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Home Bank Promotions

KeyBank Promotions: Up To $500 In Referral Bonuses – Ends 12/31/23

Tony Jay by Tony Jay
January 5, 2023 4:16 am CST
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This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus Chase Total Checking $200 Bonus
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KeyBank is offering up to $500 in referral bonuses. When you refer a friend to open a new checking account, both you and your friend will earn $100 after they meet the offer requirement. You can refer up to 5 friends to earn up to $500 per year.

  • Update 1/5/2023: Offer has been extended until 12/31/2023. Details below.
  • Update 11/11/2022: KeyBank is also offering a $200 checking bonus. The offer has been extended until December 9, 2022. Read about it here.

KeyBank has a long history and was originally organized in 1865, and is now headquartered in Cleveland, Ohio. They have around 1200 branches across the following states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.

See Posts History below for more offers from KeyBank.

KeyBank Bonus: $100 Per Referral, Up To $500

  • What you’ll get: You and your friend each get $100.
  • Where it’s available: AK, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
  • How to earn it:
    • Send your friend a custom URL they can use to open a new KeyBank checking account (get the URL from the offer link).
    • Earn $100 when your friend opens a new checking account with minimum opening deposit by the expiration date and makes one direct deposit of at least $500 in the first 60 days.
    • Your $100 gift will be delivered to you within 60 days of meeting the requirements as long your account is open and not overdrawn.
    • Your friend gets a great new account and $100, too.
  • When it expires: 12/31/2023
Learn More at KeyBank

Fine Print

  • You must be a current KeyBank consumer checking or savings client at the time of referral.
  • Referrals must be made with the email address of the primary account holder/owner.
  • The client you refer must be the primary owner on the account they open.
  • The client you refer must open a Key Smart Checking® account with a minimum opening deposit of $10 (this is the basic banking account in NY), or a Key Advantage®, Key Privilege®, or Key Privilege Select Checking® account with a minimum opening deposit of $50 and make a single direct deposit of $500 or more within 60 days after account opening (direct deposit transactions are limited to payroll, Social Security, pension and government benefits)in order for you to receive your referral gift of $100.
  • Referee offer is available to clients who do not have or haven’t had a KeyBank Hassle-Free Account® or a KeyBank checking account during the past 12 months.
  • Due to privacy regulations, KeyBank is unable to disclose the status of your referral’s account opening and account usage.
  • Your existing checking account must be open and in good standing upon gift payment.
  • Your gift will be delivered within 60 days of the referred new client meeting all requirements.
  • If the Referee accepts a different promotion available in market, other disclosures may apply.
  • Employees of KeyBank, its affiliates, or subsidiaries are not eligible to receive the $100 referral gift.
  • Offer is subject to cancellation without notice.
  • The maximum you can earn by referring new KeyBank clients is $500 per qualifying customer per calendar year.
  • Your participation in this program may result in the receipt of taxable income from KeyBank and we may be required to send to you, and file with the IRS, a Form 1099-MISC (miscellaneous income).
  • You are responsible for any tax liability, including disclosure requirements, related to participating in this program.
  • Please consult your tax advisor if you have any questions about your personal tax situation.
  • Offer cannot be sold/auctioned.

Posts History:

  • KeyBank Promotions: $200 Checking Account Bonus – Ends 2/3/23
  • Key2More Rewards Credit Card 50,000 Bonus Points ($100 Value)
  • KeyBank Student Checking Account Review (Students 16 To 24)

Read more: See promotions from Chase Bank, BMO Harris, Bank of America, TD Bank, and U.S. Bank.

Read more: See the best bank promotions here and the best investing promotions here.

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Tags: best checking bonuskeybank
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Tony Jay

Tony Jay

I'm all about finding new finance-related promotions and bonuses here at MoneysMyLife. Contact me here.

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Comments 28

  1. Sam says:
    4 years ago

    Is there a link to any of these promos?

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    • Tony Phan says:
      4 years ago

      Sam,
      The button links are in the write-up.

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      Reply
  2. Lily Melendez says:
    5 years ago

    I am looking for a Keybank offer to give to my best friend since I just received my $300 Bonus last week. I opened the account on September 22, 2017 and I received my Bonus in October 30th. So 37 days after I opened my account I received it. As soon as I was provided with my account number I report it to payroll to have my check posted the same week since the requirement was to have a direct deposit of at least $1,000.

    On a side note the guy named Bill Davidson just made me laugh with his comment on June 16, 2017. His story made me crack up so much to the point of crying. Bill I think you have a shot at being a comedian!

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  3. Randy says:
    5 years ago

    The promotion is bogus. I set up the account online but couldn’t make auto deposit until they issued me a debit card. Well, it took 60 days and then they told me it was too late for the “gift” because it was past 60 days. They make lots of excuses and fail to honor commitments. Don’t waste your time with this bank.

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    Reply
  4. Julie Wright says:
    6 years ago

    How long does it normally take to get the bonus does it normally take the full 90 days?

