First Bank Financial Centre Review: $400 Promotion [WI Residents]

Get the latest promotions and bonuses from First Bank Financial Centre (FBFC) updated here. Typical offers in the past have been for $200 and $300 bonuses.

Established in 1859 and headquartered in Oconomowoc, Wisconsin, FBFC has a little under 20 locations in the state of Wisconsin. If you’re not a local resident, find other offers from banks like Chase, Wells Fargo, and TD Bank on our Bank Bonuses page instead.

Rates with First Bank Financial Centre are typical of traditional financial institutions and underwhelming. Use our Savings Rates and CD Rates guides for those accounts.

We’ll review the current offers below.

FBFC $400 Personal Checking Bonus

Open a new personal Checking account and earn up to a $400 cash bonus with this offer.

• $400 bonus offer has no set expiration date
• Offer available to WI residents
• Direct deposit is an optional requirement for this offer
• Application will trigger a Soft Pull, which does not affect your credit
• Monthly fees can be waived

How To Earn The $400 Bonus

• Print out the offer page to bring into a nearby branch for the offer.
•  This offer applies to new consumer checking and new consumer certificate of deposit account special(s) that must be opened on the same day with new money not currently on deposit at First Bank Financial Centre (FBFC).
• Maximum incentive credit of $400.
• Payout of $300 will be applied to qualifying new checking accounts (*) when eligibility parameters are met.
• To receive additional incentive payout of $100, a new 15 month Certificate of Deposit Account (CD) or 15 month Individual Retirement Account (IRA) special (**) must be opened at the same time as the checking account.
• The total accumulated cash reward will be deposited into the checking account within 135 days of account opening.
• *Qualifying Checking Account Activity: Within 120 days of account opening, two (2) out of the following three (3) options must be met and posted to the account:
  • 1) Three (3) of the following deposit types to post in at least three (3) consecutive months; payroll, government or pension benefits (in a single amount not less than $250 each) using either direct deposit, mobile deposit or in-branch deposit. Online transfers (for example ACH transfers or PayPal transactions) and cash transactions are excluded.
  • 2) Twenty-five (25) signature based; not pin based or pin-less debit, debit card transactions ($5 minimum purchase each).
  • 3) Six (6) FBFC online bill pay transactions (excluding personal payments, minimum $25 each).

Fine Print

• If any owner or signer on the account has previously been an owner or signer on a different FBFC consumer checking account within the past three (3) years, FBFC reserves the right to deny this incentive.
• Accounts with an FBFC employee as primary owner and Student Checking accounts are not eligible.
• This offer cannot be combined with any other offer.
• If the new account becomes overdrawn within the first 135 days, FBFC reserves the right to deny this incentive.
• If the checking account is closed by the customer or FBFC within 12 months after account opening, FBFC reserves the right to deny the incentive or deduct the cash reward for that account at closing.
• **Qualifying CD/IRA Account Activity: A 15 month CD/IRA term must be opened with new money, not currently on deposit at FBFC.
• Offer applicable to consumers only.
• Business and Municipal money is not accepted.
• FBFC will honor one (1) offer per household (physical, residential address).
• Applicable to consumer accounts and Wisconsin residents only.
• The value of this offer may be reported to recipient as income.
• FBFC reserves the right to change or discontinue the offer at any time.

FBFC Business Checking $300 Bonus

Earn a $300 cash bonus for a new Business Checking account with this offer – available in-branch only.

• $300 bonus has no set expiration date
• Offer available to WI residents
• Application will trigger a Soft Pull, which does not affect your credit

How To Earn The $300 Bonus

• Customer must have fifty (50) ACH, debit card or check transactions post to the account within 180 days of opening account to receive the $300 cash reward.
• If any owner or signer on the account has previously been an owner or signer on a different FBFC business checking account within the past three (3) years, FBFC reserves the right to deny this incentive.
• The $300 cash reward will be deposited into the checking account within 195 days of account opening.
• If the account becomes overdrawn or is closed within the first 195 days, FBFC reserves the right to deny this incentive.
• This offer applies to new business checking accounts that must be opened with new money not currently on deposit at FBFC and cannot be combined with any other offer.
• This ad can be redeemed for one (1) $300 incentive only.
• Accounts with an FBFC employee as primary owner are not eligible.
• Applicable to Wisconsin residents only.
• The value of this offer may be reported to recipient as income.

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