KeyBank Promotions: $200 Checking & Up To $500 In Referrals Bonuses

KeyBank is always promoting sign-up bonuses for their Checking and Savings accounts to get new customers. Find these offers updated here.

Typical bonus amounts available:

• $500 KeyBank Bonus
• $400 KeyBank Bonus
• $300 KeyBank Bonus
• $250 KeyBank Bonus
• $200 KeyBank Bonus

KeyBank has a long history and was originally organized in 1865, and is now headquartered in Cleveland, Ohio. They have around 1200 branches across the following states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.

For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, and many more.

KeyBank Promotions Review Below

KeyBank Bonus: $200 Checking Offer

• What you’ll get: $200
• Where it’s available: AK, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• How to earn it:
  • Open a Key Smart Checking^®, Key Advantage Checking^®, Key Privilege Checking^®, or Key Privilege Select Checking^® account online.
  • Use offer code: ONAS0422
  • Make ONE single direct deposit of at least $500 within 60 days after account opening.
  • Your gift will be deposited into your account within 90 days if your account is open and not overdrawn.
• When it expires: 5/20/2022

Waive The Monthly Fee

• Key Smart Checking Account has no monthly service fees and no minimums
• As a Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
  • You maintain a combined balance of $25,000 or more in any combination of deposit, investment, and credit accounts.
  • You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking Account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a Key@Work program member and you have direct deposits totaling at least $2,500.00 or more credited to this Account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
• To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a Key@Work program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this Account.
• To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking Account, meet any of the following requirements:
  • Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
  • You have a KeyBank originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Money Market Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a Key@Work program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Money Market Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.

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KeyBank Bonus: $100 Per Referral, Up To $500

• What you’ll get: You and your friend each get $100.
• Where it’s available: AK, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• How to earn it:
  • Send your friend a custom URL they can use to open a new KeyBank checking account (get the URL from the offer link).
  • Earn $100 when your friend opens a new checking account with minimum opening deposit by the expiration date and makes one direct deposit of at least $500 in the first 60 days.
  • Your $100 gift will be delivered to you within 60 days of meeting the requirements as long your account is open and not overdrawn.
  • Your friend gets a great new account and $100, too.
• When it expires: 12/31/2022

Fine Print

• You must be a current KeyBank consumer checking or savings client at the time of referral.
• Referrals must be made with the email address of the primary account holder/owner.
• The client you refer must be the primary owner on the account they open.
• The client you refer must open a Key Smart Checking® account with a minimum opening deposit of $10 (this is the basic banking account in NY), or a Key Advantage®, Key Privilege®, or Key Privilege Select Checking® account with a minimum opening deposit of $50 and make a single direct deposit of $500 or more within 60 days after account opening (direct deposit transactions are limited to payroll, Social Security, pension and government benefits)in order for you to receive your referral gift of $100.
• Referee offer is available to clients who do not have or haven’t had a KeyBank Hassle-Free Account® or a KeyBank checking account during the past 12 months.
• Due to privacy regulations, KeyBank is unable to disclose the status of your referral’s account opening and account usage.
• Your existing checking account must be open and in good standing upon gift payment.
• Your gift will be delivered within 60 days of the referred new client meeting all requirements.
• If the Referee accepts a different promotion available in market, other disclosures may apply.
• Employees of KeyBank, its affiliates, or subsidiaries are not eligible to receive the $100 referral gift.
• Offer is subject to cancellation without notice.
• The maximum you can earn by referring new KeyBank clients is $500 per qualifying customer per calendar year.
• Your participation in this program may result in the receipt of taxable income from KeyBank and we may be required to send to you, and file with the IRS, a Form 1099-MISC (miscellaneous income).
• You are responsible for any tax liability, including disclosure requirements, related to participating in this program.
• Please consult your tax advisor if you have any questions about your personal tax situation.
• Offer cannot be sold/auctioned.

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[Expired] KeyBank $250 Checking Bonus (Key@Work Members Only)

• What you’ll get: $250
• Where it’s available: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
• How to earn it: This offer is for Key@Work members only – KeyBank’s employee financial wellness program.
  • Enroll in the Key@Work program and enter marketing code ONKW0121 when applying for your account on key.com.
  • Open a Key Express Checking, Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking Account.
  • Make a total of $1,000 or more in direct deposits within 60 days from account opening.
• When it expires: 6/25/2021

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[Expired] KeyBank $250 Money Market Bonus (Targeted)

• What you’ll get: $250. This offer is targeted via email. You must have the code and reservation number from the email.
• Where it’s available: AK, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• How to earn it:
  • Must already have or open a new Key Advantage Checking^®, Key Privilege Checking^®, or Key Privilege Select Checking^® account online.
  • Open your Key Gold Money Market Savings account online or in a branch, using the code and reservation number from your email.
  • Deposit at least $25,000 of funds not currently held at KeyBank or its affiliates and maintain that balance for 90 days.
  • The gift will be deposited within 90 days after these requirements are met if the account is not overdrawn or closed at the time of gift fulfillment.
• When it expires: 1/2/2021

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[Expired] KeyBank $400 Checking Bonus

• What you’ll get: $400
• Where it’s available: AK, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
• How to earn it:
  • Open a Key Smart Checking^®, Key Advantage Checking^®, Key Privilege Checking^®, or Key Privilege Select Checking^® account online.
  • Use offer code: RETK1120
  • Make ONE single direct deposit of at least $500 within 60 days after account opening.
  • Your gift will be deposited into your account within 60 days if your account is open and not overdrawn.
• When it expires: 12/11/2020

Compare with the best bank promos here, including ones from Bank of America, Chase, TD Bank, Aspiration, Huntington and more.

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