Citibank Personal Checking $750 to $1,500 Bonus Offer

Open a new checking account in an eligible account package and earn a cash bonus of up to $1,500 with this offer from Citibank. If you don’t want to commit a minimum of $30,000, you can opt for the $325 offer instead.

Only New-to-Citibank checking customers can take advantage of this offer.

• Update 1/13/2025: The offer is back with an increased bonus amount.
• Update 10/9/2024: The offer is back through January 7, 2025. You can earn up to $600 with this offer from BMO Bank.
• Update 8/6/2024: The offer is back through 10/8/24.
• Update 4/24/2024: The offer is still available through July 8, 2024.
• Update 1/11/2024: The offer has been extended through July 8, 2024 and the highest tier increased to $2,500. More details below.
• Update 12/22/2023: The offer is still available.
• Update 7/25/2023: Offer has been extended through 1/9/2024.
• Update 4/10/2023: Offer has been extended until 7/23/2023. Details below.
• Update 1/10/2023: Offer has extended until 4/4/2023. Details below.

You’ll find Citibank branches across the following states: CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA. Personal Checking and Savings offers appear to be available nationwide.

See the bottom of this page for more deals from Citi.

Citibank $500 or $1500 Personal Checking Bonuses

• What you’ll get: Up To $1,500
• Where it’s available: Available nationwide. Branches in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
• When it expires: None listed.
• How to earn it:
  • Open a new checking account in an eligible account package and earn a cash bonus of up to $1,500 after completing required activities.
  • Simply deposit qualifying funds within 20 days of account opening and maintain your balance for an additional 60 days from the 21st day to unlock your bonus.
  • Only New-to-Citibank checking customers can take advantage of this offer.
  • Earn one of the following amounts based on your minimum deposit and minimum balance amount:

Minimum Deposit and Minimum Balance	Your Cash Bonus
$30,000	$750
$200,000	$1,500

>> OFFER LINK

READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.

Waive The Monthly Fee

• Citigold Account Package. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
• Citibank Account Package. $25 monthly fee waived when you maintain $10,000+ balance.
• Citi Priority Account Package. $30 monthly fee waived when you maintain $30,000+ balance.
• Basic Banking Account Package. $12 monthly fee waived when you maintain $1,500+ balance.

Fine Print

• The New to Citi Checking Cash Bonus Offer is available for new and existing Citi customers who open their first Citi Free Checking account and meet the deposit requirements.
• To qualify for the $250 reward, you must not have owned a Citi checking account in the last 180 days, meet tax requirements, and be at least 18 years old.
• Enroll in the offer on the same day you open your new Checking Account using the promo code to be eligible.
• The eligible Checking Account must be opened using a residential/home address in an eligible location, and certain types of accounts do not qualify for this offer.
• Deposit new-to-Citibank funds into your account, which excludes cash deposits, Citi Global Transfers, and transfers between Citibank accounts.
• Maintain a minimum balance of $10,000 every day for 60 calendar days to remain eligible for the bonus.
• The bonus amount depends on the balance level during the maintenance period.
• Keep your Checking Account open and in good standing until you receive the bonus, which will be paid within 30 days after completing all required activities.
• Multiple offers can’t be used for the same account during the promotion’s offer period. If you fulfill multiple checking offers during the promotion, you’ll be awarded the bonus for the first qualifying offer.

READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS

Bottom Line

You’ll need to have a good chunk of money that you can put away for a decent amount of time to snag the top deal. Nonetheless, Citi is a big, prestigious bank, and their bonus offers pack a punch, making them worth a look.

Warning: these offers from Citi have very detailed terms and conditions. Explore these terms carefully on the offer pages before applying.

READ MORE: SEE MORE BONUS OFFERS THAT DON’T REQUIRE DIRECT DEPOSIT

READ MORE: SEE MORE FROM CITI HERE

READ MORE: SEE THE BEST BANK BONUSES HERE