2) has been open for 90 days.
  • Available to new checking account customers only.
  • One offer per household.
  • They reserve the right to not open accounts for customers outside their market area.
  • Offer not valid with any other offers.
  • Please contact them for further details. 

READ MORE: WELCOME OFFERS FROM CHASE AND BMO.

Bottom Line

They previously had a $350 offer and didn’t require a referral.

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

[Expired] Central Bank Up To $400 Checking + Saving Offer

  • What you’ll get: Up To $400
  • Where it’s available: CO, IL, KS, MO, OK
    • Use promo code: Winter400 and get $300 when you open any eligible checking account and have two more direct deposits with a cumulative total of $250 within the first 90 days.
    • Want another $100? Open a SaveUp Savings account at the same time and have at least a $500 balance 90 days from the date of account opening.
  • When it expires: 7/31/23
Learn More at Central Bank

Waive The Monthly Fee

Their Free Checking account has no monthly fees.

READ MORE: GET CASH, PRIZES AND MORE WITH THESE REFERRAL DEALS

Fine Print

  • To receive the $300 checking bonus, open a new eligible personal checking account.
  • Eligible accounts include MyChoice Checking, MaxMoney® Checking, Free Checking, Preferred Interest Checking, and World Checking.
  • Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening.
  • No minimum balance required for Bonus.
  • Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit.
  • To receive the $100 savings bonus: 1) Meet all requirements for Checking account bonus, 2) Open a new SaveUp Savings account at the same time as your eligible Checking account; 3) Deposit $50 or more at account opening; AND 4) have at least a $500 balance 90 days from the date of account opening.
  • SaveUp Savings annual percentage yield based on $500 balance is 0.02% as of 12/22/22.
  • Bonuses are reported to the IRS as interest.
  • Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days.
  • Available to new checking account customers only.
  • Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years.
  • You will receive only one new checking account opening related bonus every two years from the last date incentive was paid.
  • Only one bonus per household.
  • Customer must bring in mailer or use offer code to receive incentive.
  • Offer may only be redeemed by the intended recipient and is nontransferable.
  • Eligibility for this offer will be verified prior to providing the bonus.
  • The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive either bonus.
  • We reserve the right to not open accounts for customers outside our market area.
  • Please contact us for further details.

Bottom Line

This is a better offer than their previous offer of $350 for just a checking account.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

Comments 1

  1. Spun nyBear says:
    3 years ago

    Slight changes late 03/22

    Use promo code: 400Q2-22 and get $3001 when you open any eligible checking account and have two more direct deposits within the first 90 days.
    Want another $1002? Open a SaveUp Savings account at the same time and have at least a $500 balance 90 days from the date of account opening.
    Don’t miss out! This offer expires June 30, 2022!

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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