The BMO Harris Bank Platinum Rewards Mastercard has an offer for 25,000 bonus points when you spend $2,000 within the first three months. According to BMO Harris Bank, this welcome offer is worth over $300 when you redeem for travel awards. See our list for more travel credit cards such as the Capital One VentureOne Rewards Credit Card.
A barebones travel rewards card, the BMO Harris Bank Platinum Rewards card offers double points on gas and groceries, but only on up to $2,500 in combined purchases every quarter. It’s a good fit if you’re a light to moderate spender in those two bonus categories.
Unfortunately, not everyone is eligible to apply. The BMO Harris Bank Platinum Rewards card is available to residents of eight states where the bank operates (more on that later).
*Check out BMO Harris Bank bonuses for Checking & Savings accounts.
BMO Harris Bank Platinum Rewards Card 25,000 Bonus Points Offer
Take advantage of the BMO Harris Bank Platinum Rewards card’s 25,000 bonus points offer, worth over $300 when you redeem for travel awards.
To qualify, charge at least $2,000 to your card within the first three months of opening your account.
Here are some ideas on meeting the spending requirement.
What Are BMO Harris Bank Platinum Rewards Points Worth?
Like many other rewards cards, the value of your points depends on how you use them. When it comes time to redeem your BMO Harris Bank Platinum Rewards points, you have a variety of options including:
- Airfare, hotel stays, cruises or vacation packages
- Gift cards
- Statement credits
If 25,000 points will get you over $300 in travel awards, that means each point is worth at least $0.012 when redeemed this way.
BMO Harris Bank Platinum Rewards Card Availability
The BMO Harris Bank Platinum Rewards card is only available to those who live near a BMO Harris Bank. That includes residents of:
Otherwise, you’ll want to consider other credit cards that are available nationwide.
Are you a casual traveler looking to earn points on everyday spending towards a free flight or hotel night? Then the BMO Harris Bank Platinum Rewards Mastercard could be a good fit. Especially because the card doesn’t cost anything to carry.
But if you’re a big spender or you travel abroad often, then you’ll want to look into other rewards cards. Among the Platinum Rewards card’s shortcomings include capped bonus rewards and a 3% foreign transaction fee.
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