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OneWest Bank, a California based institution, offers good sign-up bonuses every now and again, which we”ll keep updated here. Offers in the past have been for $150 to $600 cash bonuses.
OneWest Bank is CIT’s southern California bank division. Headquartered in Pasadena, CA and established in 2009, OneWest Bank offers Checking, Savings, Money Market and CD accounts to customers in the Southern California area.
Their Savings, Money Market and CD rates do a bit better than the bigger traditional banks, but won’t compete well with the best national rates. See our Savings and CD rates pages for the best options.
See our bank offers page for more offers. Top offers can be found from TD Bank, Chase Bank, HSBC Bank, Aspiration, Huntington, Bank of America and many more.
We’ll review the current offer(s) below.
OneWest Bank $150/$250/$300 Checking Bonus
- What you’ll get: $150, $250 or $300 bonus
- Where it’s available: CA
- How to earn it:
- Open the qualifying checking account that best fits your needs to receive the corresponding bonus.
- OneAccount Checking $300 bonus with $10,000 opening balance and maintain an average balance of at least $10,000, during the first 90 days following account funding.
- Premium Checking $250 bonus with $2,000 opening balance and maintain an average balance of at least $2,500 during the first 90 days following account funding.
- Personal Checking $150 bonus with $500 opening balance and maintain an average balance of at least $500 during the first 90 days following account funding.
- During the first 90 days following account funding, meet any three of the qualifying activities below using your checking account:
- $650 OR MORE IN RECURRING DIRECT DEPOSITS/ACH TO THE CHECKING ACCOUNT PER MONTH FOR AT LEAST 2 CONSECUTIVE CALENDAR MONTHS
- eSTATEMENTS REGISTRATION
- 8 OR MORE DEBIT CARD PURCHASES
- 6 OR MORE ATM TRANSACTIONS
- 2 OR MORE ONLINE BILL PAY TRANSACTIONS
- 2 OR MORE MOBILE CHECK DEPOSITS
- Open the qualifying checking account that best fits your needs to receive the corresponding bonus.
- When it expires: 12/31/2021
- Chase Bank $225 bonus
- TD Bank $150 & $300 bonuses
- Bank of America $100 bonus offer
- HSBC Bank $450 bonus
- Aspiration $150 or $200 bonus
- Huntington up to $500 bonus
How To Earn The Bonus
EARNING THE BONUSWAIVE THE MONTHLY FEEFINE PRINT
- Open the qualifying checking account that best fits your needs to receive the corresponding bonus.
- OneAccount Checking $300 bonus with $10,000 opening balance and maintain an average balance of at least $10,000, during the first 90 days following account funding.
- Premium Checking $250 bonus with $2,000 opening balance and maintain an average balance of at least $2,500 during the first 90 days following account funding.
- Personal Checking $150 bonus with $500 opening balance and maintain an average balance of at least $500 during the first 90 days following account funding.
- During the first 90 days following account funding, meet any three of the qualifying activities below using your checking account:$650 OR MORE IN RECURRING DIRECT DEPOSITS/ACH TO THE CHECKING ACCOUNT PER MONTH FOR AT LEAST 2 CONSECUTIVE CALENDAR MONTHS
- eSTATEMENTS REGISTRATION
- 8 OR MORE DEBIT CARD PURCHASES
- 6 OR MORE ATM TRANSACTIONS
- 2 OR MORE ONLINE BILL PAY TRANSACTIONS
- 2 OR MORE MOBILE CHECK DEPOSITS
Personal Checking $5 monthly fee waived if:
- You maintain a $1,000 average monthly balance, OR
- You elect to receive eStatements, OR
- You’re at least 55 years of age, OR
- One of the account holders is less than 18 years of age
Premium Checking $10 monthly fee waived if you maintain a $1,000 average monthly balance.
OneAccount Checking $25 monthly fee waived if you maintain a $10,000 average monthly balance.
- The average balance will be calculated by averaging the end of day balance for each of the first 90 days, beginning with the date on which the account is funded.
- Funds used to open the Checking Account may not include funds that were held in another account at OneWest Bank or at CIT Bank, N.A. (“CIT”) at the time of account opening.
- Funds withdrawn from OneWest Bank or CIT within 90 days prior to account opening are also restricted.