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    Reply
    • Anonymous says:
      5 years ago

      4 weeks

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      Reply
  5. Bill Davidson says:
    6 years ago

    Yea!
    I am used to living on the streets and changing accounts every 6 months. Watch Out! The bankers catch you doing this; one time; too often and they set you up. I left the bar and from the door to the curb where my taxi was waiting the local PD arrested me for public intoxication. Fined me: $200 ticket – no coincidence – the same amount that the bank promises with this coupon. Caveat emptor……

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    • Tony Phan says:
      6 years ago

      Well, ok then…

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      Reply
    • Shaun says:
      6 years ago

      Sometimes I just can’t believe what I am reading. So you think the bank set your drunk ass up? Caveat emptor my ass. Your own drunkenness got you arrested, not the bank.

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      Reply
  6. PETER says:
    6 years ago

    $300 had two requirements. direct deposit and 5 times debit card usage. I was not told about it and Keybank won’t honor this. TRASH.

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    Reply
    • Tony Phan says:
      6 years ago

      Peter,

      Did you go for the offer that is available online? The current $300 offer doesn’t state anything about a debit card usage requirement. Perhaps you can show them the online offer?

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      Reply
  7. venkat says:
    6 years ago

    Can the $200 offer reservation code be used with the $400 offer Coupon code.

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    Reply
    • Tony Phan says:
      6 years ago

      I highly doubt it!

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      Reply
  8. J Monty says:
    6 years ago

    IF YOU NEED A RESERVATION CODE # ALL YOU HAVE TO DO IS REQUEST THAT THE PROMO BE EMAILED TO YOU. GOTO YOUR EMAIL AND OPEN THE PROMO AND WHERE IT GIVES YOU THE PROMO CODE, FOLLOWING RIGHT AFTER WILL BE A RESERVATION # (EX. PROMO CODE: EDGD1216-“*********”) WHERE THE *’S ARE WILL BE THE RESERVATION CODE.

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    • Tony Phan says:
      6 years ago

      Thanks for the info J Monty!

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      Reply
  9. Lance Siemens says:
    6 years ago

    KeyBank will give you a $200 bonus until March 4, 2016, when you open certain types of KeyBank checking accounts.

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    Reply
  10. Evan says:
    7 years ago

    I tried to set this up with the offer code RETK0516, however, as other commenters have mentioned, a reservation code is needed in addition to this code, and those are issued in letters to targeted customers. If you are not one of these, and it seems I am not, then the most bonus you can get according to Key Bank is $200.

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    Reply
    • Rodger says:
      7 years ago

      Exactly right Evan! This $400 offer is useless without having a Reservation Code IN ADDITION TO the Offer code of RETK0516! This $400 offer should be removed from this website, because only those who received an invitation qualify. I have just wasted about 30 minutes that I’ll never get back trying to sign up for this bogus (without a valid reservation code) offer.

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      • Tony Phan says:
        7 years ago

        Sorry for the bad experiences everyone. I’ve had a few people tell me they took advantage of the offer by printing it out and opening in-branch. It could be just their branch/region was more willing. Let me update with some notes.

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  11. Yong says:
    7 years ago

    Key bank $400 bonus is for targeted customer only. I chat with Key CSR and was told.

    Key bank , like Chase has many promotions with almost same requirements. If you can get $300, why go for $200? Recently I was targeted for $200 (not $400) bonus. So be careful !

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  12. Huck says:
    7 years ago

    Its says “Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits.”
    Does anyone know if ACH deposits from any bank or pay pal transfers work?

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    Reply
  13. David says:
    7 years ago

    Can it be two deposits totaling 500 to qualify for the bonus?

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    Reply
    • Tony Phan says:
      7 years ago

      No, it probably won’t trigger the bonus unless you do one DD of $500+. For your particular scenario, you’d have to ask a banker if they can manually approve it or not. Good luck!

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      Reply
  14. Brian says:
    7 years ago

    Hi, where can I get the reservation code?

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    Reply
    • Tony Phan says:
      7 years ago

      Brian, I list the codes, but the offer pages also have them. I wasn’t sure which offer you’re referring to, but each has it’s own code so choose the correct one!

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      Reply
      • Dashboard says:
        7 years ago

        Use offer code RETA0516 with your reservation number. I think he referred to the reservation number. I also have the same question. Thanks

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        Reply
    • Bcinque says:
      6 years ago

      They mail it to you with the promotion and the code number.

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      Reply
  15. Yong says:
    7 years ago

    Hi Tony;

    This is the first time I visit your site. Thanks for the good work. Have a question:

    Within 60 days of account opening we need to put 1 or 2 direct deposits (DD). Most need 1 but some (US bank) need 2 , they use the word ‘recurring DD within 60 days’. My question is: How many more DD required after 60 days and before Bonus posted (90 or 120 days) ? I do not want my DD tied up in one bank. Thanks for your time.

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    Reply

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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