Earn Up To 4.65% APY: CIT Bank’s Best Certificate of Deposit Account Offers (Available Nationwide)

CIT Bank is offering great rates for their online certificate of deposit (CD) accounts. See the current rates below.

Update 1/24/2023: 18-Month CD rate decreased from 4.75% to 4.60%.

Update 1/6/2023: Rates for the 6-month, 11-month, and 13-month CDs have increased.

Update 12/16/2022: Rates for all term lengths were increased.

• CIT Bank (Commercial Investment Trust) consistently offers some of the best nationwide rates.
• They offer Savings and Money Market Accounts, Certificates of Deposit (CDs), and IRA CDs.
• Operating online only, they avoid the higher overhead costs of physical branch locations and can pass on these savings in the form of higher rates.

See the Posts History below for all CIT Bank offers.

CIT Bank 18-Month CD: 4.60% APY (Nationwide)

• Current rate: 4.60% APY
• $1,000 minimum opening deposit
• No opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

CIT Bank 13-Month CD: 4.65% APY (Nationwide)

• Current rate: 4.65% APY
• $1,000 minimum opening deposit
• No opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

CIT Bank 11-Month No-Penalty CD: 4.10% APY (Nationwide)

• Current rate: 4.10% APY
• $1,000 minimum opening deposit
• No penalty to access funds if needed before maturity*
• No opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

*With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.

CIT Bank 6-Month CD: 4.15% APY (Nationwide)

• Current rate: 4.15% APY
• $1,000 minimum opening deposit
• No opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• FDIC insured

How To Open An Account

• Use the link above to start the online opening process.
• Enter your info. Securely provide your address, phone, email and social security number (or other taxpayer ID).
• Fund your account. Minimum of $1,000 to open your account. You can transfer funds with electronic transfer, mail in check, or wire.
• They’ll send an email confirming your account has been successfully opened.

Posts History for CIT Bank:

• CIT Bank Savings Connect Earns 4.05% APY (Nationwide)
• Best CIT Bank Promotions, Bonuses of January 2023
• CIT Bank Money Market Account Earns 1.55% APY (Nationwide)
• CIT Bank eChecking Account – Free Online & Mobile Banking

Read more: Compare with the nation’s best CD rates here.

Read more: See promotions from Chase Bank, BMO Harris, Bank of America, TD Bank, and U.S. Bank.

Read more: See the best bank promotions here and the best investing promotions here.