Contents
The BMO Harris Bank Platinum Rewards Mastercard has an offer for 25,000 bonus points when you spend $2,000 within the first three months. According to BMO Harris Bank, this welcome offer is worth over $300 when you redeem for travel awards. See our list for more travel credit cards such as the Capital One VentureOne Rewards Credit Card.
A barebones travel rewards card, the BMO Harris Bank Platinum Rewards card offers double points on gas and groceries, but only on up to $2,500 in combined purchases every quarter. It’s a good fit if you’re a light to moderate spender in those two bonus categories.
Unfortunately, not everyone is eligible to apply. The BMO Harris Bank Platinum Rewards card is available to residents of eight states where the bank operates (more on that later).
*Check out BMO Harris Bank bonuses for Checking & Savings accounts.
CAPITAL ONE® VENTUREONE® REWARDS CREDIT CARD
The Capital One® VentureOne® Rewards Credit Card has an offer for 20,000 bonus miles after you spend $500 on purchases within 3 months. We value these 20k bonus miles at around $280.
This card has no annual fee. The annual fee version of this card is the Capital One® Venture® Rewards Credit Card, with better features.
The VentureOne Rewards card offers unlimited 1.25X miles on all purchases. You can redeem for statement credits for travel and gift cards. Another option is to transfer miles to airline partners. Read more on this here.
BMO Harris Bank Platinum Rewards Card 25,000 Bonus Points Offer
Take advantage of the BMO Harris Bank Platinum Rewards card’s 25,000 bonus points offer, worth over $300 when you redeem for travel awards.
To qualify, charge at least $2,000 to your card within the first three months of opening your account.
Here are some ideas on meeting the spending requirement.
What Are BMO Harris Bank Platinum Rewards Points Worth?
Like many other rewards cards, the value of your points depends on how you use them. When it comes time to redeem your BMO Harris Bank Platinum Rewards points, you have a variety of options including:
- Airfare, hotel stays, cruises or vacation packages
- Gift cards
- Merchandise
- Statement credits
If 25,000 points will get you over $300 in travel awards, that means each point is worth at least $0.012 when redeemed this way.
BMO Harris Bank Platinum Rewards Card Availability
The BMO Harris Bank Platinum Rewards card is only available to those who live near a BMO Harris Bank. That includes residents of:
- Arizona
- Florida
- Indiana
- Illinois
- Kansas
- Minnesota
- Missouri
- Wisconsin
Otherwise, you’ll want to consider other credit cards that are available nationwide.
Bottom Line
Are you a casual traveler looking to earn points on everyday spending towards a free flight or hotel night? Then the BMO Harris Bank Platinum Rewards Mastercard could be a good fit. Especially because the card doesn’t cost anything to carry.
But if you’re a big spender or you travel abroad often, then you’ll want to look into other rewards cards. Among the Platinum Rewards card’s shortcomings include capped bonus rewards and a 3% foreign transaction fee.
| OFFER LINK | OFFER | OUR REVIEW |
| Chase Business Complete Banking℠ | $300 Cash | Review |
| Chase Total Checking® | $225 Cash | Review |
| Chase Secure Banking℠ | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience Checking℠ | $150 Cash | Review |
| HSBC Premier Checking | $450 Cash | Review |
| Axos Business Checking | $100 Cash | Review |
| Aspiration Checking | $150/$200 Cash | Review |
| Ally Invest | Up To $3,000 | Review |
| Betterment | Up To 1 Year Free | Review |
| BlockFi | Up To $250 BTC | Review |
| Voyager (code BH5F1A) | $25 In BTC | Review |
| TradeStation | $100 Bonus | Review |
| Coinbase | $10 In BTC | Review |
| Robinhood | Free Stock | Review |
| Motley Fool | Stock Advisor Discount | Review |
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.