Axos Bank Business Checking & Savings Bundle: Earn Up To $600 Bonus [Nationwide] – Ends 6/30/26

Earn up to $600 bonus plus 3.60% APY with Axos Bank’s Business Premium Savings & Business Basic Checking accounts – discover if this high-yield business banking offer beats the competition.

Looking for a business savings account that actually pays you to save? Axos Bank’s Business Banking Bundle is offering an impressive $600 in bonuses when you bundle their Basic Business Checking with the Business Premium Savings accounts, which earns a whopping 3.60% APY. Here’s the truth: while most banks are paying pennies on business checking and savings, Axos is offering rates that could earn your business real money—but before you jump in, let me break down exactly what you’re getting into and whether this online bank’s aggressive rates are worth switching for.

How To Earn The Bonus

$600 Bonus (Promo Code: SBB600)

Eligibility Requirements:
• Open both Business Premium Savings AND Basic Business Checking accounts together using promo code SBB600
• Must be a new Axos business customer (no accounts in past 12 months)
• Complete application during promotion period (October 9, 2025 – June 30, 2026)

Monthly Qualifying Activities (earn $100 per month for up to 6 months):
• Deposit $1,000+ into checking account from external source (ACH, check, or wire)
• Make 2+ debit card purchases of at least $50 each
• Maintain $1,500+ average daily balance in checking account
• Maintain $50,000+ average daily balance in savings account
• Complete activities by the 25th of each month

Bonus Payment:
• Earn $100 per qualifying month (maximum 6 months = $600 total)
• Bonus credited within 15 business days after each qualifying statement cycle
• Both accounts must remain open and active to receive payments

Key Restrictions:
• Limited to first 7 statement cycles after account opening
• Cannot combine with other Axos promotions
• One bonus per business entity
• Qualifying period runs from 1st business day through 25th of each month

>> OPEN AN AXOS BANK BUSINESS BUNDLE FOR THE BONUS

Axos Business Premium Savings Account Features

Interest & Fees:
• 3.60% APY on all balance tiers
• No monthly maintenance fees
• No minimum opening deposit
• No average daily balance requirements

Banking Perks:
• Free incoming domestic and international wires
• FDIC insured up to $250,000
• Extended FDIC coverage up to $265MM through IntraFi Network
• No transaction limits or penalties

Digital Banking:
• All-in-one mobile app for business and personal accounts
• QuickBooks integration (saves average 10 hours/week)
• Online wire transfers and bill pay
• Mobile check deposit
• Real-time account alerts

Business Tools:
• Direct statement export to accounting software
• 24/7 bank-level encryption and security
• Merchant services integration
• Treasury management solutions
• Payroll services available

Access:
• Online and mobile banking platform
• Customer support via phone and chat
• No physical branch locations (online-only bank)
• ATM access through partner networks

READ MORE: YOU’LL WANT TO SEE THE BEST PERSONAL & BUSINESS CHECKING ACCOUNTS HERE

Waive The Monthly Fee

No monthly maintenance fees for the Basic Business Checking account.

Fine Print

• Axos Bank allows only one checking account promotional offer per year for each primary account holder.
• Customers who have been primary owners of an Axos Bank, UFB, or Axos Bank for Nationwide checking or savings account in the last 12 months cannot avail this offer.
• The promotional terms and conditions are subject to change or removal without prior notice.
• The incentive received may be taxable and reported on IRS Form 1099-MISC.
• It is advised to consult a tax advisor regarding the tax implications of the incentive.

READ MORE: ALSO TAKE A LOOK AT THESE BUSINESS CHECKING OFFERS

Bottom Line

Earning up to $600 for opening a new account is definitely a nice deal. The Axos Bank Basic Business Checking and the Axos Bank Premium Savings accounts also offers several nice features.

One of the standout features of this offer is the absence of monthly maintenance fees, which can save businesses a significant amount of money over time. Additionally, the unlimited transactions and domestic ATM fee reimbursements provide convenience and flexibility for daily banking needs.

Overall, the Axos Bank Basic Business Checking account can be a beneficial choice for businesses, especially those looking for a fee-free account with unlimited transactions.

