Find updated Virginia Credit Union promotions and offers here. Typical offers range from $100 to $200.
Virginia CU was established in 1928 and is headquartered in North Chesterfield, Virginia. They have 20 locations throughout the state. If you don’t meet the residency or membership requirements for this institution’s offers, see our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, BBVA, HSBC Bank, Wells Fargo and more.
Membership in Virginia Credit Union is open to anyone through membership in the Friends of the Central Rappahannock Regional Library ($10 membership fee), Friends of the Chesterfield County Public Library ($15 membership fee), or Friends of the Henrico County Public Library ($10 membership fee). Membership is also open to those who live, work, attend school or worship in Buckingham, Cumberland, Nottoway or Prince Edward Counties and the City of Richmond, Petersburg, Hopewell, or Fredericksburg and to employees and retirees of the Commonwealth of Virginia, any county, city or town government, or public school system in Virginia, any Virginia state-funded college or university, Randolph-Macon College, University of Richmond, or Virginia Union University, and employees of the credit union’s Select Employer Group. See current membership info.
Virginia Credit Union’s rates aren’t very competitive. Compare their rates with the nation’s best Savings rates here and the best CD rates here.
I’ll review the current offers below.
[Expired] Virginia Credit Union $100 Checking Bonus

Earn a $100 bonus with this Checking offer from Virginia Credit Union.
- Bonus offer expires 6/28/2019
- Available in VA
- Regular Checking, Extra Credit Checking, Checking Plus, Enhanced Benefit Checking, Encore Checking are eligible for this offer
- Direct deposit is required for the bonus
- Monthly fees can be waived (see below)
How To Earn The $100 Bonus
- In order to qualify for the $100 cash bonus, you must
- 1) be 18 years of age or older
- 2) Open a new personal checking account, AND
- 3) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other eligible monthly income of $500 or greater electronically deposited into the account from an employer or outside agency for two consecutive months within 120 days of opening.
- Free VACU debit card
- Nationwide ATM & shared branch access
- ATM fee rebates
- Online Banking with Bill Pay & eStatements
- Store and manage your payment information with digital wallets
- Free Mobile Banking App with Mobile Deposit
- Easy online check reordering
- QuikLine phone banking
- 4 checking withdrawals from non-VACU ATMs free of network fees each month
Regular Checking
No monthly fee with this account.
Extra Credit Checking
No monthly fee with this account.
Checking Plus
None if minimum daily balance is $1,000 or more; $10 if less than $1,000.
Enhanced Benefit Checking
None if minimum average monthly combined deposit balances are $25,000 or more; $15 if less than $25,000.
Encore Checking
$9.95 fee can not be waived.
- They reserve the right to request documentation that the direct deposits qualify.
- Cash bonus is only available to new and existing members that do not currently have a personal checking account or direct deposit history with us within the prior 12 months.
- Offer may be withdrawn without notice.
- All accounts are subject to approval.
- Encore checking accounts do not qualify for the cash bonus.
- Employees, Board and Official Family are not eligible to receive this offer.
- Virginia residents only, 1 offer per member.
- $100 Cash Bonus Payment: Cash bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
- You are responsible for any applicable taxes.
- Offer cannot be combined with any other offer, is limited to one per account.
- They reserve the right to amend or cancel any part of this offer.
- Minimum opening deposit of $20 is required for VACU personal checking accounts.
- Product and service eligibility are subject to approval.
- Your account must be open and in good standing when the bonus is paid, approximately 6 months after opening.
Bottom Line
Nothing particularly special about this offer. The value is just $100 and requirements are standard. Compare this offer with the best bank bonuses here.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.