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Both the UFB Best Savings and UFB Best Money Market accounts earn a very competitive rate. Details below.
Update 1/18/2023: UFB Direct has increased the rates on both their UFB savings and money market account products again, from 4.11% to 4.21% APY.
Update 12/15/2022: UFB Direct has increased the rates on both their UFB savings and money market account products from 3.91% to 4.11% APY. They also renamed their savings account to UFB Best Savings and money market account to UFB Best Money Market.
Update 12/2/2022: UFB Direct has increased the rates on both their UFB High Rate Savings and UFB High Rate Money Market Account products from 3.83% to 3.91% APY
UFB Direct, a division of Axos Bank, is an online bank that offers a high-yield savings account and money market account.
See the Posts History below for all offers from Axos Bank.
UFB Best Savings: Up To 4.21% APY

- Earn up to 4.21% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
UFB Best Money Market Account: Up To 4.21% APY

- Earn up to 4.21% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
READ MORE: Compare UFB Direct to other top online banks, such as American Express Online Banking and CIT Bank.
What You Should Know About UFB Direct
UFB Direct is a digital bank that offers a variety of products and services to its customers. What’s really nice about UFB Direct is that they offer some pretty competitive interest rates on their savings accounts, as you can see from the rate offers above.
One of the best things about UFB Direct is their online banking. You can easily access your accounts, make transactions and even apply for loans online. They also have a mobile app available for download, so you can take your banking with you on the go.
Whether you’re looking for a place to stash your cash or need to borrow some dough, UFB Direct has got you covered. And the best part is that you can do it all from the comfort of your own home.
UFB Direct is a subsidiary of Axos Bank, also one of the most popular online banks because it has a lot to offer and doesn’t charge many fees. Perks include ATM fee reimbursements, competitive APYs and more.
READ MORE: Best Axos Bank Bonuses and Offers
What Are The Benefits Of UFB Direct?
Choosing UFB Direct as your bank can bring many benefits to you. Some are as follows:
- Competitive Interest Rates: UFB Direct’s interest rates on savings accounts are competitive, which can help you earn more on your money.
- Convenient Online and Mobile Banking
How Does UFB Direct Handle Security?
Security is always a top priority when it comes to banking, and UFB Direct takes it very seriously. They use advanced encryption technology to protect customer’s financial information, both online and offline.
Customers also have the ability to enable alerts for unusual activities, and the bank also monitors for any suspicious activity on customers’ accounts to notify them immediately.
READ MORE: Axos $200 Bonus for Managed Portfolios or Self-Directed Trading Investing Accounts
The Customer Service Experience With UFB Direct
UFB Direct and Axos Bank are known for providing excellent customer service to their customers.
They have a dedicated customer service team that is available 24/7 to assist customers with any issues or questions they may have. They also have a comprehensive FAQ section on their website that can help customers find answers to common questions quickly.
Customers can reach out to the bank via phone, email or through their mobile app, and the bank strives to resolve customer issues in a timely manner. They also have a feedback system in place, to take customers’ suggestions and improve their service.
In comparison to its competitors, UFB Direct and Axos Bank’s customer services are considered to be one of the best in the industry.
Bottom Line
Great rates for these two online account options from UFB Direct.
Also, consider Axos Bank’s personal checking and business checking offers.
More offers from Axos Bank:
- Axos $250 Bonus for Managed Portfolios or Self-Directed Trading Investing Accounts – Ends 3/31/23
- Best Free Business Checking Accounts of February 2023
- Best Axos Bank Bonuses, Promotions of February 2023
- Axos Bank Rewards Checking Account $100 Bonus Offer [Nationwide] – Ends 3/31/23
- Axos Bank $100 or $200 Basic Business Checking Bonus [Nationwide] – Ends 3/31/23
- Axos Bank $100 or $200 Bonus for Business Interest Checking [Nationwide] – Ends 3/31/23
- Axos Bank Give $50, Get $50 Referral Program For Essential/Rewards Checking Accounts
READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here