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Capital One 360 is offering great rates for their online certificate of deposit (CD) accounts. See the current rates below.
Update 3/21/23: APY Rates updated.
Update 2/15/23: Added 11-month CD with APY of 5.00%
Update 1/30/23: The 5-year CD rate decreased from 4.40% to 4.10%
- Capital One consistently offers some of the best nationwide rates for its Performance Savings and Certificate of Deposit (CDs) accounts.
- CDs are available in term lengths ranging from 6 to 60 months.
- CDs have no fees and no minimum balance.
- You can open a 360 CD account online in about 5 minutes.
See the Posts History below for all Capital One 360 offers.
Capital One 360 Online CD Account Details

Capital One 360 CD accounts are available with terms ranging from 6 to 60 months.
Here is a table with the current rates for the most popular CD terms from Capital One 360:
Term | APY |
---|---|
1 Year CD | 4.15% |
2 Year CD | 4.30% |
5 Year CD | 4.10% |
- Available nationwide
- Minimum for APY: $1
- Maximum for APY:
Account Features
- There’s no minimum balance to open a CD account.
- Every Capital One 360 CD balance is insured up to the FDIC’s allowable limits.
- Decide when your CD account interest is paid out—end of term, monthly or annually.
- Your CD’s performance isn’t tied to market variability, so there’s no risk involved.
- Your money will grow at a fixed rate over the term of your CD account.
- You can open a 360 CD account online in about 5 minutes.
Read more: Compare with the nation’s best CD rates here.
Posts History for Capital One 360:
- Capital One 360 Money Market Up To $1000 Bonus For Existing Customers [Nationwide] – Ended
- Capital One 360 Bonus: $250 Checking Account Offer [Nationwide] – Ended
- Capital One 360 Performance Savings Rate: 3.40% APY [Nationwide]
- Best Capital One 360 Bonuses, Promotions [Nationwide]
- Capital One 360 Money Account Review: Checking Account For Ages 13 To 17
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