- Bonus will be paid as a statement credit to the Checking Account within 60 days after the above requirements are met.
- Checking Account must remain open to receive the bonus and in good standing for at least six months after account opening.
- If Checking Account is closed by the customer or OneWest Bank within six months after opening, the value of the bonus may be deducted from account at closing.
[Expired] OneWest Bank $300 Money Market Bonus
- What you’ll get: Up to $300 bonus
- Where it’s available: CA
- How to earn it:
- Open a Premium Money Market Account (PMMA) with a minimum deposit of $10,000 in new money.
- Maintain principle balance $10,000 – $5,000,000 in the PMMA for the rate.
- Maintain the corresponding average balance listed for the first 90 days following account funding of the bonus.
- $300 bonus: $250,000 – $5,000,000 average balance
- $200 bonus: $100,000 – $249,999.99 average balance
- $100 bonus: $10,000 – $99,999.99 average balance
- When it expires: Not listed
How To Earn The Bonus
EARNING THE BONUSWAIVE THE MONTHLY FEEFINE PRINT
- Open a Premium Money Market Account (PMMA) with a minimum deposit of $10,000 in new money.
- Maintain principle balance $10,000 – $5,000,000 in the PMMA for the rate.
- Maintain the corresponding average balance listed for the first 90 days following account funding of the bonus.
- $300 bonus: $250,000 – $5,000,000 average balance
- $200 bonus: $100,000 – $249,999.99 average balance
- $100 bonus: $10,000 – $99,999.99 average balance
$10 monthly fee waived with minimum $10,000 balance.
- The APY Offer and the Cash Bonus Offer apply to new Premium Money Market Accounts (PMMAs”) opened with a minimum of $10,000 not on deposit or held at OneWest Bank, a division of CIT Bank, N.A. (“OneWest Bank”) or BankOnCIT.com (“CIT”) at the time of account opening.
- Funds withdrawn from OneWest Bank or CIT within 90 days prior to account opening are also restricted.
- This promotion may end at any time without prior notice.
- Only one promotional PMMA can be opened per customer under this promotion.
- Minor accounts are ineligible for this offer.
- The PMMA is a personal account only and cannot be opened in the name of a business.
- The PMMA is not available as an Individual Retirement Account (IRA).
- A Cash Bonus may be earned on PMMAs opened under this offer.
- The Bonus will be based on the average balance during the first 90 days following account funding: $100 bonus if the average balance is $10,000 – $99,999.99; $200 bonus if the average balance is $100,000 – $249,999.99; or $300 bonus if the average balance is $250,000 – $5,000,000.
- Bonus will be paid as a statement credit to the PMMA within 60 days after the average balance requirement above is met within the specified time frames.
- PMMA must remain open to receive the bonus.
Bottom Line
Not much of a deal considering the high deposit amounts required for each bonus tier. Might be better just to deposit money in a high yield online Savings account.
[Expired] OneWest Bank $600 Business Account Bonus
Earn up to $600 in bonuses with a variety of new Business accounts with this offer.
- Offers expires 3/31/2020
- $200 bonus for opening an eligible OneBusiness Interest Checking Account
- $200 bonus for opening an eligible OneBusiness Money Market Savings Account
- $200 rebate toward a qualifying OneBusiness Equipment Financing Transaction
How To Earn Up To $600 In bonuses
- A $200 bonus offer applies to new OneBusiness Interest Checking accounts and new OneBusiness Money Market savings accounts opened by Southern California businesses.
- To be eligible for a bonus, the OneBusiness Interest Checking account must be opened with an initial deposit of at least $1,500 and requires that an average daily balance of at least $1,500 be maintained for at least 90 days from the date of account funding.
- The OneBusiness Money Market Savings account must be opened with an initial deposit of at least $10,000 and requires that a minimum average daily balance of $10,000 be maintained for at least 90 days from the date of account funding.
- Funds used to open these accounts must be new money not on deposit or held at OneWest Bank or BankonCIT.com (CIT) at the time of account opening.
- Funds withdrawn from OneWest Bank or CIT within 90 days of account opening are also restricted.
- Bonuses will be paid in the form of a statement credit to the subject account within 30 days of completion of all of the aforementioned requirements.
- Account must be in good standing at the time of bonus payment.
- Limit one Checking account bonus and one Savings account bonus per customer.
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