Get a $750 Welcome Deposit for eligible new customers who open an 
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My e-BAnC is the online division of BAC Florida Bank and offers special higher rates for a variety of accounts, including Checking, Savings and CDs.
Unlike the traditional deposit accounts with BAC Florida Bank, the internet-only accounts with the My e-BAnC branch are available to everyone nationwide.
Their standout rates are for Savings and CD accounts. While quite good, they aren’t market leading so be sure to compare all the best rates using these guides: Savings Rates guide | CD Rates guide.
I’ll review the current promotional rates below.
My e-BAnC SuperSaver Money Market Offer: 1.50% APY
Several other online banks provide a better rate than this special offer from My e-BAnC, but it certainly trumps the numbers from your traditional banks. The minimum opening deposit is $5,000.
- CURRENT RATE: 1.50% APY
- NO MINIMUM BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD
- UNLIMITED DEPOSITS
- UP TO SIX CHECKS PER STATEMENT CYCLE
- DEBIT CARD IF OPENED IN CONJUNCTION WITH A CHECKING ACCOUNT*; OTHERWISE, ATM CARD TO HELP YOU PLAN AND BUDGET FINANCIAL GOALS
- FREE MONEY MANAGEMENT TOOL
- FREE E-STATEMENTS
- PERSON TO PERSON TRANSFERS – EASILY SEND MONEY TO OTHERS DIRECTLY
- INTERBANK TRANSFERS – SEND MONEY TO YOUR ACCOUNTS IN OTHER BANKS
- FREE ONLINE BANKING
- FREE ONLINE BILL PAYMENT
- FREE MOBILE BANKING
- FREE MOBILE CHECK DEPOSIT – SIMPLY TAKE A SNAPSHOT OF YOUR CHECK AND DEPOSIT IT DIRECTLY AND REMOTELY INTO YOUR ACCOUNT
I compare all the top rates on this Savings/Money Market page. CIT Bank, Salem Five Direct and Dollar Savings Direct consistently offer great rates.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- Chase Coupon Promo Codes: $200, $300, $350, $500 – May 2018
- HSBC Bank Promotions: $200, $350, $750 Checking Account Bonuses
- Marcus By Goldman Sachs Online Savings & CD Offers, Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Synchrony Bank Online Savings, CD, Money Market Promotions
- DollarSavingsDirect Online Savings & CD Account Promotions, Offers
- Salem Five Bank Checking, Savings, CD Promotions
MoneysMyLife Top Offer Picks  Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review |
Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. 
Get a $750 Welcome Deposit for eligible new customers who open an 
Earn 75,000 miles each year (worth $750) if you spend $25,000 on purchases with the Barclays Arrival® Premier World Elite Mastercard®. This credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases. 
The HSBC Cash Rewards Mastercard® has a sign-up bonus of $150 when you spend at least $500 on purchases within the first 3 months of account opening. This credit card will also earn an ongoing 1.5% cash rewards rate on all purchases and has no foreign transaction fees. There is no annual fee with this card. 
CIT Bank is offering a 1.85% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest is one of the nation's top choices for a low-cost stock broker, and they now have a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades. Your cash bonus value will depend on your deposit amount made within 60 days of account opening. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. My e-BAnC Advantage Checking Rate Offer: 0.50% APY
This Checking account rate is better than what most traditional Checking accounts offer, but it certainly won’t take you very far. Nonetheless, it’s worth a mention. For free Checking and online Checking accounts, I recommend you take a look at this list here.
