Truist Bank (Formerly SunTrust) Promotions: $200 & $300 Checking, Savings & Business Account Offers

• Use promo code CHKSAVQ321 to open BOTH a checking and savings or MMA account on the same day with the same account ownership.
• Open any new SunTrust personal checking account and complete at least 2 qualifying Direct Deposits totaling $500 within 90 days of account opening; AND
• Open any new SunTrust savings or MMA and deposit $10,000 or more within 30 days and maintain $10,000 or more for 90 days after account opening.

Essential Checking Account

Qualify for $0 Monthly Maintenance Fee by:

• Making 10 or more client-initiated transactions per statement cycle OR
• Making $500 or more in total qualifying monthly Direct Deposits per statement cycle OR
• Keeping a $500 minimum daily collected balance OR
• Opening as a student and receive a 5 year Student waiver
• Otherwise, the Monthly Maintenance Fee is $7.

Advantage Checking Account

To qualify for $0 Monthly Maintenance Fee:

• Make $3,000 or more in total qualifying monthly Direct Deposits OR
• Hold $10,000 total combined relationship balances linked across deposits and investments OR
• Linked personal SunTrust Credit Card, Mortgage, or Loan OR
• Linked Small Business Checking account
• Otherwise, the Monthly Maintenance Fee is $20.

Advantage Money Market Savings

Qualify for a $0 monthly maintenance fee by:

• Setting up automatic transfer(s) totaling at least $100 per statement cycle OR
• Maintaining a $10,000 minimum daily collected balance.
• Otherwise, the monthly maintenance fee is $17.

• Offer Information
  • Only deposits made to the new eligible savings or MMA through 30 days of account opening will be considered for qualification.
  • Deposits made into the savings or MMA after 30 days will not be considered for the deposit requirement.
  • Enrollment in the promotion is required.
  • Accounts opened without the Promo Code applied to the checking account at account opening will not be eligible for the promotion.
• Offer Eligibility
  • Clients with an existing personal checking, savings, MMA, CD, or IRA deposit account with SunTrust (either as the primary or joint account holder) are not eligible.
  • You must not have closed a personal checking, savings, MMA, CD, or IRA deposit account within 180 days of the promotion start date.
  • The new checking and savings/money market accounts must be opened on the same day and with the same account ownership. 
  • CD and Individual Retirement Accounts (IRA) are not eligible for this offer.
  • Primary account holder must be 18 or older at the time of account opening.
  • Truist employees and/or employee-designated accounts (as the primary or joint account holder) are not eligible.
  • Offer available only to U.S. residents with a U.S. address and a valid U.S. taxpayer identification number. The qualifying checking account must have a mailing address in the following states: Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, or the District of Columbia.
• Reward processing:
  • Reward will be deposited into the new SunTrust checking account within 4 weeks of verifying all qualification requirements.
  • Promotion is only applicable once per account and per client.
  • SunTrust may report the value of any offer reward received to the IRS as required by law.
  • Any applicable taxes are the responsibility of the recipient.
• Reward Forfeiture:
  • Any account not in good standing, closed, or with a balance < $0 will not receive a reward.
• Other Terms:
  • Minimum opening deposit is $100.
  • The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time.
  • All promotional payouts will be processed no later than 6/30/22 at which point, no further disbursements will be made.
  • Fees may reduce earnings.
  • A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency.
  • Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.

• Must use the offer code SB21Q3CHECKING
• FIRST, open a new eligible SunTrust business checking account online or in a branch
• THEN, within 30 days of opening the new eligible business checking account, you must make cumulative qualifying deposits of $1,500 or more into your new account.

Simple Business Checking

• No balance requirement. Waived monthly maintenance fee for the first 12 statement cycles. Make 5 debit or credit transactions per month to waive the monthly maintenance fee
• 50 items/transactions included
• $2,000 cash processing included
• 10% Cash Deposit Bonus when you redeem cash back from your SunTrust Business Credit Card directly into a SunTrust Business deposit account

Primary Business Checking

• $1,500 minimum average balance to avoid the monthly maintenance fee
• 150 items/transactions included
• $5,000 cash processing included
• 10% deposit bonus when redeeming for Cash Back into a SunTrust business deposit account with your SunTrust Business Cash Rewards Credit Card

Business Advantage Plus

• $20,000 minimum balance in your main Business Advantage Plus account or $20,000 combined minimum balance in all three linked Business Advantage Plus accounts
• 500 items/transactions included
• $10,000 cash processing included
• 10% discount on Online Payroll Monthly Maintenance Fee
• Two additional SunTrust Business Advantage Plus Accounts included
• 25% deposit bonus when redeeming for Cash Back into a SunTrust business deposit account with your SunTrust Business Cash Rewards Credit Card

• To be eligible to participate in the promotion:
  • You must be a new SunTrust business checking client.
  • To be considered a new business checking client, the business cannot have an existing SunTrust business checking account with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN), prior to promotion start.
  • Existing business checking clients are not eligible for this offer. IOLTA and Public Funds accounts are not eligible for this promotion.
  • The business client cannot have closed a business checking account within 90 days of the promotion start date.
  • The business account holder must be 18 years or older at time of account opening.
  • The account holder cannot be a non-resident alien.
  • The business must be registered within the U.S. with the business’s physical street address located in Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia or the District of Columbia and have a valid U.S. TIN or EIN.

