If you run a business and have extra cash sitting idle, this is one of the highest-paying bank bonuses available right now.
U.S. Bank is offering up to $1,500 for opening a new business checking account — but there’s one major catch:
You must open the account in-branch.
No online signup. No shortcuts.
Still, if you’re willing to walk into a branch, this could be an easy payout.
If you’re looking for more offers available nationwide, check out our top picks here—including huge offers from Chase, CIT Bank and Axos Bank that you won’t want to miss! For more U.S. Bank offers, see here.
Bonus Overview
Here’s how much you can earn depending on the account you choose:
| Account Type | Bonus | Required Deposit |
|---|---|---|
| Business Essentials Checking | $500 | $5,000 |
| Gold Business Checking | $900 | $10,000 |
| Platinum Business Checking | $1,500 | $25,000 |
How to Earn the Bonus
To qualify, you’ll need to complete a few steps:
- Open a new business checking account between April 1, 2026 and June 30, 2026
- Use promo code Q2BUS26
- Deposit the required amount within 30 days
- Maintain that balance through day 60
- Complete 6 qualifying transactions within 60 days
Here’s an alternative $500 business banking offer that may have lower requirements.
TRENDING DEAL:
What Counts as a Qualifying Transaction?
You’ve got some flexibility here. Eligible transactions include:
- Debit card purchases
- ACH credits or debits
- Wire transfers
- Zelle payments
- Mobile check deposits
- Bill pay (excluding credit card payments)
This makes it relatively easy to hit the requirement without doing anything unusual.
Important Terms You Should Know
Before you jump in, here are a few key details:
- In-branch only — this offer is NOT available online
- Limit of one bonus per business
- Requires a $100 minimum opening deposit
- Bonus is paid within 30 days after completing requirements
- Bonus will be reported as interest income (1099-INT)
Also, the deposit must be new money, meaning it cannot come from another U.S. Bank account.
$300 Business Savings Bonus (Optional Add-On)
U.S. Bank is also offering a smaller bonus if you open a savings account:
- $300 bonus
- Requires $10,000 deposit
- Must maintain balance through day 60
This can be stacked with the checking bonus, making your total potential bonus even higher.
Is This Bonus Worth It?
Let’s break it down:
- $1,500 bonus for parking $25,000 for ~60 days
- That’s roughly a very strong short-term return, especially compared to most savings accounts
But there are trade-offs:
- You need a relatively large deposit
- You must visit a physical branch
- Not ideal if you prefer fully online banking
See the Best Checking & Savings Account Bonuses and Start Earning Free Cash Today
My Take
This is a high-value, no-nonsense business bonus.
U.S. Bank isn’t trying to make this viral or easy — they’re targeting serious business customers who can bring in real deposits.
If you already have cash sitting in a low-yield account, this is one of the easiest ways to generate a quick return.
But if convenience matters more than payout, the in-branch requirement alone could be a dealbreaker.
Final Thoughts
Most bank bonuses today are either:
- Too small
- Too complicated
- Or require too many hoops
This one is actually pretty straightforward — deposit, hold, transact, and get paid.
The only real friction?
You have to show up in person.
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