X Money is offering eligible New York residents a $300 bonus for receiving qualifying deposits in an individual Stored Value Account. Availability: New York only.
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X Money Bonus Overview
Bonus: $300
Account: Individual Stored Value Account
Deadline: No fixed end date published; the 90-day eligibility period begins October 1, 2026
Promo code: None listed
Availability: New York residents only
How to Earn the Bonus
Trending Checking Account Deal:
- Open and maintain an eligible individual X Money Stored Value Account as a New York resident.
- Beginning October 1, 2026, keep the account open for the 90-day eligibility period.
- Receive at least $3,000 in qualifying deposits during that 90-day period.
- Keep the account open and in good standing through bonus payment.
Who Is Eligible?
The offer is currently limited to New York residents with an eligible individual Stored Value Account. Proof of residency may be required. Only one account tied to an X Money user is eligible. X Payments LLC provides the bonus, which is not APY or interest.
Monthly Fees and Minimums
The official bonus terms do not require a minimum balance beyond what is needed to keep the account open and in good standing. The bonus page does not publish a monthly-account fee; review the current X Money fee schedule and stored-value agreement before opening.
When Is the Bonus Paid?
X Payments LLC states that the $300 bonus will be credited directly to the Stored Value Account 14 days after the requirements are met. The recipient is responsible for applicable taxes.
Important Dates and Exclusions
- The New York 90-day bonus eligibility period begins October 1, 2026.
- A qualifying deposit is an ACH direct deposit with SEC code PPD or an eligible X Creator payout from Original Content Rewards, Creator Revenue Sharing, or Creator Subscriptions.
- X Payments LLC may modify the eligibility requirements or change the offer at any time.
How to Apply
Use the official offer button above and sign in to X to access X Money. Before funding, save the bonus terms and confirm that the account is recognized as a New York individual Stored Value Account.
The Bottom Line
This is a targeted state-specific fintech offer with a clear $3,000 deposit requirement and 14-day payout timeline. Applicants should review the stored-value agreement and fee schedule in addition to the bonus terms.
Offer details rechecked September 28, 2026. Confirm the current terms before applying.
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