Get a $750 Welcome Deposit for eligible new customers who open an 
Read about California First National Bank’s promotional rates on their Checking, Savings, Money Market and Certificate of Deposit accounts here.
*Get all updated bank sign-up bonuses here.
California First National Bank, established in 2001, is a subsidiary of California First National Bancorp. California First National Bank is another internet-only bank without any physical branches. Being online-only, they are able to provide more competitive rates for many of their deposit account options.
While they do have online Checking and Savings account options, interest rates aren’t the best. Rates for their Money Market and CD accounts are going to be a bit more competitive.
California First National Bank Money Market Offer
California First National Bank Money Market Offer
California First National Bank’s Money Market Checking account has a minimum deposit of $5,000 to open. The interest rate is decent, but does not compound.
- Minimum opening deposit is $5,000
- Minimum balance to avoid fees is $5,000
- Interest does not compound
- Interest is paid monthly
- 6 withdrawals are allowed per statement cycle on this account per federal regulations
- Current rates are as follows
| Account Balance | APY Rate |
| Up to $14,999.99 | 1.00% |
| $15,000 – $49,999.99 | 1.00% |
| $50,000+ | 1.00% |
Some popular Money Market accounts include those from CIT Bank, BBVA Compass Bank and EverBank. HSBC Direct offers a good online Savings account from a big bank. See all the top rates at our Money Market Rates page.
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MoneysMyLife Top Offer Picks  Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review |
Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. 
Get a $750 Welcome Deposit for eligible new customers who open an 
Earn 75,000 miles each year (worth $750) if you spend $25,000 on purchases with the Barclays Arrival® Premier World Elite Mastercard®. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. 
The HSBC Cash Rewards Mastercard® has a sign-up bonus of $150 when you spend at least $500 on purchases within the first 3 months of account opening. This credit card will also earn an ongoing 1.5% cash rewards rate on all purchases and has no foreign transaction fees. There is no annual fee with this card. 
CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. California First National Bank CD Offer
CD accounts from California First National Bank are available from 3 month terms, up to 3 year terms. The minimum balance required to earn the APY rate is $5,000.
- Minimum opening deposit is $5,000.
- Minimum balance required to obtain the APY is $5,000.
- Like all CDs, early withdrawal may have a penalty imposed.
- Current CD rates are as follows (*always double check directly with the bank):
| CD Term | APY Rate |
| 3 Month | 1.16% |
| 6 Month | 1.26% |
| 1 Year | 2.02% |
| 2 Year | 0.25% |
| 3 Year | 0.25% |
Synchrony Bank CDs and CIT Bank CDs are two popular options. See all the top rates at our CD Rates page.
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Check back here for updated offers and promotions from California First National Bank.
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.