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Home Bank Promotions

Discover Bank Promotions: $150 or $400 Savings Account Bonus [Nationwide] – Ended

John Huynh by John Huynh
October 3, 2024 9:43 pm CDT
in Bank Promotions
0
Earn a $300 cash bonus with BlueVine!
chase-total-checking-banner-300-2024

Discover Bank is offering a $150 or $400 cash bonus when you open your first Discover Online Savings Account with a deposit of at least $15,000 or $45,000.

  • Update 12/27/2023: The offer has ended but here’s another version of the same deal that is still good through 3/14/24.
  • Update 11/2/2023: Reportedly if you use promo code BONUS1023D the deposit requirement is just $30,000 (compared to $45,000 with promo code BONUS1023M) but we have not been able to confirm this. YMMV.

This offer is similar to this one here that ends 12/14/23.

Discover Bank is a prominent direct bank and payment services company, renowned primarily for its credit card offerings.

As an extension of the Discover Financial Services brand, the bank provides a range of financial products, including checking and savings accounts, personal loans, and home equity loans.

With its commitment to innovation and customer-centric services, Discover Bank has established a reputation for competitive rates and robust online banking features, further solidifying its position in the digital banking landscape.

See the bottom of this page for more offers from Discover savings.

READ MORE: SEE BANK OFFERS THAT DON’T REQUIRE DIRECT DEPOSIT HERE

Discover Bank $150 or $400 Savings Bonus

  • What you’ll get: $150 or $400 bonus
  • Where it’s available: online, nationwide
  • How to earn it:
    • Apply for your first Discover Online Savings Account (online, by phone or Discover App).
    • Enter the code on the offer page when applying.
    • Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $45,000 to earn a $400 Bonus.
    • Deposit must be posted to account within 30 days of account open date.
    • Enter Offer Code BONUS1023M when applying.
  • When it expires: 11/16/2023
OFFER LINK

[su_panel background=”#FBFCFC” padding=”10″ shadow=”1px 1px -2px #eeeeee” radius=”2″]

TRENDING DEAL:

▶ GET UP TO 4.31% APY WITH THE UFB PORTFOLIO SAVINGS ACCOUNT

[/su_panel]

Is This Discover Welcome Bonus A Good Deal?

Due to the high deposit requirements, this Discover promotion is not as good as many of the best bank bonuses out there right now. If you have the money for the $15,000 or $25,000 deposit, it’s still worth considering.

Many banks give you a welcome bonus to get you to sign up, but then they charge you a lot of fees to make up for it later. But Discover has low fees, so if you qualify, the welcome bonus could be thought of as free money in your pocket.

READ MORE: GET THIS $200 PROMOTION FROM CHASE BEFORE IT’S GONE

Fine Print

  • Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover.
  • Eligibility is based on primary account owner.
  • Account must be open when bonus is credited.
  • Bonus will be credited to the account within 30 days of the account qualifying for the bonus.
  • Bonus is interest and subject to reporting on Form 1099-INT.
  • Offer may be modified or withdrawn without notice.

READ MORE: GET TOP BONUSES FROM CHASE, AXOS, AND BMO.

Bottom Line

Discover Bank is a part of Discover Financial Services, which is one of the biggest companies in the U.S. that issues credit cards. Over the years, it has become known as a top online bank for both individuals and families.

If you want a new savings account with a high annual percentage yield (APY), don’t like paying fees, and have a few thousand dollars to put in as an opening deposit, the $150 to $200 Discover bonus may be worth looking into.

More from Discover:

  • Discover Bank Money Market Account Earns up to 3.45% APY (Nationwide)
  • Discover Bank Promotions: $150 or $200 Savings Account Bonus [Nationwide] – Ends 9/11/25
  • Earn Up To 4.00% APY: Discover Bank’s Best Online CD Account Offers (Available Nationwide)
  • Discover Bank $150 or $500 Savings Account Bonus [Nationwide] – Ended
  • Discover Bank Bonus: $100-$150 Offer For Existing Customers [Targeted] – Ended
  • Discover Bank Promotions: $150 or $450 Savings Account Bonus – Ended

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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John Huynh

John Huynh

As a passionate advocate for financial wellness, I am dedicated to uncovering and sharing the top bonus deals to maximize your earning and savings potential. In my free time, I am a seasoned traveler, constantly creating itineraries for my next adventurous journey.

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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