UK Credit Union $500 Checking Bonus [KY] – Ends 12/31/26

UK Credit Union is offering eligible Northern Kentucky residents a $500 checking bonus when they open a new Simple Checking or BlueVantage Checking account and complete direct-deposit and debit-card requirements. Availability: eligible ZIP codes in Kenton, Boone, and Campbell counties, Kentucky.

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UK Credit Union Bonus Overview

Bonus: $500
Account: Simple Checking or BlueVantage Checking
Deadline: December 31, 2026
Promo code: WELCOMENKY
Availability: Eligible ZIP codes in Kenton, Boone, and Campbell counties, Kentucky

How to Earn the Bonus

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Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 10/14/26. Show Less

Earn $400

Go to the deal

• Open a new Simple Checking or BlueVantage Checking account by December 31, 2026 using promo code WELCOMENKY.
• Within 120 days, complete at least 30 debit-card transactions.
• Within 120 days, receive at least four regularly recurring payroll direct deposits totaling at least $3,000.
• Keep the account balance above $0 when the bonus is paid.

Who Is Eligible?

Membership eligibility is required, and the primary member must reside in an eligible ZIP code in Kenton, Boone, or Campbell County. The offer is for members who have not had a UK Credit Union checking account during the previous 12 months. Student Rewards and business checking accounts are excluded.

Monthly Fees and Minimums

A Prime Share account requires a $5 minimum opening deposit. Simple Checking has no monthly fee or minimum-balance requirement. BlueVantage Checking has a $7 monthly fee and pays 0.25% APY on balances of $1,500 or more under the published offer terms.

When Is the Bonus Paid?

After all requirements are completed, UK Credit Union states that the $500 bonus will be deposited into the primary checking account within eight business days. The bonus may be reported as taxable interest.

How to Apply

Use the official offer button above or visit a UK Credit Union branch. Confirm that promo code WELCOMENKY is attached to the application and save records of all four qualifying direct deposits and 30 debit-card transactions.

The Bottom Line

This is a strong regional bonus for eligible Northern Kentucky residents. The 120-day window is generous, but both the four direct deposits and all 30 debit-card transactions are required.

Offer details rechecked September 28, 2026. Confirm the current terms before applying.