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Find Trustco Bank promotions and bonuses updated here. Typical offers in the past have been for $100 to $300 cash.
Established in 1925 as the Canajoharie Building, Savings and Loan Association, Trustco Bank received its current name in 2002. They are New York-based and have around 150 locations throughout Florida, Massachusetts, New Jersey, New York, and Vermont.
See our bank offers page for more offers. Top offers can be found from TD Bank, Chase Bank, HSBC Bank, Aspiration, Huntington, Bank of America and many more.
I’ve reviewed the rates with Trustco Bank and, for the most part, they don’t compete well with the nation’s best. See the best CD rates here and Savings/Money Market rates here.
I”ll review the current offers below.
Trustco Bank $200 Checking & Savings Bonus
- What you’ll get: $200
- Where it’s available: In-branch only [FL, MA, NJ, NY, VT)
- How to earn it:
- Earn $100: Open a new Hometown Premier or Hometown Free Checking and receive $5,000 in direct deposits or $5,000 minimum balance for 60 days or 10 debit card transactions within 45 calendar days
- Earn $100: Open a Hometown Savings account (club accounts excluded) with $5,000 minimum balance for 60 days (checking account must be opened at the same time)
- When it expires: 9/6/2021
- Chase Bank $225 bonus
- TD Bank $150 & $300 bonuses
- Bank of America $100 bonus offer
- HSBC Bank $450 bonus
- Aspiration $150 or $200 bonus
- Huntington up to $500 bonus
How To Earn The Bonus
- Earn $100: Open a new Hometown Premier or Hometown Free Checking and receive $5,000 in direct deposits or $5,000 minimum balance for 60 days or 10 debit card transactions within 45 calendar days
- Earn $100: Open a Hometown Savings account (club accounts excluded) with $5,000 minimum balance for 60 days (checking account must be opened at the same time)
There is no monthly service charge for the free checking account and savings account (with a minimum balance of $200).
- Account opening and other transactional requirements must be met.
- All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer.
- Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $100 monthly Direct Deposit). Minimum of $50 to open a Checking Account.
- If Direct Deposit is canceled on the Home Town Premier Checking Account, a daily collected balance of $500 is required or $5 Monthly Service Charge applies.
- A checking account with the above-mentioned criteria must also be open, active, and in good standing.
- Mortgage subject to credit approval. Offer valid on new purchases, new construction, and non-Trustco Bank refinances. The value of the application fee for loans $15,000 to $550,000 is $299.00 and loans $550,001 to $1,500,000 is $349. NMLS# 474376.
- Employees are ineligible from promotions.
- Please Note: Trustco reserve the right to alter or withdraw these products or certain features thereof without prior notification.
Bottom Line
The bank had previous offered $300 for a similar deal but this is not a bad deal. Compare this offer with the best bank bonuses here.
[Expired] Trustco Bank Up To $200 Checking And Savings Bonus
- What you’ll get: Up to $200 bonus
- Where it’s available: FL, MA, NJ, NY, VT
- How to earn it:
- $100 bonus when you open a Home Town Personal or Business Checking Account† with Direct Deposit or make 10 debit card transactions.
- $100 bonus when you open a new Personal or Business Savings Account with a minimum balance of $5,000 for 45 days after account opening.
- When it expires: 4/30/2020
There are several offers worth comparing this one to. A few great checking accounts with bonus offers include the Chase Total Checking® ($225 bonus), TD Bank Convenience CheckingSM ($150 bonus), Aspiration Checking ($150 or $200 bonus), Bank Of America Advantage Banking ($100 bonus), Huntington Bank (up to $500 bonus) and HSBC Premier Checking ($450 bonus).
How To Earn The Bonus
- $100 bonus when you open a Home Town Personal or Business Checking Account† with Direct Deposit or make 10 debit card transactions.
- $100 bonus when you open a new Personal or Business Savings Account with a minimum balance of $5,000 for 45 days after account opening.
Home Town Free Checking Account has no monthly fee.
Home Town Premier Checking:
If Direct Deposit is canceled on the Home Town Premier Checking Account a Monthly Average Collected Balance of $500 is required or $5 Monthly Service Charge applies.
- All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer.
- To receive the $100, you must open a Home Town Premier Checking, Home Town Free Checking, Student Checking or Business Checking Account with either Direct Deposit or 10 debit card transactions within 60 days of account opening.
- Direct Deposits must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $100 monthly Direct Deposit).
- Minimum of $50 to open a Checking Account.
- Monthly Service Charge or fees may reduce earnings.
- To receive the $100, you must open a new Savings Account with a minimum of $5,000 (Club Accounts excluded).
- Please note: They reserve the right to alter or withdraw these products or certain features without prior notification.
Bottom Line
Lower value than their previous $300 offer, which required more accounts that needed to be open for the max bonus. Compare this offer with the best bank bonuses here.
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Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.