>> GET THE AXOS BANK BASIC BUSINESS CHECKING BONUS BEFORE IT EXPIRES

More from Axos:

• Best Axos Bank Bonuses, Promotions of April 2026
• Axos One: High-Interest Savings and Checking Bundle Without the Hassle
• UFB Direct Combine Freedom Checking & Portfolio Savings for Max Benefits Up To 3.46% APY
• UFB Portfolio Savings & UFB Portfolio Money Market Accounts Earn Up To 3.26% APY
• Axos Business Premium Savings Up To $600 Bonus & 3.60% APY [Nationwide] – Ends 6/30/26
• Axos Bank First Checking: The Truth About Is This Teen Account [Nationwide]
• Axos Bank First Savings: Why This Teen Account Beats Most Adult Savings [Nationwide]
• Axos Bank Rewards Checking Review: Earn Up to 3.30% APY with No Fees!
• Axos Bank Business Interest Checking: Earn Up to 1.01% APY [Nationwide]
• Axos Bank High Yield Savings Review: A Competitive Option for Growing Your Savings
• Axos Bank CashBack Checking Review: A Checking Account That Puts Cash Back In Your Hands
• Axos Bank Golden Checking: A Smarter Way to Bank for 55+
• Axos Essential Checking Review: Fee-Free Banking with Perks
• Axos Bank Give $50, Get $50 Referral Program For Essential/Rewards Checking Accounts

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Disclosures

†Axos Small Business Banking customers can earn up to $600 through the Axos Small Business Banking Cash Bonus Promotion. Promotional terms and conditions are subject to change or removal without notice.

Axos Small Business Banking Cash Bonus Promotion Terms The following terms and conditions (the “Terms”) apply to the Axos Small Business Banking Cash Bonus Promotion, which allows eligible businesses (as defined below) to earn up to $600 on their Basic Business Checking account over 6 statement cycles after account opening by completing the required actions described below.

Promotion Period: October 9th, 2025 at 12:00 a.m. E.T. – June 30, 2026 at 11:59 p.m. E.T.

Who is eligible for the Cash Bonus Promotion?

To be eligible to qualify for the Cash Bonus Promotion, a business must:

• Become a new Axos business customer in the Promotion Period (10/9/2025 – 6/30/2026)
• Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
• Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
• Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened

Businesses who have opened an Axos Small Business Banking account prior to the Promotion Period are not eligible for the Cash Bonus Promotion. Eligible businesses must complete the qualifying activities described below in each Statement Cycle in order to receive the cash bonus in that Statement Cycle.

What qualifying activities do I need to complete to earn the cash bonus?

To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:

• Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
• Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
• Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
• Maintain an average daily balance of at least $50,000 in the Business Premium Savings account

The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the Cash Bonus starting in the following month.

Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.

Both accounts must be in an open and active status on the 25th of the month and on the date the Cash Bonus is paid to receive the Cash Bonus for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the Cash Bonus for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.

Additional Important Terms for the Axos Small Business Banking Cash Bonus Promotion

A business is eligible to qualify in the first 7 statement cycles after eligible accounts are opened.

An eligible business can qualify for the Cash Bonus for a maximum of 6 statement cycles.

If an eligible business meets the qualifications during the Qualification Period within a Statement Cycle, a payment of $100 will be credited to their Basic Business Checking account.

This $100 credit will be paid within the first 15 business days following the end of the Statement Cycle in which the eligible business qualified.

An eligible business can earn up to $600 in cash bonuses throughout the entirety of this promotion.

Only one promotional offer may apply to a business at any time. The Cash Bonus Promotion may not be combined with other promotional offers.

Promotion is non-transferable and limited to one account per business. Any subsequent accounts opened by the business will not be eligible for the Cash Bonus Promo.

Axos reserves the right to modify, suspend, or terminate the Promotion at any time without notice.

Standard rates are variable and subject to change at any time. Fees may reduce earnings. For current rates and additional disclosures, please see:

https://www.axosbank.com/business

https://www.axosbank.com/legal/disclosures