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Legacy Bank & Trust $500 Checking Bonus: How to Qualify

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Earn a $500 bonus by opening a new checking account with Legacy Bank & Trust in TX and meeting simple direct deposit requirements. Learn more here.

Key Takeaways

  • Local Focus: Legacy Bank & Trust is a community-focused bank serving the state of Texas.
  • Customer Service: Known for excellent customer service and personalized banking experiences.
  • Sign Up Bonus: Legacy Bank & Trust offers a $500 bonus for new checking accounts.
  • Bonus Requirements: Direct deposit of $500+ required for the first three statement cycles.
  • Monthly Fees: No monthly fees associated with the account.

Introduction: How to Earn a $500 Checking Bonus with Legacy Bank & Trust

Legacy Bank & Trust offers a $500 bonus when you open a new checking account and meet simple requirements.

By ensuring a direct deposit of at least $500 within each statement cycle for the first 90 days, you can qualify for this generous offer.

Legacy Bank & Trust is known for its customer-friendly policies, including no monthly fees and a straightforward account setup.

Ready to boost your bank balance? Let’s explore how you can earn this $500 bonus and enjoy the benefits of banking with Legacy Bank & Trust.

See the bottom of this page for more offers.

Legacy Bank & Trust Bonus Offer

  • What you’ll get: $500
  • Where it’s available: TX
  • How to earn it:
    • Open a New Checking Account: Visit a Legacy Bank & Trust branch in Texas and open a new checking account. Make sure you are a new customer, as the offer is not available to existing checking account holders or those who have closed an account in the past 90 days or with a negative balance within the last 3 years.
    • Make a Minimum Opening Deposit: Deposit at least $25 to open your new account.
    • Set Up Direct Deposit: Arrange for a direct deposit of at least $500 from your paycheck, pension, or government benefits to post and clear within each statement cycle during the first 90 calendar days of account opening. Person-to-person payments (such as Zelle) do not qualify.
    • Maintain Direct Deposits: Ensure that the direct deposit requirement is met for each of the first three statement cycles.
    • Receive Your Bonus: The $500 bonus will be credited to your account on the first banking day following the statement cycle in which the requirements are met.
    • Avoid Early Termination Fee: Keep your account open and in good standing for at least 12 months to avoid the $100 early account termination fee.
  • When it expires: 5/22/2024

Waive The Monthly Fee

No monthly fee associated with this account


Fine Print

$25 minimum opening account deposits. You will be paid $500.00 as a bonus on the first banking day following the end of the statement cycle during which the account qualifications are met. To be eligible for this bonus, you must have a direct deposit of at least $500 post and clear within each statement cycle occurring in the first 90 calendar days of opening your account. Your direct deposit must be an electronic deposit of your paycheck, pension, or government benefit (such as Social Security) from your employer or the government. Person to person payments (such as Zelle) are not considered a direct deposit. Offer not available for existing Legacy Bank & Trust checking customers, or those whose account have been closed within 90 days or closed with a negative balance within the last 3 years. Only one account allowed per household. Limit of one checking account opening bonus every two years from enrollment date and only one bonus per account. Must remain in this account type for 12 months from date opened. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. ATM fees will be refunded up to $20.00 aggregate per statement cycle. Early closeout fee of $100 will apply if account is closed within 365 days of opening. This fee replaces the closeout fee otherwise described in the fee schedule. Offer availability subject to change.

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Our Take On the Bank Offer

The $500 checking bonus from Legacy Bank & Trust is a fantastic opportunity for those in Texas. With minimal requirements and no monthly fees, it’s a straightforward way to earn extra cash. The direct deposit condition is easy to meet, making this offer highly accessible.

Just ensure you keep the account open for a year to avoid any penalties.

If you’re eligible, this promotion is definitely worth considering.

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