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Get the latest Bank of the West bonuses and promotions here.
There are branches in the following states: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY. Bank of the West is a fairly big bank with over 550 branches.
Typical promotions for Checking accounts have been for $150, $200 and $300. They also oftentimes have promotions for their investment services where you can earn $200-$2,500 in bonus money.
See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, BBVA, HSBC Bank, and many more.
Bank of the West doesn’t have great rates on their Savings or CD accounts, so see our guides for those numbers: Savings Rates | CD Rates.
Bank Of The West Promotions Review Below
Bank Of The West Up to $600 Checking Bonus

- What you’ll get: Up to $600 bonus
- Where it’s available: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- How to earn it:
- Earn $500 by opening a Premier Checking account and deposit $15,000 and maintain a $15,000 average monthly balance for three full calendar months.
- Earn an additional $100 by opening a Choice Money Market Savings account with a minimum of $10,000 in funds new to Bank of the West and maintain a $10,000 average monthly balance for three full calendar months.
- When it expires: 4/23/2021
There are several offers I’d recommend comparing this one to. A few great entry level Checking accounts with bonus offers include the Bank of America Advantage Plus Banking® ($100 bonus), TD Bank Convenience CheckingSM ($150 bonus), BBVA Free Checking & Savings (up to $250 bonus) and HSBC Premier Checking (up to $600 bonus).
How To Earn The Bonus
- Earn $500 by opening a Premier Checking account and deposit $15,000 and maintain a $15,000 average monthly balance for three full calendar months.
- Earn an additional $100 by opening a Choice Money Market Savings account with a minimum of $10,000 in funds new to Bank of the West and maintain a $10,000 average monthly balance for three full calendar months.
Bank of the West Premier Checking Monthly Service Charge:
There is a Monthly Service Charge of $25 for the Bank of the West Premier Checking account. They will waive the Monthly Service Charge for the first two statement cycles on the new account. The Monthly Service Charge can be waived with a $25,000 average monthly combined balance in eligible accounts. Eligible accounts include personal checking accounts, savings accounts, money market accounts, CDs, and IRAs and certain BancWest Investment Services (BWIS) investment accounts.
Bank of the West Choice Money Market Savings Monthly Service Charge:
There is a Monthly Service Charge of $15 for the Bank of the West Choice Money Market Savings account. The Monthly Service Charge can be waived by completing the following:
- Maintain a Bank of the West Premier Checking account with identical ownership to your Bank of the West Choice Money Market Savings OR
- Maintain an average monthly balance of at least $5,000 in the Choice Money Market Savings account OR
- Use Auto-Save to set up a recurring monthly transfer of $75 or more from any Bank of the West personal checking account to your Choice Money Market Savings account
Bank of the West Premier Checking:
- Apply for a new personal Bank of the West Premier Checking account through BankoftheWest.com/premier600 or at a Bank of the West (Bank) branch.
AND - Make a minimum of $15,000 or more in total deposits in the Bank of the West Premier Checking account by the last day of the month of account opening and maintain an average monthly account balance of at least $15,000 for 3 full calendar months immediately following the month of account opening. Please note that the average monthly balance indicated on your account statement is based on a statement cycle that may not be a calendar month.
- Bank of the West Premier Checking Account must be in open status and have a positive balance (greater than $0 balance) to be eligible to receive the bonus.
- Bonus will be credited to the new, open Bank of the West Premier Checking account.
- BWIS Investment Accounts, IRA CDs, Investment IRAs and business accounts are not eligible for combining balances to receive the bonus.
- Businesses and public funds are not eligible for this offer.
- Bank will classify the bonus ($500 or $600 whichever applies) as interest paid to the Bank of the West Premier Checking account.
- Any applicable taxes associated with the bonus are the responsibility of the Bank of the West Premier Checking account holder.
- To the extent required by law, Bank of the West will report total value of this bonus to the IRS on Form 1099-INT for the applicable year in which the bonus was paid.
Bank of the West Choice Money Market Savings:
- Apply for a new personal Bank of the West Premier Checking account and meet all eligibility requirements indicated above to receive the $500 bonus and apply for a new Choice Money Market Savings account with identical ownership to your Bank of the West Premier Checking account.
- Open a Choice Money Market Savings account with a minimum opening deposit of $10,000 or more in funds new to Bank of the West. The minimum deposit of $10,000 needs to be in the Choice Money Market Savings account by the last day of the account opening month and maintain an average monthly balance of at least $10,000 for 3 full calendar months after the month of account opening to receive an additional $100 bonus.
- You can apply for the new Premier Checking account and the new Choice Money Market Savings account in two ways: 1) through BankoftheWest.com/premier600 or 2) at a Bank of the West (Bank) branch.
- The Premier Checking account and Choice Money Market Savings account must be in open status and have a positive balance (greater than $0 balance) to be eligible to receive the bonuses.
- Bonus will be credited to the new, open Bank of the West Premier Checking account.
- If you open a new Premier Checking account online and later decide to open a Choice Money Market Savings account to receive the additional $100 bonus, then you must open the Choice Money Market Savings account in a branch using the promotion code provided.
- This offer does not apply to second or multiple Choice Money Market Savings accounts.
- If for whatever reason the Premier Checking account is ineligible for the $500 bonus, the Choice Money Market Savings account automatically becomes ineligible for the $100 bonus.
- Businesses and public funds are not eligible for this offer.
Bottom Line
This is a nice offer from Bank of the West. Compare this offer with the best bank bonuses here.
The best bank promotions are updated here. Start with these pages for good offers:
[Expired] Bank Of The West $250 Checking Bonus

