Earn up to $450 with U.S. Bank’s Smartly® Checking account by setting up direct deposits and fulfilling simple requirements. Offer valid until June 26.
Key Takeaways
- U.S. Bank offers up to $450 bonus for new Smartly® Checking accounts.
- Requires opening deposit of $25 and setting up qualifying direct deposits within 90 days.
- No monthly service fees with $1,500 average balance, qualifying credit card, or $1,000+ in direct deposits.
- Offer valid through May 6, 2025.
Introduction: How Can You Earn Up to $450 with U.S. Bank Smartly® Checking?
U.S. Bank offers an attractive bonus of up to $450 for new Smartly® Checking customers.
By opening a new account and meeting specific requirements, you can easily qualify for this bonus. Imagine enjoying this extra cash along with numerous account benefits.
Let’s explore how you can take advantage of this offer and enhance your financial well-being.
See the bottom of this page for more offers.
U.S. Bank $450 Checking Bonus Offer
- What you’ll get: $450
- Where it’s available: Nationwide
- How to earn it:
- Open a New Account:
- Apply for a new U.S. Bank Smartly® Checking account online, in branch, or over the phone.
- Make an opening deposit of $25 within 30 days of account opening.
- Enroll in Online Banking:
- Within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking.
- Set Up Direct Deposits:
- Make at least two direct deposits within 90 days.
- Earn $250 for total direct deposits of at least $2,000.
- Make two or more direct deposits that combine for a total at least $5,000 to earn a $350 bonus.
- Make two or more direct deposits that combine for a total at least $8,000 to earn a $450 bonus.
- Receive Your Bonus:
- The bonus will be credited to your account within 60 days following the end of the month in which you completed the requirements.
- Open a New Account:
- When it expires: 6/26/25
Waive The Monthly Fee
- The monthly maintenance fee can be waived by meeting one of the following criteria:
- Maintain an average account balance of $1,500 or more.
- Have an open qualifying U.S. Bank consumer credit card.
- Combined monthly direct deposits totaling $1,000 or more.
- Be a member of the military or part of a select age group (24 and under or 65 and over).
READ MORE: GET TOP OFFERS FROM CHASE, AXOS, AND BMO.
Benefits of U.S. Bank Smartly® Checking:
- Enhanced Direct Deposit Options: Include Zelle®, PayPal, and Venmo alongside recurring paychecks and government benefits.
- Zero Overdraft Fees: No fees for overdrafts of $50 or less.
- No ATM Fees: Access over 65,000 ATMs nationwide without fees.
- Family Banking: Use your Greenlight account to help your kids earn, spend, and save with confidence.
Compare With Other Bank Bonuses
- Best Bank Bonuses & Promotions of June 2025 - This comprehensive guide will help you maximize your financial gains through the best bank bonuses, promotions & offers, providing detailed insights and comparisons to help…
- Acorns Bonuses: $20 Sign-Up Bonus & Up To $800 Referral Offer – June 2025 - Unlock the latest Acorns bonuses, including a $20 sign-up bonus and an opportunity to earn up to $1,000 through referrals. Start growing your savings with…
- Wells Fargo Bank Bonus: $400 Offer for the Everyday Checking Account – Ends 7/8/25 - Wells Fargo is offering a $400 bonus by opening an Everyday Checking account. This offer is designed for both new and existing customers looking to…
- Remitly Bonus: $20 Sign-Up Offer, $20 Per Referral - Have you been looking for a reliable way to send money internationally without getting gouged by fees? I've been testing various money transfer services, and…
- Upgrade Rewards Checking $200 Bonus With Upgrade Cash Rewards Visa® - Get a $200 bonus on your Upgrade Card after opening and funding a Rewards Checking account and making 3 debit card transactions within 60 days.*…
- Upgrade Rewards Checking $200 Bonus With Upgrade Triple Cash Rewards Visa® - Get a $200 bonus on your Upgrade Card after opening and funding a Rewards Checking account and making 3 debit card transactions within 60 days.*…
Our Take On the Bank Offer
Opening a U.S. Bank Smartly® Checking account not only gives you access to excellent banking services but also allows you to earn a substantial bonus. By following the simple steps and meeting the requirements, you can enjoy both financial rewards and enhanced banking services.
Take advantage of this offer and start your journey towards better banking with U.S. Bank today!
Find the best U.S. Bank bonuses here.
By John Huynh, with over two decades in finance and investing, including as a Senior Finance & Operations Manager at a renowned research institute and degrees in Economics and International Studies from UC Irvine. Edited by Tony Jay, an experienced finance blogger and Executive Editor with two decades in banking, specializing in online banking and savings strategies. Tony holds a doctorate from Tulane University.
Discover more from MoneysMyLife
Subscribe to get the latest posts sent to your email.
