First Merchants Bank Promotions: $400 Checking, $50 Referral Bonuses [IL, IN, OH, MI]

Find updated promotions and bonuses from First Merchants Bank (firstmerchants.com) here. Typical offers range from $100 to $400 in cash bonuses.

First Merchants Bank was established in 1893 and headquartered in Muncie, Indiana. They have grown to around 140 locations throughout Illinois, Indiana and Ohio.

See our bank offers page for more offers. Top offers can be found from Chase Bank, TD Bank, BMO Harris, Bank of America and many more.

I’ll review the current offers below.

First Merchants Bank $50 Referral Bonus

• What you’ll get: $50 MasterCard Reward Card each.
• Where it’s available: IL, IN, OH, MI
• How to earn it:
  • Use the registration form using the offer link below
  • Your friend will receive an email notification containing registration instructions.
  • Once your friend registers and completes the following requirements, you each will get a $50 MasterCard Reward card.
    • Open a new First Merchants Bank personal checking account
    • Deposit $100 or more
    • Complete fifteen (15) debit card transactions (excluding ATM transactions) within 60 days of account opening.
  • Allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
• When it expires: None listed

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[Expired] First Merchants Bank Up To $400 Checking Bonus

• What you’ll get: Up To $400
• Where it’s available: IL, IN, OH, MI
• How to earn it:
  • Earn one of the following bonuses for the corresponding accounts:
    • $50 for a new Carefree Checking or Simple Access Checking account
    • $200 for a new Advantage Checking or First Direct Checking account
    • $400 for a new Elite Checking Account
  • And complete the following requirements:
    • Use promo code BANKOFFERS0722
    • Complete at least 15 transactions within 60 days of account opening
    • Make a direct deposit of at least $500 within 60 days of account opening
• When it expires: 12/31/2022

Waive The Monthly Fee

First Merchants Carefree Checking	First Merchants Advantage Checking	First Merchants First Direct Checking	First Merchants Elite Checking	First Merchants Simple Access Checking
No monthly service charge with one customer initiated transaction, OR maintain at least $100 in minimum combined personal deposit balances, otherwise $5 per month.	No monthly service charge with one $500 direct deposit per month, OR make 15 debit card transactions per month, OR maintain at least $1,500 in minimum combined personal deposit balances, otherwise $15 per month	No monthly service charge with one $200 direct deposit per month, otherwise $10 per month.	No monthly service charge with $15,000 in minimum combined personal deposit balances, otherwise $20 per month.	$4 per month

Fine Print

TO BE ELIGIBLE TO PARTICIPATE IN THE PROMOTION:

• You must be a new First Merchants personal checking account holder.
• Account holders with an existing personal checking account with First Merchants (either as the primary or secondary account holder) are not eligible.
• You must not have closed a personal checking account within 180 days of the promotion start date (on or after July 1, 2022).
• The primary account holder of the participating checking account must be 18 years old or older at the time of account opening and reside in Indiana, Ohio, Illinois or Michigan.
• First Merchants employee accounts are not eligible for this promotion.

See great bonuses from Chase, Aspiration, Bank of America and more here.

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