- CURRENT RATE: 0.50% APY
- $5,000 MINIMUM OPENING DEPOSIT
- NO MINIMUM BALANCE REQUIREMENT TO EARN ANNUAL PERCENTAGE YIELD
- NO CHARGE FOR WRITING CHECKS
- FREE MONEY MANAGEMENT TOOL, TO HELP YOU PLAN AND BUDGET FINANCIAL GOALS
- FIRST SET OF 50 CHECKS FREE
- PERSON TO PERSON TRANSFERS – EASY PERSON TO PERSON TRANSFERS SO YOU CAN SEND MONEY TO OTHERS DIRECTLY
- INTERBANK TRANSFERS SO YOU CAN SEND MONEY TO YOUR ACCOUNTS IN OTHER BANKS
- LOCAL DISCOUNTS ACROSS ALMOST 400,000 MERCHANTS IN THE US AT NO ADDITIONAL COST WITH CRÈMEBRULEE SAVINGS
- FREE TELEPHONE BANKING
- FREE ONLINE BANKING WITH CHECK DEPOSIT
- FREE ONLINE BILL PAYMENT
- FREE MOBILE BANKING
- FREE MOBILE CHECK DEPOSIT SO YOU CAN EASILY TAKE A SNAPSHOT OF YOUR CHECK AND DEPOSIT IT DIRECTLY AND REMOTELY INTO YOUR ACCOUNT
- FREE E-STATEMENTS
I keep all the best offers updated over at this Bank Bonuses Page, but be sure to browse offers from Chase Bank, TD Bank, HSBC and CIT Bank to start.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Coupon Promo Codes: $200, $300, $350, $500 – May 2018
- HSBC Bank Promotions: $200, $350, $750 Checking Account Bonuses
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Regions Bank Promotions: $200 Checking Account Bonus
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
My e-BAnC CD Account Offers
My e-BAnC refers to these accounts as online time deposit accounts.
Online Time Deposit Rates
The minimum deposit is $5,000.
- COMPETITIVE RATES
- NO MAINTENANCE FEES
- DAILY COMPOUND INTEREST FOR MAXIMUM EARNINGS
- INTEREST MAY BE RECEIVED IN THE FORM OF A CHECK, TRANSFER TO A TRANSACTIONAL ACCOUNT OR RE-DEPOSITED TO THE TIME DEPOSIT AT RENEWAL.
- ACCESS TO YOUR ACCOUNT ANYTIME WITH FREE ONLINE AND MOBILE BANKING.
- FDIC INSURED TO THE MAXIMUM ALLOWED BY LAW.
- AUTOMATIC RENEWAL AT MATURITY. PENALTY IS APPLICABLE FOR EARLY WITHDRAWAL.
| CD Term | APY |
| 6 Months | 1.85% |
| 12 Months | 2.25% |
| 18 Months | 2.36% |
| 24 Months | 2.50% |
| 36 Months | 2.60% |
Jumbo Online Time Deposit Rates
The minimum deposit is $100,000.
- COMPETITIVE RATES
- NO MAINTENANCE FEES
- DAILY COMPOUND INTEREST FOR MAXIMUM EARNINGS
- INTEREST MAY BE RECEIVED IN THE FORM OF A CHECK, TRANSFER TO A TRANSACTIONAL ACCOUNT OR RE-DEPOSITED TO THE TIME DEPOSIT AT RENEWAL.
- ACCESS TO YOUR ACCOUNT ANYTIME WITH FREE ONLINE AND MOBILE BANKING.
- FDIC INSURED TO THE MAXIMUM ALLOWED BY LAW.
- AUTOMATIC RENEWAL AT MATURITY. PENALTY IS APPLICABLE FOR EARLY WITHDRAWAL.
| CD Term | APY |
| 6 Months | 1.85% |
| 12 Months | 2.25% |
| 18 Months | 2.36% |
| 24 Months | 2.50% |
| 36 Months | 2.60% |
Flex Time Deposit Rates
The minimum deposit is $10,000.
- TWO (2) PARTIAL WITHDRAWALS ARE PERMITTED WITHOUT PENALTY.**
- COMPETITIVE RATES
- NO MAINTENANCE FEES
- DAILY COMPOUND INTEREST FOR MAXIMUM EARNINGS
- INTEREST MAY BE RECEIVED IN THE FORM OF A CHECK, TRANSFER TO A TRANSACTIONAL ACCOUNT OR RE-DEPOSITED TO THE TIME DEPOSIT AT RENEWAL.
- ACCESS TO YOUR ACCOUNT ANYTIME WITH FREE ONLINE AND MOBILE BANKING.
- FDIC INSURED TO THE MAXIMUM ALLOWED BY LAW.
- AUTOMATIC RENEWAL AT MATURITY. PENALTY IS APPLICABLE FOR EARLY WITHDRAWAL.
| CD Term | APY |
| 12 Months | 1.40% |
You’ll find great rates for most popular terms with banks like Synchrony, EverBank and CIT Bank. I keep all rates updated on this CD Page.
- CIT Bank Promotions: Online Money Market Account 1.85% APY Offer
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Popular Direct Online Savings And CD Account Promotions
- EverBank Review: Checking, Money Market, CD Promotions And Bonuses
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Live Oak Bank Online Savings And CD Offers, Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.