Earn Up To 3.50% APY: CIT Bank’s Best Certificate of Deposit Account Offers (Available Nationwide)

Unlock Your Savings Potential with CIT Bank’s CD Accounts – Daily Compounding Interest, No Fees, FDIC Insured, & More.

• Update 12/1/2024: The offer remains highly competitive. Find their best rates below.
• Update 4/2/2024: The rates have decreased. See the new rates below
• Update 5/8/2023: The 11-month CD rate increased from 4.80% to 4.90%.
• Update 3/31/2023: The 11-month CD rate increased from 4.15% to 4.80% and the 6-month CD increased from 4.15% to 5.00%.
• Update 3/17/2023: 11-Month CD rate increased from 4.10% to 4.15%.
• Update 1/24/2023: 18-Month CD rate decreased from 4.75% to 4.60%.
• Update 1/6/2023: Rates for the 6-month, 11-month, and 13-month CDs have increased.
• Update 12/16/2022: Rates for all term lengths were increased.

About CIT Bank:

• CIT Bank (Commercial Investment Trust) consistently offers some of the best nationwide rates.
• They offer Savings and Money Market Accounts, Certificates of Deposit (CDs), and IRA CDs.
• Operating online only, they avoid the higher overhead costs of physical branch locations and can pass on these savings in the form of higher rates.

CIT Bank is offering great rates for their online certificate of deposit (CD) accounts. See the current rates below.

See the bottom of this page for all CIT Bank offers.

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.

CIT Bank 18-Month CD: 3.00% APY (Nationwide)

• Current rate: 3.00% APY
• $1,000 minimum opening deposit
• No opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

CIT Bank 13-Month CD: 3.50% APY (Nationwide)

• Current rate: 3.50% APY
• $1,000 minimum opening deposit
• No opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

CIT Bank 11-Month No-Penalty CD: 3.50% APY (Nationwide)

• Current rate: 3.50% APY
• $1,000 minimum opening deposit
• No penalty to access funds if needed before maturity*
• No opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

*With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.

CIT Bank 6-Month CD: 3.00% APY (Nationwide)

• Current rate: 3.00% APY
• $1,000 minimum opening deposit
• No opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

Maximize Your Earning Potential with CIT Bank’s CD Accounts

Are you looking for a safe and secure investment option that can help you grow your savings? CIT Bank offers a range of Certificate of Deposit (CD) accounts that can help you reach your financial goals.

Here are some of the key features and benefits of these accounts:

1. Daily Compounding Interest: One of the standout features of CIT Bank’s CD accounts is their daily compounding interest. This means that the interest earned on your deposit is calculated and compounded on a daily basis, maximizing your earning potential over time.
2. No Fees: Another great advantage of CIT Bank’s CD accounts is that there are no account opening or maintenance fees. This means that you can keep your money working for you without having to worry about any hidden charges or fees eating into your returns.
3. FDIC Insured: Safety and security are key considerations for any investment, and CIT Bank’s CD accounts are FDIC insured. This means that your deposits are backed by the full faith and credit of the United States government, giving you peace of mind knowing your savings are protected.
4. Manage Beneficiaries Online: CIT Bank makes it easy to manage your CD account, with the option to set up and manage your beneficiaries online or through the mobile app. This allows you to keep track of your investments and make changes to your account as needed, all from the convenience of your computer or mobile device.
5. Humanized Experience in Banking: CIT Bank has been named #1 in delivering the most humanized experience in banking. This means that they are committed to providing their customers with a personalized and human touch in all their interactions, ensuring that you receive the best possible service and support as you work towards your financial goals.

READ MORE: COMPARE WITH THE NATION’S BEST CD RATES

How To Open An Account

• Use the link above to start the online opening process.
• Enter your info. Securely provide your address, phone, email and social security number (or other taxpayer ID).
• Fund your account. Minimum of $1,000 to open your account. You can transfer funds with electronic transfer, mail in check, or wire.
• They’ll send an email confirming your account has been successfully opened.

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Bottom Line

CIT Bank’s CD accounts are a great option for anyone looking for a safe and secure investment that offers the potential for daily compounding interest and no account opening or maintenance fees.

With FDIC insurance and the ability to manage your account online, CIT Bank is a smart choice for anyone looking to grow their savings.

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