Trustco Bank Bonus: How to Earn $300 Checking – Ends 10/31/26

Trustco Bank is offering $300 for opening Home Town Free Checking plus Rainy Day Savings and completing the current promotion requirements. This offer is Participating branches in Florida, Massachusetts, New Jersey, New York, and Vermont.

Bonus Overview

• Bonus: $300
• Account: Home Town Free Checking plus Rainy Day Savings
• Availability: Participating branches in Florida, Massachusetts, New Jersey, New York, and Vermont.
• Expiration: October 31, 2026
• Promo code: None published

Eligibility

One promotional offer per eligible customer and household within 12 months. Employees are excluded. Obtain the current branch disclosure because older web fine print still shows prior campaign dates and reward details.

How to Earn the Bonus

• Open Home Town Free Checking and Rainy Day Savings at a participating branch.
• Establish recurring direct deposit to checking. Current public summaries do not state a new minimum for the October 2026 promotion; confirm at the branch before opening.
• Maintain at least $200 in Rainy Day Savings to avoid its monthly service fee.

Trending Checking Account Deal:

Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less

Earn $400

Go to the deal

Important Dates and Payout

Offer deadline: October 31, 2026

Trustco typically pays within 60 calendar days after verifying the requirements; confirm that timing in the October 2026 disclosure.

Fees and Important Terms

Home Town Free Checking has no monthly fee. Rainy Day Savings has no monthly fee when the balance is at least $200.

The account must remain open and in good standing through reward payment. Cash rewards may be taxable. Bank and credit-union terms can change, so save the offer disclosure shown during application.

How to Apply

Use the offer button above to review the official promotion. Confirm the offer amount, eligibility, deadlines, and promo code before opening the account.

See More:

• Trustco Bank Promotions: $25/$75 Referral, $200 Checking & Savings, $150 Business Checking Bonuses [FL, MA, NJ, NY, VT] – Ended

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.