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Home Bank Promotions

APG Federal Credit Union Promotions: $300 Checking Bonus [MD] – 6/30/25

Tony Jay by Tony Jay
May 31, 2025 9:43 pm CDT
in Bank Promotions
0
Learn how Vanguard can give you personalized investment advice.

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Get updated promotions and bonuses from APG Federal Credit Union (apgfcu.com) updated here. Typical offers in the past have been for $100 to $300 bonuses.

Recent Updates:

  • Update 5/31/25: The offer is back through June 30, 2025.
  • Update 4/13/2024: The offer is back through 5/31/24 and the bonus amount increased to $300. Here’s another offer you might be interested in: Up to $400 from BMO Bank.
  • Update 11/12/2023: The offer now is ending December 31, 2023 and bonus amount increased from $200 to $250.

Established in 1938 and headquartered in Edgewood, Maryland, APGFCU has just over 10 locations in the state of Maryland. If you’re not near a branch, use our Bank Bonuses page to find offers from banks with more availability, such as Chase, HSBC, TD Bank, Simple Bank,etc.

[su_panel shadow=”3px 3px 3px #eeeeee” radius=”2″ text_align=”center”]Membership Information For APGFCU:
Membership in APG Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Harford or Cecil Counties, or select areas of Middle River, Maryland. See current membership info.[/su_panel]

A review of APGFCU’s rates shows they are better than the big traditional banking institutions, but far from competing with the nation’s best. Compare them with the best Savings rates here and the best CD rates here.

I’ll review the current promotions below.

 

APGFCU $300 Checking Offer

  • What you’ll get: $300
  • Where it’s available: MD
  • How to earn it: Open a new checking account and complete the following requirements:
    • Sign up for online banking
    • Opt out of paper statements
    • Open a new APGFCU savings account
    • Receive a qualifying reoccuring direct deposit totaling at least $200 within 90 days of account opening
  • When it expires: 6/30/25
Learn More at APGFCU

Trending Checking Account Deal:

BMO Bank logo square
BMO Cash Bonus: Earn an Easy $400 Checking Cash Bonus*
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the...Show More
Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account and earn a $400 cash bonus* when you receive at least $4,000 in qualifying direct deposits within the first 90 days. Enjoy no monthly maintenance fees, no minimum balance requirements, and access to over 40,000 fee-free ATMs nationwide. Act now before it ends 9/8/25 Show Less
Earn $400
Go to the deal

Waive The Monthly Fee

  • The free checking account has no monthly fee
  • The Protect Checking Account has a monthly fee that is waived if:
    • (1) opt out of paper statements from APGFCU, and
    • (2) have an ongoing qualifying direct deposit of at least $200 per month into your Member Protect Checking Account, and
    • (3) complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. 

Fine Print

  • Offer is for new members only.
  • Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts.
  • If you meet all the terms of this offer, the bonus will be credited to your checking account on the 1st business day following the end of the 90-day Qualification Period. Limit one bonus per member.
  • Fees may apply for early closure of checking account.
  • Offer may be extended, modified or discontinued at any time without prior notice at the credit union’s discretion.
  • Any applicable taxes are the responsibility of the recipient.
  • Custodial and other fiduciary accounts are not eligible for this offer.
  • Checking account must remain open for a minimum of 90 days and all accounts associated with the membership must be in good standing (see “All About Your Accounts” agreement) to receive the bonus.
  • Fees may reduce earnings on accounts.

Bottom Line

Although they previously had a $300 checking offer, that was years ago and $200 is not a bad deal. Compare this offer with the best bank bonuses here.


[Expired] APGFCU $300 Checking Account Bonus

Earn a $300 bonus for a new Checking account with this offer from APGFCU. Direct deposit will be required to qualify.

  • $300 bonus offer expires December 31, 2018
  • Offer available in Maryland
  • Free Checking account qualifies for the bonus
  • Direct deposit is required for the bonus
  • No monthly service fee for the Free Checking account
Learn More

Free Checking Features

  • Dividend earnings, with no minimum balance requirement
  • No monthly service fee, regardless of your balance
  • Access to 43,000 free ATMs in the U.S.
  • Online and mobile banking with bill pay
  • First order of 50 checks at no charge

Account Features
Hide

How To Earn The $300 Bonus

  • New checking accounts opened on or after October 15, 2018 and on or before December 31, 2018 may qualify for a $300 cash bonus if account meets the following qualifications within 90 days of opening:
    • (1) receive into the checking account and maintain a qualifying monthly Direct Deposit totaling at least $200; and
    • (2) set up and maintain online statements.
  • If you meet all the terms of this promotion, the bonus will be credited to your checking account on the first business day following the end of the 90-day period.

Fine Print

  • Offer is valid for new checking accounts only.
  • Account owner may not have closed a checking account with APGFCU at any time on or after October 15, 2018 through the end of this promotion.
  • Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts.
  • Custodial and other fiduciary accounts are not eligible for this offer.
  • Checking account must remain open and all accounts associated with the membership must be in good standing (see “All About Your Accounts” agreement) to receive the bonus.
  • Limit one bonus per member.
  • Fees may apply for early closure of checking account.
  • Offer may be extended, modified, or discontinued at any time without prior notice at the credit union’s discretion.
  • They may report to the IRS the value of any cash bonus, and any applicable taxes are the responsibility of the recipient.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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*Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card and banking companies from which MoneysMyLife.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneysMyLife.com does not include all credit card and banking companies or all available credit card and banking offers. This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. This site may be compensated through the bank advertiser Affiliate Program.

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