Earn up to 3.26% APY with UFB Portfolio Savings and UFB Portfolio Money Market accounts. Enjoy competitive rates, no maintenance fees, and seamless online banking.
Quick Takeaways:
- UFB Direct offers up to 3.26% APY on both Portfolio Savings and Portfolio Money Market accounts.
- No maintenance fees for the Portfolio Savings account.
- Portfolio Money Market account has no monthly fees with a $5,000 balance.
- FDIC insured for security and peace of mind.
Introduction
Looking for high-yield savings options? UFB, a division of Axos Bank, offers competitive rates on their UFB Portfolio Savings and UFB Portfolio Money Market accounts.
Let’s explore how you can benefit from these accounts and enhance your financial savings.
See the bottom of this page for more offers.
UFB Portfolio Savings & Money Market Offers
UFB Portfolio Savings: Up To 3.26% APY
- Earn up to 3.26% APY*.
- No maintenance or service fees
- No minimum deposit requirements
- Complimentary ATM card
- Digital tools for seamless remote banking
- Free transfers between direct deposit accounts
Read additional details about UFB Portfolio Savings & Money Market
UFB Portfolio Money Market Account: Up To 3.26% APY
- Earn up to 3.26% APY*.
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
How to Boost Your UFB Portfolio Savings to 3.46% APY
By default, UFB Portfolio Savings and UFB Portfolio Money earn up to 3.46% APY. But if you pair your savings account with a UFB Freedom Checking account, you can qualify for an additional 0.20% APY boost — pushing your rate as high as 3.46% APY.
Here’s how the Freedom Checking + Portfolio Savings bundle works:
- Step 1 – Direct Deposit
Receive at least $5,000 in direct deposits each month into your Freedom Checking to unlock a 0.05% APY bump. - Step 2 – Maintain a Balance
Keep a $10,000+ balance in your Freedom Checking to add another 0.10% APY bump. - Step 3 – Use Your Debit Card
Make 10 qualifying debit card transactions per month (minimum $3 each) to gain an extra 0.05% APY bump.
Meet all three requirements, and your UFB Portfolio Savings or Money Market account moves from 3.26% APY up to 3.46% APY.
On top of that, the checking account itself earns a competitive 2.00% APY, has no monthly maintenance fees, and gives you access to 90,000+ fee-free ATMs nationwide.
What You Should Know About UFB Direct
UFB Direct is a digital bank that offers a variety of products and services to its customers. What’s really nice about UFB Direct is that they offer some pretty competitive interest rates on their savings accounts, as you can see from the rate offers above.
One of the best things about UFB Direct is their online banking. You can easily access your accounts, make transactions and even apply for loans online. They also have a mobile app available for download, so you can take your banking with you on the go.
Whether you’re looking for a place to stash your cash or need to borrow some dough, UFB Direct has got you covered. And the best part is that you can do it all from the comfort of your own home.
UFB Direct is a subsidiary of Axos Bank, also one of the most popular online banks because it has a lot to offer and doesn’t charge many fees. Perks include ATM fee reimbursements, competitive APYs and more.
READ MORE: COMPARE WITH THE RATES FROM CIT BANK, AMERICAN EXPRESS AND OTHERS HERE
What Are The Benefits Of UFB Direct?
Choosing UFB Direct as your bank can bring many benefits to you. Some are as follows:
- Competitive Interest Rates: UFB Direct’s interest rates on savings accounts are competitive, which can help you earn more on your money.
- Convenient Online and Mobile Banking
Trending Savings Account Deal:
How Does UFB Direct Handle Security?
Security is always a top priority when it comes to banking, and UFB Direct takes it very seriously. They use advanced encryption technology to protect customer’s financial information, both online and offline.
Customers also have the ability to enable alerts for unusual activities, and the bank also monitors for any suspicious activity on customers’ accounts to notify them immediately.
READ MORE: SEE THE NATION’S BEST CD ACCOUNT RATES
The Customer Service Experience With UFB Direct
UFB Direct and Axos Bank are known for providing excellent customer service to their customers.
They have a dedicated customer service team that is available 24/7 to assist customers with any issues or questions they may have. They also have a comprehensive FAQ section on their website that can help customers find answers to common questions quickly.
Customers can reach out to the bank via phone, email or through their mobile app, and the bank strives to resolve customer issues in a timely manner. They also have a feedback system in place, to take customers’ suggestions and improve their service.
In comparison to its competitors, UFB Direct and Axos Bank’s customer services are considered to be one of the best in the industry.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Bottom Line
Both options have a very competitive APY, better than most other savings accounts out there. And most importantly, they’re FDIC insured, so your money’s safe.
The SMS banking feature is nice, and the fact that there are no maintenance fees with the savings account makes it even more attractive. With the money market option, you’ll need to keep at least a $5,000 balance to avoid the monthly fee.
I also like that they provide an ATM card, so you can access your funds easily without dealing with bank transfers.
In a nutshell, UFB Direct is a fantastic option if you’re looking for competitive interest rates on savings and money market accounts, plus the peace of mind that comes with FDIC insurance. But if you need a checking account or CD, you’ll need to check out other banks since UFB Direct doesn’t have those.
For more offers, see our guide to the best Axos Bank bonuses.
READ MORE: SEE THE BEST BANK BONUSES HERE.
Discover more from MoneysMyLife
Subscribe to get the latest posts sent to your email.
