Get a $750 Welcome Deposit for eligible new customers who open an 
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United Federal Credit Union has a promotion that will let you earn a $50 Checking account bonus, as well as up to $500 in yearly referral bonuses.
This offer is only available to residents of these states: AR, IN, MI, NC, NV, OH, and OK.
Established in 1949 and headquartered in Saint Joseph, Michigan, United Federal CU has over 30 locations as of 4th quarter 2016. If you don’t reside in an eligible state, see our Bank Promotions Page for other offers.
Membership Information:
Membership in United Federal Credit Union is open to the following: (1) anyone who lives in the states of Arkansas, Indiana, North Carolina, Michigan, Nevada, Ohio, or Oklahoma through joining the American Consumer Council; (2) those who live in Crawford County in Arkansas; (3) those who live in the townships of Bangor, Benton, Coloma, Covert, Hartford, Lawrence, or Watervilet in Michigan; (4) those who live in Caron City County, Churchill County, Douglas County, Elko County, Eureka County, Humboldt County, Lyon County, Mineral County, NYE County, Pershing County, Storey County, Washoe County, or White Pine County in Nevada; (5) those who live in the city limits of Marion, Ohio; (5) those who live in LeFlore County or Sequoyah County in Oklahoma; (6) employees and retirees of H.J. Heinz Company and over 900 Corporate Members. See current membership info.
Membership in United Federal Credit Union is open to the following: (1) anyone who lives in the states of Arkansas, Indiana, North Carolina, Michigan, Nevada, Ohio, or Oklahoma through joining the American Consumer Council; (2) those who live in Crawford County in Arkansas; (3) those who live in the townships of Bangor, Benton, Coloma, Covert, Hartford, Lawrence, or Watervilet in Michigan; (4) those who live in Caron City County, Churchill County, Douglas County, Elko County, Eureka County, Humboldt County, Lyon County, Mineral County, NYE County, Pershing County, Storey County, Washoe County, or White Pine County in Nevada; (5) those who live in the city limits of Marion, Ohio; (5) those who live in LeFlore County or Sequoyah County in Oklahoma; (6) employees and retirees of H.J. Heinz Company and over 900 Corporate Members. See current membership info.
United Federal Credit Union has better rates than traditional banks. Compare them with the top national rates on our Savings/Money Market and CD Account pages.
We’ll review the current promotion below.
First, Sign Up For The $50 Checking Account Bonus
First, sign up for a new Checking account to earn a $50 bonus
A $50 sign-up bonus is a modest one, so going through this process is more for those that feel they can make a decent amount of referrals to earn $500 yearly ($50 per referral). First, you can sign up for a United Federal CU Checking account and earn a $50 bonus. Once you have an account open, you can then start making referrals to earn more.
- $50 Checking bonus has no set expiration date
- Eligible accounts include the Convenience, Interest Plus or Platinum Plus checking.
- You must meet the membership qualifications as described in the introduction to join United Federal CU.
- Minimum opening deposit is $50.
- Use the offer link below to register your information for the bonus.
- Open a new qualifying Checking account and complete the following requirements within 60 days after account opening:
- Have one (1) recurring payroll or government direct deposit of at least $250, AND
- Complete ten (10) signature debit card transactions
- The processing and delivery of the Reward Cards may take 4-6 weeks after all conditions are met.
Eligible Checking Account Details
Convenience Checking:
- Earn 1 CardPerks Rewards point for every $3 you spend
- No enrollment required to earn points
- No monthly fees or minimum balance requirements
- Works with Apple Pay and Visa Checkout
- Verified by Visa protects your existing Visa card with a personal password, giving you reassurance that only you can use your Visa card online. Click here for details.
- Visa Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders.
Interest Plus Checking:
- Earn High Reward Rate of 1.25% APY on balances up to $25,000
- Earn High Reward Rate of 0.10% APY on balances over $25,000
- Earn Base Rate of 0.05% APY if you don’t meet qualifications
- ATM fee refunds from other financial institutions nation-wide, up to $25.00 per month (does not include international ATMs)
- Free Mobile Check Deposit
- Works with Apple Pay and Visa Checkout
- Verified by Visa protects your existing Visa card with a personal password, giving you reassurance that only you can use your Visa card online. Click here for details.
- Visa Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders.
Platinum Plus Checking:
- CardPerks Rewards points on all purchases when you “swipe and sign” with your Visa Platinum debit card.
- 0.10% APY increase on eligible share certificates
- 0.10% discount on new closed-end fixed-rate loans (Automatic payment not required)
- Visa Platinum debit card with worldwide ATM access; Concierge Service and Emergency Card & Cash Replacement
- Free 3×5 safe deposit box for the first year (where available)
- Two free boxes of standard checks per year
- Works with Apple Pay and Visa Checkout
- Verified by Visa protects your existing Visa card with a personal password, giving you reassurance that only you can use your Visa card online. Click here for details.
- Visa Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders.
Then, Earn Up To $500 In Referral Bonuses Yearly
Then, start making up to $500 yearly in referrals
Once you’ve got an account open, you can start making referrals to earn $50 each time, up to $500 yearly. The good news is, the people you refer will also be able to earn the $50 sign-up bonus and then start making referrals of their own.
- Referral bonus offer has no set expiration date.
- Earn $50 per qualified referral, up to $500 yearly.
- Your referrals must meet the membership eligibility requirements as stated in the introduction.
- Use the offer link below to register before making referrals.
- Once you’ve registered you can make referrals via email, or by sharing your personal referral link on social media.
- Your referrals will receive an email with instructions on how they can earn their $50 bonus.
- Once your friend or family member registers, opens a new checking account, AND completes the following requirements within 60 days after account opening, you will BOTH receive a $50 Visa Reward Card:
- Have one (1) recurring payroll or government direct deposit of at least $250, AND
- Complete ten (10) signature debit card transactions
- Convenience, Interest Plus or Platinum Plus checking account required to earn the bonus.
- The processing and delivery of the Reward Cards may take 4-6 weeks after all conditions are met.
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