- Editor Rating
- Rated 3.5 stars
- Very Good
- Gulf Coast Bank & Trust Promottions
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- Popularity
- Rates
Gulf Coast Bank & Trust is currently offering very good rates for their Checking and CD accounts.
Gulf Coast Bank & Trust Co. is headquartered in New Orleans, LA and is the 8th largest bank in Louisiana. They have around 20 branch locations across Southeast Louisiana. While you must be a residents of Louisiana to take advantage of their Checking and Savings accounts, their Direct CD account from their online division is available to everyone nationwide.
Gulf Coast Bank & Trust Interest Checking Rate
Gulf Coast Bank & Trust actually has a very good rate on their Interest Checking account. You’re able to earn interest on your entire balance.
Earn a higher interest rate and get ATM fees refunded up to $25 every month when you meet these qualifications:
- Have at least 12 Gulf Coast Bank & Trust issued debit card transactions post and settle during the monthly qualification cycle.
- Have at least one Automatic Payment (ACH), Direct Deposit or Online Bill Payment post and settle during the monthly qualification cycle
You’ll also earn higher interest when you meet the above qualifications:
- On balances up to $20,000, earn 2.02% APY
- On balances $20,000 and over, APY will range from 2.02% to 1.00% APY depending on the balance in the account
If you don’t meet the above qualifications each month:
- 0.10% APY on entire balance
There are no Monthly Service Fees and no minimum balance requirements.
Be sure to browse the Bank Offers page to see the best current sign-up bonuses (Chase Bank, TD Bank, HSBC and CIT Bank usually have some good offers).
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- BBVA Compass Bank Promotions: $150 Checking Bonus, Money Market & CD Offers
- Simple Bank Review: Unlimited $20 Bonuses & Top Savings Rate Offer
- Chase Coupon Promo Codes: $150, $200, $300, $350, $500 – January 2019
- CIT Bank Promotions: Online Savings Builder Account Offers 2.45% APY
- HSBC Bank $350 & $750 Checking Account Bonuses
- Chase Total Checking® Account Bonus: $200 Coupon Available Online
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
- HSBC Bank Premier Checking Account $750 Bonus Offer
- HSBC Bank Advance Checking Account $350 Bonus Offer
Gulf Coast Bank & Trust Direct CD
Gulf Coast Bank & Trust’s CD accounts can sometimes offer special rates for certain CD Term lengths. Their Direct Online CD account is available nationwide, while all other accounts are available to Louisiana residents only. The minimum opening deposit is $2,000.
| Direct Online CD Rates | |
| APY | CD Term |
| 2.00% | 6 Months |
| 2.30% | 12 Months |
| 2.40% | 24 Months |
| 2.45% | 36 Months |
| 2.50% | 48 Months |
| 3.00% | 60 Months |
Gulf Coast Bank & Trust has some good CD rates, but I’d recommend choosing an online-only bank for the best rates. CIT Bank CDs and BBVA Compass CDs are some good choices. Here’s a guide on the best CD accounts. Browse all the best accounts below:
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- BBVA Compass Bank Promotions: $150 Checking Bonus, Money Market & CD Offers
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Synchrony Bank Online Savings, CD, Money Market Promotions
- CIT Bank Promotions: Online Savings Builder Account Offers 2.45% APY
- Popular Direct Online Savings And CD Account Promotions, Offers
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Salem Five Bank Checking, Savings, CD Promotions
- Live Oak Bank Online Savings And CD Offers, Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
| OFFER LINK | OFFER | OUR REVIEW |
| Chase Premier Plus Checking℠ | $300 Cash | Review |
| Chase Total Checking® + Chase Savings℠ | $350 Cash | Review |
| Chase Sapphire℠ Checking | 60,000 Points | Review |
| Chase College Checking℠ | $100 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| HSBC Premier Checking | $750 Cash | Review |
| HSBC Advance Checking | $350 Cash | Review |
| HSBC Direct Savings | 2.22% APY | Review |
| HSBC Cash Rewards Mastercard® credit card | $150 Cash | Review |
| TD Bank Premier Checking℠ | $300 Cash | Review |
| CIT Bank Savings Builder | 2.45% APY | Review |
| Barclaycard Arrival Plus® World Elite Mastercard® | 70,000 Miles | Review |
| Ally Invest | $3,500 Cash | Review |
| TD Ameritrade | $600 Cash | Review |
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.