PSECU Bonus: Up To $300 Checking Offer [Nationwide] – Ends 12/31/24

PSECU is offering a checking account promotion where new members can earn up to $300. By joining with the promo code RIGHTNOTE and fulfilling specific requirements, members can earn $200 by establishing a Qualifying Payroll Direct Deposit of at least $500 per month and engaging with digital banking. An additional $100 is available by maintaining the direct deposit and making at least 10 Eligible Debit Card Purchases totaling $100 over three months. This offer, valid until December 31, 2024, is open to Pennsylvania residents and nationwide for those joining the Pennsylvania Recreation and Park Society (PRPS) for $20.

• Update 8/10/2024: A reminder that the offer is still available through the end of the year. You may want to consider earning up to $500 from BMO Bank with this offer.
• Update 1/30/2024: The offer has been extended through December 31, 2024 and offer details have changed including new promo code RIGHTNOTE.
• Update 11/29/2023: The offer is still active. Get up to $300 bonus from PSECU. See details below.

• Update 8/23/23: $300 promotion is still available through 12/31/2023.
• Update 1/2/23: The maximum bonus amount has increased from $250 to $300. Details below.

PSECU has locations in PA only. Anyone nationwide can join PSECU by becoming a member of PRPS:

In order to take advantage of PSECU’s products and services, you must be a member of PSECU. Pennsylvania Recreation and Park Society (PRPS) members are eligible for PSECU membership. You have the option to join PRPS at the Friend level. PSECU will cover the $20 dues. To continue your relationship with PSECU, you do not need to maintain PRPS membership. If you do not wish to join PRPS, call us at 800.237.7328, extension 3133, so we may help you with PSECU eligibility.

How To Earn The Bonus

Earn a $100 to $300 bonus with a new checking account from PSECU. The $100 bonus can be earned without direct deposit.

Here are the full details:

Click the offer link below.

• State 1 – Earn $200:
  • Become a PSECU member using promo code: RIGHTNOTE and add a free checking account.
  • Sign up and log into digital banking (online or mobile).
  • Establish Qualifying Payroll Direct Deposit(s) that total at least $500 per calendar month.
• State 2 – Earn another $100:
  • Continue recurring Qualifying Payroll Direct Deposits totaling at least $500 per calendar month for 3 consecutive months after Stage 1 requirements are met, with a total additional amount deposited of at least $1,500 during Stage 2.
  • Complete a minimum of 10 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $100.

>> OPEN A PSECU CHECKING ACCOUNT TO EARN UP TO $300

The Monthly Fee

Free Checking account has no monthly fees.

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, BANK OF AMERICA AND BMO.

Fine Print

RIGHTNOTE – Up to $300 Bonus Terms and Conditions 

From 1.1.24 to 12.31.24, PSECU is running a new member incentive bonus. To receive up to $300, new members must sign up with promotional code RIGHTNOTE and satisfy each of the requirements listed below. PSECU will deposit member incentive bonus into the Regular share within 45 days after the requirements are satisfied. Promotion open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) new member Hit the Right Note bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the Hit the Right Note bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Regular share account is 0.50%. This variable rate is current as of 12.1.23 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus (up to $300) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.

$200 Stage 1 Bonus (must be completed within the first 60 days of establishing membership) Within 60 days of establishing membership, you must be approved for savings and checking accounts, sign up and log in to digital banking (online or mobile), and establish Qualifying Payroll Direct Deposit(s). Qualifying Payroll Direct Deposits are defined as paychecks, Social Security payments, and pension payments that total at least $500 per calendar month. You may have more than one Qualifying Payroll Direct Deposit coming into your account per calendar month to reach the $500 minimum requirement.

The following are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit account to demand deposit account transfers (for example, from a checking account to another checking account), and deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers).

$100 Stage 2 Bonus (must be completed within 120 days after Stage 1 requirements have been met) You must meet the requirements of Stage 1. You must continue your recurring Qualifying Payroll Direct Deposits totaling at least $500 per calendar month for 3 consecutive months after Stage 1 requirements are met, with a total additional amount deposited of at least $1,500 or more to meet the requirements of Stage 2.

You must complete a minimum of 10 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $100 within 120 days after completion of all requirements of Stage 1.

Transactions that are not eligible for this offer include, but are not limited to, the following: ATM transactions, checks clearing your account, account deposits, account transfers, ACH transactions, unauthorized purchases/fraudulent transactions, purchase of Travelers Cheques, gift cards, quasi-cash and any other cash equivalent transactions, account fees, fee reversals, dividends posted by PSECU, overdraft transfers, merchant returns, and credit adjustments.

READ MORE: THIS BANK OF AMERICA CHECKING BONUS IS CURRENTLY TRENDING

Bottom Line

This is an improved offer over their previous $250 one.

>> GET UP TO $300 WITH PSECU BEFORE THE OFFER EXPIRES

See more:

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.