Get a $750 Welcome Deposit for eligible new customers who open an 
- Editor Rating
- Rated 3.5 stars
- Very Good
- Gulf Coast Bank & Trust Promottions
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- Rates
Gulf Coast Bank & Trust is currently offering very good rates for their Checking and CD accounts.
Gulf Coast Bank & Trust Co. is headquartered in New Orleans, LA and is the 8th largest bank in Louisiana. They have around 20 branch locations across Southeast Louisiana. While you must be a residents of Louisiana to take advantage of their Checking and Savings accounts, their Direct CD account from their online division is available to everyone nationwide.
Gulf Coast Bank & Trust Interest Checking Rate
Gulf Coast Bank & Trust actually has a very good rate on their Interest Checking account. You’re able to earn interest on your entire balance.
Earn a higher interest rate and get ATM fees refunded up to $25 every month when you meet these qualifications:
- Have at least 12 Gulf Coast Bank & Trust issued debit card transactions post and settle during the monthly qualification cycle.
- Have at least one Automatic Payment (ACH), Direct Deposit or Online Bill Payment post and settle during the monthly qualification cycle
You’ll also earn higher interest when you meet the above qualifications:
- On balances up to $20,000, earn 1.51% APY
- On balances $20,000 and over, APY will range from 1.51% to 0.76% APY depending on the balance in the account
If you don’t meet the above qualifications each month:
- 0.10% APY on entire balance
There are no Monthly Service Fees and no minimum balance requirements.
Be sure to browse the Bank Offers page to see the best current sign-up bonuses (Chase Bank, TD Bank, HSBC and CIT Bank usually have some good offers).
- HSBC Bank $350 & $750 Checking Account Bonuses
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Coupon Promo Codes: $200, $300, $350, $500 – September 2018
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
| Featured Promotions | ||
|---|---|---|
| Chase Total Checking® + Savings℠ | Chase Premier Plus Checking℠ | Chase Total Business Checking® |
 |  |  |
| $350 Bonus | $300 Bonus | $200 Bonus |
| Review | Review | Review |
| Chase College Checking℠ | HSBC Premier Checking | HSBC Advance Checking |
 |  | |
| $100 Bonus | $750 Bonus. Member FDIC | $350 Bonus. Member FDIC |
| Review | Review | Review |
Gulf Coast Bank & Trust Direct CD
Gulf Coast Bank & Trust’s CD accounts can sometimes offer special rates for certain CD Term lengths. Their Direct Online CD account is available nationwide, while all other accounts are available to Louisiana residents only. The minimum opening deposit is $2,000.
| Direct Online CD Rates | |
| APY | CD Term |
| 0.35% | 6 Months |
| 1.00% | 12 Months |
| 1.25% | 24 Months |
| 1.30% | 36 Months |
| 1.40% | 48 Months |
| 1.50% | 60 Months |
Gulf Coast Bank & Trust has some good CD rates, but I’d recommend choosing an online-only bank for the best rates. CIT Bank CDs and BBVA Compass CDs are some good choices. Here’s a guide on the best CD accounts. Browse all the best accounts below:
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Crestmark Bank Online CD Account Promotions Available Nationwide
- Live Oak Bank Online Savings And CD Offers, Promotions
- Popular Direct Online Savings And CD Account Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Synchrony Bank Online Savings, CD, Money Market Promotions
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.