APG Federal Credit Union Promotions: $200 Checking Bonus [MD Residents]

Get updated promotions and bonuses from APG Federal Credit Union (apgfcu.com) updated here. Typical offers in the past have been for $100 to $300 bonuses.

Established in 1938 and headquartered in Edgewood, Maryland, APGFCU has just over 10 locations in the state of Maryland. If you’re not near a branch, use our Bank Bonuses page to find offers from banks with more availability, such as Chase, HSBC, TD Bank, Simple Bank,etc.

A review of APGFCU’s rates shows they are better than the big traditional banking institutions, but far from competing with the nation’s best. Compare them with the best Savings rates here and the best CD rates here.

I’ll review the current promotions below.

APGFCU $200 Checking Offer

• What you’ll get: $200
• Where it’s available: MD
• How to earn it: Open a new checking account and complete the following requirements:
  • Sign up for online banking
  • Opt out of paper statements
  • Open a new APGFCU savings account
  • Receive a qualifying reoccuring direct deposit totaling at least $200 within 90 days of account opening
• When it expires: None listed

Waive The Monthly Fee

• The free checking account has no monthly fee
• The Protect Checking Account has a monthly fee that is waived if:
  • (1) opt out of paper statements from APGFCU, and
  • (2) have an ongoing qualifying direct deposit of at least $200 per month into your Member Protect Checking Account, and
  • (3) complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. 

Fine Print

• Offer is for new members only.
• Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts.
• If you meet all the terms of this offer, the bonus will be credited to your checking account on the 1st business day following the end of the 90-day Qualification Period. Limit one bonus per member.
• Fees may apply for early closure of checking account.
• Offer may be extended, modified or discontinued at any time without prior notice at the credit union’s discretion.
• Any applicable taxes are the responsibility of the recipient.
• Custodial and other fiduciary accounts are not eligible for this offer.
• Checking account must remain open for a minimum of 90 days and all accounts associated with the membership must be in good standing (see “All About Your Accounts” agreement) to receive the bonus.
• Fees may reduce earnings on accounts.

Bottom Line

Although they previously had a $300 checking offer, that was years ago and $200 is not a bad deal. Compare this offer with the best bank bonuses here.

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[Expired] APGFCU $300 Checking Account Bonus

Earn a $300 bonus for a new Checking account with this offer from APGFCU. Direct deposit will be required to qualify.

• $300 bonus offer expires December 31, 2018
• Offer available in Maryland
• Free Checking account qualifies for the bonus
• Direct deposit is required for the bonus
• No monthly service fee for the Free Checking account

How To Earn The $300 Bonus

• New checking accounts opened on or after October 15, 2018 and on or before December 31, 2018 may qualify for a $300 cash bonus if account meets the following qualifications within 90 days of opening:
  • (1) receive into the checking account and maintain a qualifying monthly Direct Deposit totaling at least $200; and
  • (2) set up and maintain online statements.
• If you meet all the terms of this promotion, the bonus will be credited to your checking account on the first business day following the end of the 90-day period.

Fine Print

• Offer is valid for new checking accounts only.
• Account owner may not have closed a checking account with APGFCU at any time on or after October 15, 2018 through the end of this promotion.
• Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts.
• Custodial and other fiduciary accounts are not eligible for this offer.
• Checking account must remain open and all accounts associated with the membership must be in good standing (see “All About Your Accounts” agreement) to receive the bonus.
• Limit one bonus per member.
• Fees may apply for early closure of checking account.
• Offer may be extended, modified, or discontinued at any time without prior notice at the credit union’s discretion.
• They may report to the IRS the value of any cash bonus, and any applicable taxes are the responsibility of the recipient.

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