American Express Business Checking 35,000 Membership Rewards Points Bonus

American Express is offering a 35,000 Membership Rewards points promotion for opening Business Checking. Availability: Nationwide

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American Express Bonus Overview

Bonus: 35,000 Membership Rewards points
Account: Business Checking
Deadline: No fixed end date verified
Promo code: None listed
Availability: Nationwide

How to Earn the Bonus

Trending Checking Account Deal:

Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less

Earn $400

Go to the deal

• Open your first eligible American Express Business Checking account through the public offer.
• Deposit at least $5,000 in eligible new money within 20 days of opening.
• Maintain an average balance of at least $5,000 for 60 days after reaching the deposit threshold.
• Complete at least 10 qualifying electronic transactions within 60 days of opening.

Who Is Eligible?

Available nationwide to approved business applicants opening their first American Express Business Checking account. A business that currently has or previously had this account is not eligible for the welcome offer.

Monthly Fees and Minimums

There is no monthly maintenance fee or minimum balance requirement. Review the current fee schedule for wires, foreign transactions, and other optional services.

When Is the Bonus Paid?

American Express states that points are generally credited within 8 to 12 weeks after all criteria are met. The account must remain open through fulfillment. The account currently earns 1% APY on eligible balances and 1 point per $2 in eligible debit-card purchases. Promotional rewards may be taxable.

Important Dates

• No fixed public expiration date was verified.
• Deposit within 20 days and complete the balance and transaction requirements within their 60-day windows.
• Save the promotional terms when applying because the institution may change or withdraw the offer.

How to Apply

Use the official offer button above, follow the promotional application path, and retain the confirmation plus records of each qualifying deposit, balance, or transaction.

The Bottom Line

This offer can be worthwhile when the required activity fits your normal banking needs. Compare the bonus with any monthly fee, balance commitment, and account-retention requirement before applying.

Offer details rechecked September 21, 2026. Confirm the current terms before applying.