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MyCBB (California Business Bank) is another internet-only bank without any branch locations. They offer Checking, Money Market, and CD accounts with rates that aren’t market-leading, but are still decent.
Rates will surpass traditional banking institutions, but you’re better off choosing other options that I’ll provide below.
MyCBB Interest Earning Free Checking Account
Just like other online bank accounts, this Checking account from MyCBB doesn’t require a monthly fee to maintain. While it’s not a phenomenal rate, at least it does earn interest.
Account Features
- Earns 0.35% APY
- Minimum opening deposit $100
- No Monthly Fees
- Free debit card and initial check order
- Free e-statements
- Free Bill Pay
- Free access to 24,000 +MoneyPass network ATMs nationwide
There are plenty other Checking accounts I’d recommend over this one. The Northpointe Bank Checking account earns 5.00% APY and actually has a $50 sign-up bonus. Capital One 360 is another online Checking account that has sign-up promotions. Below are more Checking account promotions to browse:
- Santander Bank Promotions: $150 Personal & $500 Business Checking Bonuses
- Chase Total Checking Account $200 Coupon Available Online Now
- Chase Premier Plus Checking℠ Review: $300 Coupon Bonus
- Chase Coupon Promo Codes: $200, $300, $350, $500 (April 2018)
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Fifth Third Bank Promotions: $200 Checking Account Bonus
- Chase Bank Business Checking Promotion: $200 Sign-Up Cash Bonus
- PNC Bank Promotions: $50 To $300 Checking, Savings, Business Bonuses
- Regions Bank Promotions: $200 Checking Account Bonus
- TD Bank Bonus For Checking Accounts: $150 To $300 Cash
- CIT Bank Promotions: Online Money Market Account Earns 1.75% APY
- KeyBank Promotions: $100, $200, $300, $400 Checking Bonuses
- Bank Of America $300 Personal Checking & $2500 Business Checking Bonuses
- Simple Bank Review & Bonus Offer: Unlimited $20 Referrals
- SunTrust Bank Review: $500 Personal & $200 Business Checking Bonuses
MyCBB Money Market 0.60% APY
MyCBB’s Money Market rates also aren’t at the top compared to other online banks, but it’s still much better than your local banks.
Account Features
- Earns 0.60% APY
- Minimum opening deposit $100
- No Monthly Fees
- Variable interest rate
- Transact up to 6 times per month
- Free online and mobile banking tools
Both Discover Bank and Capital One 360 have popular Money Market accounts you should look at first. The Chase Savings account doesn’t offer a competitive rate, but has a good bonus offer.
See these top Money Market accounts below (compare all rates here):
- MYSB Direct (M.Y. Safra Bank) Online CD Rate Offers, Promotions
- EverBank Review: Checking, Money Market, CD Promotions And Bonuses
- BBVA Compass Bank Promotions: $150, $200, $250 Checking/Savings Bonuses
- Sallie Mae Banking: Money Market, Savings, CDs Promotions
- Capital One 360 Review: $100 To $1,000 In Bonuses & Promotions
- My Banking Direct Review: $150 Checking Account Bonus
- CIT Bank Promotions: Online Money Market Account Earns 1.75% APY
- Northern Bank Direct Online Money Market & CD Account Offers, Promotions
- State Bank Of Texas Savings, Money Market, CD Account Promotions
- EBSB Direct Online Savings, Money Market, CD Promotions
- First Internet Bank Review: Checking, Savings, CD Promotions
- ableBanking Money Market Savings & CD Promotions
MyCBB CD Accounts Up To 0.86% APY
Just like the other deposit accounts from MyCBB discussed above, their CD accounts also aren’t offering market leading rates.
Account Features
- 12 Month CD earns 0.86% APY
- Minimum opening deposit $1,000
- No monthly maintenance fees
- Automatic renewal
- Additional CD terms available (varying yields)
Take a look at Discover, EverBank, or BBVA CD accounts instead. Here are the top CD accounts currently (also see our CD rates page for the best rates):
- Salem Five Bank Checking, Savings, CD Promotions
- Synchrony Bank Online Savings, CD, Money Market Promotions
- EverBank Review: Checking, Money Market, CD Promotions And Bonuses
- Popular Direct Online Savings And CD Account Promotions
- Virtual Bank Checking, Money Market, CD Promotions & Offers
- Live Oak Bank Online Savings And CD Offers, Promotions
- CIT Bank Promotions: Online Money Market Account Earns 1.75% APY
- Barclays Bank Review: Savings And CD Account Offers, Promotions
- Crestmark Bank Online CD Account Promotions Available Nationwide
- Ally Bank Online Checking, Savings, CD, Investing Promotions
*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.