• Qualifying deposits:
  • Qualifying deposits for new business checking accounts exclude debit card (credit) transactions and NSF fee refunds.
  • Deposits can be made on a one-time basis or cumulatively over the 30 days.

• Reward processing:
  • The reward will be credited to the new business checking account up to 8 weeks after the qualification requirements have been verified.
  • When the cash reward is deposited, it will appear in your new business checking account monthly statement as “Q3 2021 Small Business Checking Reward”.
  • This offer is only applicable once per client. If multiple accounts are opened with the same owners/signers and SunTrust reasonably believes that the legal entities associated with such accounts engage in substantially similar or limited business activities, SunTrust may limit the number of accounts that are eligible for the promotional offer to five.
  • SunTrust may report the value of any reward received through any offer to the Internal Revenue Service, as required by law.
  • Any applicable taxes are the responsibility of the recipient.

• Reward forfeiture:
  • The new business checking account must remain open and in good standing with a minimum balance of $0.01 until the reward is processed in order to receive the reward. Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this client offer, (2) the business checking account is closed prior to the reward being processed, or (3) the new business checking account has a negative available balance at the time of qualification validation. SunTrust reserves the right to deduct the reward amount from the business checking account at the time of closing if the new business checking account is closed by the client or SunTrust within 180 days after opening.

• Other terms:
  • A minimum account opening deposit of $100 is required for a new business checking account.
  • The offer is non-transferable and may not be combined with any other offers. 
  • This offer is subject to change and may be discontinued at any time.

• Online Account Opening and Promotion Enrollment Instructions:
  • The business checking account can be opened via the “Open Now” link on the offer landing page or by entering the offer code “SB21Q3CHECKING” in the SunTrust online account application. After reviewing the terms and conditions, make sure “Yes” is selected in the “Special Offer” page to be enrolled for this offer.
  • Accounts opened without the Promotion Code will not be eligible to participate in the offer.

• Branch Account Opening and Promotion Enrollment Instructions:
  • Visit your local SunTrust branch to open a new eligible business checking account.
  • During the account opening process, ask the SunTrust representative to enroll you in the “Q3 2021 Small Business Checking Offer” and provide them with promotion code “SB21Q3CHECKING”.
  • The offer may not be combined with any other offers.

• Enrollment in the promotion with promo code NM421 is required at the time of account opening.
• Earn $200 when completing the following requirements:
  • Open a new SunTrust Essential or Advantage Checking account; AND
  • Set up and receive qualifying Direct Deposits of at least $500 within 90 days of account opening.
• The reward will be deposited into your new account up to 4 weeks after all qualifications have been verified.

Essential Checking Account

Qualify for $0 Monthly Maintenance Fee by:

• Making 10 or more client-initiated transactions per statement cycle OR
• Making $500 or more in total qualifying monthly Direct Deposits per statement cycle OR
• Keeping a $500 minimum daily collected balance OR
• Opening as a student and receive a 5 year Student waiver
• Otherwise, the Monthly Maintenance Fee is $7.

Advantage Checking Account

To qualify for $0 Monthly Maintenance Fee:

• Make $3,000 or more in total qualifying monthly Direct Deposits OR
• Hold $10,000 total combined relationship balances linked across deposits and investments OR
• Linked personal SunTrust Credit Card, Mortgage, or Loan OR
• Linked Small Business Checking account
• Otherwise, the Monthly Maintenance Fee is $20.

• Offer Information:
  • Enrollment in the promotion is required at the time of account opening using the Promo Code NM421.
  • Open a new personal SunTrust checking account via the “Open an Account” link on the promotional landing page to be enrolled in this offer. OR
  • Visit a SunTrust branch, or call 877.302.8258, to open your new checking account, and ask the representative to enroll you in the “Welcome Bonus Offer NM421”, Promo Code NM421, when the account is opened.

• To be eligible to participate in the promotion:
  • Clients with an existing personal checking account with SunTrust (either as the primary or joint account holder) are not eligible.
  • You must not have closed a personal checking account within 365 days of the promotion start date (on or after 7/1/20).
  • Primary account holder must be 18 or older at the time of account opening.
  • Trust employees and/or employee-designated accounts (as the primary or joint account holder) are not eligible.
  • Offer available only to U.S. residents with a U.S. address and a valid U.S. taxpayer identification number. The qualifying checking account must have a mailing address in the following states: Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, or the District of Columbia.

• Reward Processing:
  • Reward will be deposited within 4 weeks of verifying the direct deposit qualification requirement.
  • Promotion is only applicable once per account and per client. SunTrust may report the value of any offer reward received to the IRS as required by law.
  • Any applicable taxes are the responsibility of the recipient.

• Reward Forfeiture:
  • Any account not in good standing, closed, or with a balance < $0 will not receive the $200 reward.

• Other Terms:
  • Minimum opening deposit is $100.
  • The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time.
  • All promotional payouts will be processed no later than 6/30/22 at which point, no further disbursements will be made.
  • Direct Deposit: A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency.
  • Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.