Cape Ann Savings Bank $100 Checking Bonus (MA Only) – No Direct Deposit Required

Looking for a simple bonus if you’re in Massachusetts? Cape Ann Savings Bank is offering an easy $100 reward, and you don’t even need a direct deposit to get it. Even better—there are no monthly fees, and you can qualify through debit purchases or bill payments.

Looking for easy cash bonuses available nationwide? Our guide to the best bank bonuses has huge offers from BMO & Chase—grab them before they’re gone!

Key Takeaways

• Bonus Amount: $100 (Gift Check for local businesses)
• Availability: Massachusetts residents only
• Expiration Date: Not listed (limited time offer)
• Direct Deposit: Not required
• Debit Card/Other Options: 3 ways to qualify
• Monthly Fee: None
• Where to Open: In-branch only

How To Get the $100 Bonus

Open a new checking account with Cape Ann Savings Bank and complete any one of the following within 90 days:

• Option 1: Receive 2 qualifying direct deposits (excluding Venmo, PayPal, Zelle, bank-to-bank transfers)
• Option 2: Make 15 debit card purchases totaling $300+
• Option 3: Complete 5 bill payments through online banking

Once completed, you’ll receive a $100 Greater Cape Ann Chamber of Commerce Gift Check to use at participating local businesses.

Trending Checking Account Deal:

Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 7/15/26. Show Less

Earn $400

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Fees and Requirements

• Monthly Fee: None
• Early Closure Fee: Not disclosed
• Credit Card Funding / ChexSystems: Unknown

Who’s Eligible?

• Massachusetts residents only
• Offer may require in-person branch visit
• No household limit noted
• Limited to new checking customers

Our Take

This is a low-effort, no-risk bank bonus that supports local businesses. While you’ll have to visit a branch to open the account, the absence of a monthly fee and flexible qualification options make this a solid $100 freebie for locals.

We don’t often see bonuses that don’t require direct deposit, so this is a nice one for casual users or side hustlers who want to avoid tying up payroll.

If you’re nearby and have 15 small purchases or bills to pay, this one’s an easy win.

Trending Savings Account Deal:

Raisin Savings Network: 70+ Banks, Up $1200 & Top Savings Account APY Rates

Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,200...Show More

Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,200 sign up bonus. With just one secure login, you can easily diversify your deposits across multiple institutions, all backed by up to $10 million in federal deposit insurance coverage.¹ Open your Raisin account in minutes and start earning more today. Show Less

Up to $1,500 & Top APY

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