Get a $1,000 bonus for a new checking account with this offer from Citizens Bank. This one is available in-branch only.
- Update 11/24/2023: The offer is back through November 28, 2023.
- Update 10/13/2023: The listed expiration date for this offer is 8/19/2023. Doesn’t hurt to still go in-branch and see if you can get the offer.
See the bottom of this page for more offers.
Offer Details
- What you’ll get: $1,000 bonus
- Where it’s available: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD, FL
- How to earn it:
- Earn $300 Checking bonus: Open a new One Deposit Checking, Citizens EverValue Checking, or Student Checking account between 8/4/23 and 8/19/23. Receive at least one direct deposit of $1000 or more within 60 days of account opening.
- Earn $500 Checking bonus: Open a new Citizens Quest Checking account between 8/4/23 and 8/19/23. Receive at least one direct deposit of $5000 or more within 60 days of account opening.
- Earn $1000 Checking bonus: Open a new Citizens Private Client Checking account between 8/4/23 and 8/19/23. Receive at least one direct deposit of $5000 or more within 60 days of account opening.
- Earn $200 Credit Card bonus: Qualify for one of the Checking bonuses above and open your first personal Citizens Credit Card between 8/4/23 and 8/31/23.
- When it expires: 11/28/2023
>> NO PUBLIC OFFER LINK; AVAILABLE IN-BRANCH ONLY
READ MORE: WELCOME OFFERS FROM CHASE, BANK OF AMERICA, TD BANK, AXOS, AND BMO.
Waive The Monthly Fee
- One Deposit Checking Account: $300 Bonus, comes with a $9.99 monthly fee, which can be waived by making just one deposit each statement period.
- Citizens Quest Checking: $500 Bonus, has a $25 monthly fee that can be waived by either making $5,000 in total deposits to the primary checking each statement period or maintaining $25,000 in monthly combined deposits and investments.
- Citizens Private Client: $1,000 Bonus, requires maintaining $200,000 in combined deposits and investments to qualify for the bonus.
TRENDING DEAL:
▶ GET UP TO $3,000 WITH THIS PROMOTION FROM CHASE PRIVATE CLIENT
Fine Print
- To earn a $300 Checking bonus, open a new One Deposit Checking, Citizens EverValue Checking, or Student Checking account. Have at least one direct deposit of $1000 or more post to the account within 60 days of opening.
- To earn a $500 Checking bonus, open a new Citizens Quest Checking account between 8/4/23 and 8/19/23. Have at least one direct deposit of $5000 or more post to the account within 60 days of opening.
- To earn a $1000 Checking bonus, open a new Citizens Private Client Checking account between 8/4/23 and 8/19/23. Have at least one direct deposit of $5000 or more post to the account within 60 days of opening.
- Qualifications: The primary signer on the new checking account must not have been a signer on any Citizens personal checking account within the previous six months. The new checking account must have a positive balance and remain open and active until the payout date (December 31, 2023) to qualify for the offer. Direct Deposit must be recurring income electronically deposited into the Citizens checking account.
- Credit Card eligibility: The cardholder on the new credit card must not have been a signer on any other Citizens Credit Card within the previous six months.
- Offer eligibility: The offer is available only in select Citizens branches. Only one checking account and one credit card are eligible for a bonus. Offers may be withdrawn without notice and cannot be combined with any other checking offer. Offer eligibility is at Citizens’ sole discretion.
- Payout: The Checking and Credit Card bonuses will be paid separately and deposited to the new checking account by December 31, 2023, labeled as “Balance Builder Bonus” and reported to the IRS for income tax purposes. All bank account bonuses are treated as income/interest and are subject to taxes.
READ MORE: SEE THESE CASH BACK SHOPPING OFFERS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Bottom Line
- The $300 bonus might not be appealing since there is a $400 online offer with similar requirements.
- The $1,000 bonus may not be attractive to many as it requires tying up $100,000 to qualify.
- The $500 bonus could be worthwhile for some, but others may prefer the simpler requirements of the $400 online offer.
Post History For Citizens Bank:
- Earn Up To 4.50% APY Citizens Access’ Best Online CD Rate, 4.50% APY Savings (Nationwide)
- Best Citizens Bank Bonuses, Promotions of September 2024
- Citizens Bank $700 Checking & Savings Bonus: Labor Day Deal – Ends 9/7/24
- Citizens Bank Bonus: Up To $400 Checking Promotion – Ends 11/21/24
- How to Earn Up to $500 with Citizens Bank Savings Bonus – Ended
- Citizens Bank Savings Account Bonus: Get A $300 Savings Boost!
- Citizens Bank Everyday Points Business Mastercard $325 Bonus
- Citizens Bank $500 Business Checking Bonus – Ended
- Citizens Bank: Up To $900 Checking + Credit Card Welcome Bonus Offer [NY, NJ] – Ended
- Citizens Bank $150 Direct Deposit Bonus for Existing Customers [Targeted] – Ended
- Citizens Bank Cash Back Plus Card $150 Bonus
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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