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Dave Banking App Promotions: $5 Welcome Bonus & Get $5, Gift $5 Referrals

Diana Mason by Diana Mason
January 27, 2023 2:44 am CST
in Uncategorized
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Dave (dave.com) is welcoming new members with a $5 cash bonus (invite link required). You’ll earn an additional $5 cash bonus for every person who claims their welcome reward using your unique invite link. More referral offers here.

The Dave banking app was created to help members predict and avoid overdraft fees, potentially saving you hundreds of dollars a year. The app also lets you receive your paycheck up to two days early, build your credit history and get up to $500 advances without paying interest. For more on Dave and their current offers, keep reading.

READ MORE: See Our Full Review Of Dave

Dave Banking App $5 Welcome Bonus

Enjoy a $5 cash bonus when you use an invite link to open a new Dave account. There is no minimum deposit required, and your welcome reward will post within 24 hours of account approval.

This offer is valid for new Dave members only.

Use one of the referral links below:

  • https://dave.com/invite-a-friend/get-5-give-5/62eb6f0f
  • https://dave.com/invite-a-friend/gift-5/2d37d192
  • https://dave.com/invite-a-friend/gift-5/24c1086

Dave Get $5, Gift $5 Referral Program

Earn a $5 cash bonus for every person who uses your unique invite link to open a Dave account. Each of your referrals will also earn a $5 cash bonus upon account opening. To qualify:

  • You must have a Dave spending account in good standing.
  • Your referral must be new to Dave.

The referral reward will post to your Dave account within 24 hour after your referral satisfies all criteria. You can earn a maximum of $25 in referral bonuses.

Check out their referral page for more details.

Dave Banking App Features

Dave was created to help people avoid bank overdraft fees. The app alerts you when your account balance is low and lets you take out cash advances – up to $500 – to cover expenses in the near future.

These small loans don’t have any interest. Instead, Dave asks for “tips.” It’s completely optional, and the amount is up to you. Payment for the cash advance is due either the following Friday or on your next payday, depending on how much you borrow. If you need to, you can contact customer service to change your repayment date.

To be eligible, you must have a paycheck that you direct deposit into a bank account, link that bank account to Dave, and you must show that your paycheck amount covers your bills every month, and then some.

Other Dave features include:

  • No credit checks
  • FDIC-insured spending account with debit card
  • Paychecks up to 2 days early
  • Budgeting tools
  • Credit-building, by reporting rent & utility payments (normally $100/year)
  • Income-generating side gigs in your area

Dave also donates a percentage of their tips to charity partners, such as Trees for the Future and Feeding America.

Sign Up For Dave

Dave Banking App Fees

Dave charges a $1 monthly fee to use their app, which is automatically deducted from your linked bank account. This cost can be waived on a month-to-month basis if you shop at partner retailers, and you can pause the service (and your monthly fee) at any time.

All other fees are optional, including:

  • The express fee that lets you receive funds within 8 hours instead of the standard 1 to 3 days ($1.99 to $5.99)
  • Tips (up to 20% of the amount you borrowed).

There is also no minimum balance fee, no overdraft fees, and members have access to over 32,000 fee-free Money Pass ATMs nationwide.

Bottom Line

Dave is a banking app that helps members avoid overdraft fees by providing cash advances of up to $500. There’s a small $1 monthly fee, no interest, and no hidden costs. Dave is a good option if you earn a steady paycheck, and if you might need a few extra dollars every once in awhile to help cover for unexpected expenses before your next payday.

Sign Up For Dave

Chime is another mobile banking service. They’re currently offering a $50 bonus for new members, as well as $50 referrals.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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Diana Mason

Diana Mason

Diana's passion for travel eventually led to her separation from the 9 to 5 office life and into the arms of freelance work. Cali-born and Philly-bred, she's a creative professional with a delightful knack for words. When she's not gallivanting across the globe, Diana can be found writing (of course), teaching yoga and dreaming of her next big adventure.

Comments 1

  1. Devin S. says:
    2 years ago

    Hey there! I think you’d like Dave, an app that has helped me with my money. For a limited time, Dave is giving new members (like you!) $5 to join. Here’s my invite link to get started: https://dave.com/invite-a-friend/get-5-give-5/3c8a5dab

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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