Blue Foundry Bank – Earn $1,000 for Your Business [NJ]

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Offer Details

• Bonus Amount: $1,000
• Account Type: Business Checking (Blue Carbon® Business Solutions)
• Minimum Balance to Qualify: $35,000
• Monthly Fee: None, with eStatements; otherwise $5
• Minimum Opening Deposit: $100
• Availability: Likely regional (check with Blue Foundry Bank directly)
• Expiration Date: Not listed (offer may end anytime)
• Promo Code: Not required

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How to Earn the $1,000 Bonus

1. Open a Blue Carbon® Business Solutions Checking Account
   • Must be your first business checking account at Blue Foundry Bank.
   • Cannot have closed a Blue Foundry business account in the past 12 months.
2. Deposit at least $35,000
   • This must be done within 30 days of account opening.
3. Maintain a $35,000 minimum balance every day for 7 full months (213 days).
   • Dropping below the balance disqualifies you from the bonus.
4. Get Paid
   • Bonus is deposited within 60 days of completing the 7-month qualification period.
   • Reported on IRS Form 1099.

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Account Features

• $0 Monthly Maintenance Fee if you enroll in eBanking with eStatements
• Free Cash Management Services, including:
  • Unlimited incoming & outgoing wires
  • Remote Deposit Capture
  • ACH Originations
  • Positive Pay fraud monitoring
  • Lockbox services

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Who Should Consider This Bonus?

This offer is ideal for businesses that:

• Maintain $35,000+ in operating cash
• Want free advanced cash management tools
• Prefer no monthly fees and a strong bonus upfront

If your business consistently keeps higher balances, this could be a simple way to earn $1,000 while gaining useful banking features.

Our Take

This is one of the highest-value business checking bonuses on the market—especially with no direct deposit or transaction count requirements. The only catch is the strict $35K daily balance rule over a 7-month period. If your business can meet that, this offer is a no-brainer.

Bonus Tip: Enroll in eStatements to dodge the $5 paper fee. Keep an eye on the calendar, and set balance alerts to avoid slipping below the threshold.