Get a $750 Welcome Deposit for eligible new customers who open an 
- Editor Rating
- Rated 3.5 stars
- Very Good
- Gulf Coast Bank & Trust Promottions
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Gulf Coast Bank & Trust is currently offering very good rates for their Checking and CD accounts.
Gulf Coast Bank & Trust Co. is headquartered in New Orleans, LA and is the 8th largest bank in Louisiana. They have around 20 branch locations across Southeast Louisiana. While you must be a residents of Louisiana to take advantage of their Checking and Savings accounts, their Direct CD account from their online division is available to everyone nationwide.
Gulf Coast Bank & Trust Interest Checking Rate
Gulf Coast Bank & Trust actually has a very good rate on their Interest Checking account. You’re able to earn interest on your entire balance.
Earn a higher interest rate and get ATM fees refunded up to $25 every month when you meet these qualifications:
- Have at least 12 Gulf Coast Bank & Trust issued debit card transactions post and settle during the monthly qualification cycle.
- Have at least one Automatic Payment (ACH), Direct Deposit or Online Bill Payment post and settle during the monthly qualification cycle
You’ll also earn higher interest when you meet the above qualifications:
- On balances up to $20,000, earn 1.51% APY
- On balances $20,000 and over, APY will range from 1.51% to 0.76% APY depending on the balance in the account
If you don’t meet the above qualifications each month:
- 0.10% APY on entire balance
There are no Monthly Service Fees and no minimum balance requirements.
Be sure to browse the Bank Offers page to see the best current sign-up bonuses (Chase Bank, TD Bank, HSBC and CIT Bank usually have some good offers).
- CIT Bank Promotions: Online Money Market Account 1.75% APY Offer
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Regions Bank Promotions: $200 Checking Account Bonus
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
- HSBC Bank Promotions: $200, $350, $750 Checking Account Bonuses
- Chase Coupon Promo Codes: $200, $300, $350, $500 – May 2018
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
MoneysMyLife Top Offer Picks  Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review |
Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. 
Get a $750 Welcome Deposit for eligible new customers who open an 
Earn up to 25,000 bonus miles worth $250 in travel every year with the Barclays Arrival® Premier World Elite Mastercard®. Without an initial sign-up bonus, this credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. 
The HSBC Cash Rewards Mastercard® has a sign-up bonus of $150 when you spend at least $500 on purchases within the first 3 months of account opening. This credit card will also earn an ongoing 1.5% cash rewards rate on all purchases and has no foreign transaction fees. There is no annual fee with this card. 
CIT Bank is offering a 1.75% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. Gulf Coast Bank & Trust Direct CD
Gulf Coast Bank & Trust’s CD accounts can sometimes offer special rates for certain CD Term lengths. Their Direct Online CD account is available nationwide, while all other accounts are available to Louisiana residents only. The minimum opening deposit is $2,000.
| Direct Online CD Rates | |
| APY | CD Term |
| 0.35% | 6 Months |
| 1.00% | 12 Months |
| 1.25% | 24 Months |
| 1.30% | 36 Months |
| 1.40% | 48 Months |
| 1.50% | 60 Months |
Gulf Coast Bank & Trust has some good CD rates, but I’d recommend choosing an online-only bank for the best rates. Synchrony CDs and EverBank CDs are some good choices. Here’s a guide on the best CD accounts. Browse all the best accounts below:
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- EverBank Review: Checking, Money Market, CD Promotions And Bonuses
- Crestmark Bank Online CD Account Promotions Available Nationwide
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- CIT Bank Promotions: Online Money Market Account 1.75% APY Offer
- Live Oak Bank Online Savings And CD Offers, Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
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