Bank of Texas $850 Checking Bonus [TX] – Ends 9/30/26

I’m always on the lookout for the best bank bonuses to share, and this Bank of Texas deal has some serious potential. If you’re in The Woodlands, TX, this bonus is a no-brainer. Whether you’re aiming for the $400 or the full $800, it’s a solid return for minimal effort — especially if you’re already planning to move your direct deposit.

Want the best bank bonuses nationwide? Check out our top picks here—including huge offers from BMO and Chase that you won’t want to miss!

Key Takeaways

• Bonus Amount: Up to $850
• Offer Expiration: September 30, 2026
• Eligibility: New customers only
• Requirements: Direct deposit and/or balance maintenance

How to Qualify for the Bank of Texas Bonus

Follow these steps to earn the Bank of Texas bonus:

Step 1: Confirm your eligibility

This offer is available to new Bank of Texas customers only. You must not currently be listed as a primary or secondary accountholder on an existing checking account or Personal Savings account, and you must not have closed a checking or Personal Savings account within the past 180 days. Your primary address on the account must also be in the San Antonio MSA.

Step 2: Choose which account to open

Bank of Texas is offering different bonus amounts depending on the account you open:

You can earn a $650 bonus with Premier Checking, a $450 bonus with Access Checking, or a $200 bonus with Personal Savings. You may also be able to earn up to $850 total by combining an eligible checking bonus with the Personal Savings bonus.

Step 3: Complete the checking bonus requirement

For the Premier Checking $650 bonus, open a Premier Checking account and receive at least $8,000 in aggregate qualifying direct deposits within the first 90 days of account opening.

For the Access Checking $450 bonus, open an Access Checking account and receive at least $3,000 in aggregate qualifying direct deposits within the first 90 days of account opening.

Person-to-person payments, such as Zelle, and bank-to-bank transfers do not count as qualifying direct deposits.

Step 4: Complete the savings bonus requirement

To earn the $200 Personal Savings bonus, open a Personal Savings account and deposit at least $10,000 in new funds within 30 days of account opening. Beginning on day 31, keep the account balance at or above $10,000 through day 90.

Step 5: Keep your account open and in good standing

Your qualifying account must remain open and in good standing at the time the bonus is paid. Bank of Texas will evaluate your account 90 days after opening.

Step 6: Receive your bonus

If all requirements are met, Bank of Texas will credit the bonus within 30 days after the 90-day evaluation period. The bonus may be reported as interest income on IRS Form 1099-INT.

Trending Checking Account Deal:

Chase Checking Bonus: Earn an Easy $400 Checking Cash Bonus*

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the...Show More

Open a new Chase Total Checking® account and earn a $400 cash bonus* when you receive $1,000 or more in qualifying direct deposits within 90 days of coupon enrollment. Avoid the $15 monthly fee with qualifying deposits or balances, and enjoy access to 5,000+ branches and 14,000+ ATMs nationwide. Offer ends 7/15/26. Show Less

Earn $400

Go to the deal

Which Account Should You Choose?

Access Checking – $400 Bonus

• Full-service account with no monthly fee when you choose online statements.
• Perfect for those who want an easy, straightforward bonus.

Premier Checking – $800 Bonus

• Packed with premium benefits for higher balances.
• Best for those who can comfortably maintain a $10,000 average monthly balance.

Important Details

• Offer is available only to new customers.
• One bonus per customer.
• If you’ve closed a Bank of Texas checking account in the last 180 days, you won’t qualify.
• Bonuses are considered interest and will be reported on IRS Form 1099-INT.

Trending Savings Account Deal:

Raisin Savings Network: 70+ Banks, Up $1600 & Top Savings Account APY Rates

Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,500...Show More

Unlock the power of your savings with Raisin’s exclusive network of 70+ insured banks and credit unions, offering top-tier savings rates with zero fees. Plus earn up to a $1,500 sign up bonus. With just one secure login, you can easily diversify your deposits across multiple institutions, all backed by up to $10 million in federal deposit insurance coverage.¹ Open your Raisin account in minutes and start earning more today. Show Less

Up to $1,500 & Top APY

Go to the deal

Why Bank of Texas?

Bank of Texas is a solid regional bank that offers excellent customer service and competitive financial products. If you’re in The Woodlands, TX, this is a great opportunity to score some extra cash while getting a solid checking account in the process.

Plus, they make it easy to open an account — you can apply online in just 5 minutes or visit their new branch at 24 Waterway Ave, The Woodlands, TX 77380.

Our Take

If you’re in The Woodlands, this offer is absolutely worth your time. For minimal effort, you could pocket up to $800 — a fantastic deal for anyone ready to move their direct deposit or park some extra cash in a Premier Checking account. Just make sure you meet the requirements, and that bonus will be yours!