Contents
Update: This page will no longer be updated. We’ve received communication regarding Simple accounts:
“Simple Accounts will automatically transition to BBVA USA May 8, 2021. Your bank account, routing number and debit card will stay the same.“
Simple Bank, an FDIC-insured checking account backed by their partner bank BBVA, is a mobile-only bank account that is available for Android and iOS devices. Because of it’s unique nature and lack of fees, we’ve included it on our list of the best free Checking accounts.
They do not have any physical branch locations to serve customers and their headquarters is located at 1615 SE 3rd Ave #200 – Portland, OR 97214.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, and many more.
Simple Bank Referral Award Offer
*Update: looks like there’s currently no incentive for using a referral link. Check our link below.
- Apply for a new Simple Account by August 31 using the Apply button on the referral page
- Once you’re approved, add funds to your new Simple Account
- Make a purchase with your shiny new Simple Visa® Debit card (within 30 days of opening your account)
- Then they’ll put a cool leather wallet in the mail for each of us as a way of saying thanks for sharing the Simple love.
- You can check out the complete terms and conditions on the offer page.
[Expired] Simple Bank $200/$400 Bonus Offer

- What you’ll get: $200/$400
- Where it’s available: Nationwide
- How to earn it:
- Earn $200
- Apply for a new Simple Account by 3/15/2020 4:59 PM PT.
- Deposit(s) totaling $10,000 or more must post to the new Account by 15 calendar days after enrollment 4:59 PM PT.
- Maintain a balance of at least $10,000 through 5/31/2020 4:59 PM PT.
- Earn $400
- Apply for a new Simple Account by 3/15/2020 4:59 PM PT.
- Deposit(s) totaling $20,000 or more must post to the new Account by 15 calendar days after enrollment 4:59 PM PT.
- Maintain a balance of at least $20,000 through 5/31/2020 4:59 PM PT.
- Earn $200
- When it expires: 3/15/2020
How To Earn The Bonus
- Earn $200
- Apply for a new Simple Account by 3/15/2020 4:59 PM PT.
- Deposit(s) totaling $10,000 or more must post to the new Account by 15 calendar days after enrollment 4:59 PM PT.
- Maintain a balance of at least $10,000 through 5/31/2020 4:59 PM PT.
- Earn $400
- Apply for a new Simple Account by 3/15/2020 4:59 PM PT.
- Deposit(s) totaling $20,000 or more must post to the new Account by 15 calendar days after enrollment 4:59 PM PT.
- Maintain a balance of at least $20,000 through 5/31/2020 4:59 PM PT.
- Visa® Debit Card
- Deposits are FDIC insured
- Built-in budgeting and saving tools
- No Monthly Fees
- Instant transfers to other Simple customers
- Third-party payment services like Square, Venmo, and Paypal
- Block your card online if it’s been lost or stolen
No monthly fees with Simple Bank.
- Accounts must be open and in good standing with a balance greater than or equal to $0.00 at the time of the bonus credit.
- Maximum of one (1) $400 bonus OR one (1) $200 bonus per customer.
- BBVA USA may report the value of the bonus to the IRS as required by law. Any client whose tax status would require BBVA USA to impose tax withholding of any sort will not be eligible for this bonus.
- Offer may be modified or withdrawn without notice.
- Balances in Shared Accounts and Shared Protected Goals Accounts are excluded from the combined balance calculation.
- Simple employees are ineligible for this promotion.
Bottom Line
This bonus has been simplified and is worth considering. The funds earn a competitive rate. Compare this offer with the best bank bonuses here.
Top/Trending Offers You May Like
- BMO Harris $200 & $350 Bonuses
- Chase Business Checking $300 Bonus
- Bank Of America $100 Bonus Offer
- Chase Total Checking® $200 Bonus
- TD Beyond Checking $300 Bonus
- HSBC Premier Checking $500 Bonus
- Aspiration Checking $150/$200 Bonus
- J.P. Morgan Self-Directed Investing $625 Cash
- Ally Invest Up To $3,000 Bonus
- Axos $100/$200 Checking & Savings Bonuses
- TradeStation Cash & Crypto Offers
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.