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MyCBB (California Business Bank) is another internet-only bank without any branch locations. They offer Checking, Money Market, and CD accounts with rates that aren’t market-leading, but are still decent.
Rates will surpass traditional banking institutions, but you’re better off choosing other options that I’ll provide below.
MyCBB Interest Earning Free Checking Account
Just like other online bank accounts, this Checking account from MyCBB doesn’t require a monthly fee to maintain. While it’s not a phenomenal rate, at least it does earn interest.
Account Features
- Earns 0.35% APY
- Minimum opening deposit $100
- No Monthly Fees
- Free debit card and initial check order
- Free e-statements
- Free Bill Pay
- Free access to 24,000 +MoneyPass network ATMs nationwide
There are plenty other Checking accounts I’d recommend over this one. The Northpointe Bank Checking account earns 5.00% APY and actually has a $50 sign-up bonus. Capital One 360 is another online Checking account that has sign-up promotions. Below are more Checking account promotions to browse:
- BBVA Compass Bank Promotions: $150 To $250 Checking/Savings Bonuses
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- HSBC Bank $350 & $750 Checking Account Bonuses
- Chase Student Checking Promotions: $100 Chase College Checking℠ Bonus
- CIT Bank Promotions: Online Savings Builder Account Offers 2.15% APY
- Chase Coupon Promo Codes: $200, $300, $350, $500 – November 2018
- HSBC Bank Advance Checking Account $350 Bonus Offer
- HSBC Bank Premier Checking Account $750 Bonus Offer
- Simple Bank Review: Unlimited $20 Bonuses & Top Savings Rate Offer
- Chase Premier Plus Checking℠ Bonus: $300 Coupon Offer
- Chase Total Checking Account Bonus: $200 Coupon Available Online
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
MyCBB Money Market 0.60% APY
MyCBB’s Money Market rates also aren’t at the top compared to other online banks, but it’s still much better than your local banks.
Account Features
- Earns 0.60% APY
- Minimum opening deposit $100
- No Monthly Fees
- Variable interest rate
- Transact up to 6 times per month
- Free online and mobile banking tools
Both Discover Bank and Capital One 360 have popular Money Market accounts you should look at first. The Chase Savings account doesn’t offer a competitive rate, but has a good bonus offer.
See these top Money Market accounts below (compare all rates here):
- BBVA Compass Bank Promotions: $150 To $250 Checking/Savings Bonuses
- CIT Bank Promotions: Online Savings Builder Account Offers 2.15% APY
- MYSB Direct (M.Y. Safra Bank) Online CD Rate Offers, Promotions
- EBSB Direct Promotions For Savings, Money Market, CD Accounts (Nationwide)
- Capital One 360 Promotions: $100, $200, Up To $1,000 In Bonuses
- Sallie Mae Banking Promotions: Money Market, Savings, CD Offers
- ableBanking Money Market Savings & CD Promotions
- First Internet Bank Review: Checking, Savings, CD Promotions
- Northern Bank Direct Online Money Market & CD Account Offers, Promotions
- My Banking Direct Promotions: New Money Market & CD Account Offers
- State Bank Of Texas Savings, Money Market, CD Account Promotions
MyCBB CD Accounts Up To 0.86% APY
Just like the other deposit accounts from MyCBB discussed above, their CD accounts also aren’t offering market leading rates.
Account Features
- 12 Month CD earns 0.86% APY
- Minimum opening deposit $1,000
- No monthly maintenance fees
- Automatic renewal
- Additional CD terms available (varying yields)
Take a look at CIT Bank or BBVA CD accounts instead. Here are the top CD accounts currently (also see our CD rates page for the best rates):
- BBVA Compass Bank Promotions: $150 To $250 Checking/Savings Bonuses
- CIT Bank Promotions: Online Savings Builder Account Offers 2.15% APY
- Live Oak Bank Online Savings And CD Offers, Promotions
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Popular Direct Online Savings And CD Account Promotions, Offers
- Barclays Bank Promotions: Savings And CD Account Offers, Bonuses
- Synchrony Bank Online Savings, CD, Money Market Promotions
- Salem Five Bank Checking, Savings, CD Promotions
- Ally Bank Online Checking, Savings, CD, Investing Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.