- What you’ll get: $250 bonus
- Where it’s available: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY
- How to earn it:
- Get $250 when you open an Any Deposit Checking account either online (promo code automatically applied) or in-branch, AND
- Make direct deposits of at least $1,000 per month, three months in a row.
- When it expires: 4/2/2021
I’d recommend comparing this offer with other popular ones like these:
- Bank of America $100 bonus
- TD Bank $150 & $300 bonuses
- HSBC Bank $200 – $600 bonuses
- BBVA up to $250 bonus
How To Earn The Bonus
- Get $250 when you open an Any Deposit Checking account either online (promo code automatically applied) or in-branch, AND
- Make direct deposits of at least $1,000 per month, three months in a row.
$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under 25 years of age.
[Expired] Bank Of The West $150 Business Checking Bonus

- What you’ll get: Up to $150
- Where it’s available: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY
- How to earn it: Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.
- When it expires: 9/30/2020
Compare with other top Business Checking bonuses here, including a $300 Business Checking bonus from Chase.
How To Earn The Bonus
Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.
The Any Deposit Checking for Business account has a $10 monthly fee that is waived as long as you make any deposit within that calendar month. Note, to earn the bonus, you also have to make any deposit for that month.
- $100 minimum opening deposit required between September 1, 2020 and September 30, 2020 and make any deposit within the same calendar month in which the account was opened.
- $25 bonus will be credited to the account by the end of the month immediately following the calendar month in which the account was opened.
- If customer does not make the first deposit in the same calendar month in which the account was opened, the customer will not be eligible for the initial $25 bonus or any of the additional $25 bonuses.
- Requirements to receive up to five (5) additional $25 bonuses: Make any qualifying deposit into the Any Deposit Checking for Business account in each of the five (5) consecutive calendar months immediately following the month of account opening.
- For each of the five (5) consecutive months that a deposit is made, a $25 bonus will be credited to the account by the end of the month immediately following the calendar month that the deposit was made.
- NOTE: Bonuses earned from qualifying deposits made in November will be paid out in January.
- If a deposit is not made in any one of the subsequent five (5) calendar months following the month in which the account was opened, the customer will not be eligible for the $25 for the month that the deposit was missed AND they will not be eligible for any additional $25 monthly bonuses after that missed month.
- Bonus Limitations: Offer not available to existing Bank of the West customers with an open business checking account as of August 31, 2020.
- If the customer received or may receive any other business checking bonus from Bank of the West between September 28, 2018 and September 30, 2020, then the customer is not eligible for this bonus offer.
- Limit one (1) business checking bonus per customer.
- Account must be in open status with a balance greater than $0 at the end of each calendar month of the six-month period to qualify for any bonuses.
- Offer dates, terms, and conditions subject to change without notice. Bank will classify bonus as interest paid to the checking account.
- Any applicable taxes associated with this offer are the responsibility of the account holder.
- To the extent required by law, Bank will report value of each monthly bonus to the IRS on form 1099 for the applicable year in which the bonus was paid.
- All accounts are subject to Bank’s standard terms and conditions and Schedule of Fees and Charges. Maximum of six (6) $25 bonuses for a maximum total bonus of $150.
- Qualifying deposit for receiving bonus may be for any amount and includes direct deposit, mobile deposit, ATM deposit, or in-branch deposit (but does not include fund transfers between Bank of the West accounts or any credit from Bank of the West).
Bottom Line
The bank had previously offered better deals to business checking customers with similar requirements. If you don’t need to open an account with Bank of the West right now, it might be worth it to wait for the $300 boonsu to return. Compare this offer with the best bank bonuses here.
[Expired] Bank Of The West $300 Business Checking Bonus

- What you’ll get: $300
- Where it’s available: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY (In Branch)
- How to earn it:
- To receive the $300 business checking bonus:
- Open a single new Classic Business Checking account or Choice Business Checking account with a minimum opening deposit of $100 in new money to Bank of the West AND
- have a minimum balance of $3,000.00 in the account on the last business day of each of the two full calendar months immediately following the month in which the account was opened (business days include Monday through Friday, and exclude holidays), AND
- conduct 10 qualifying transactions, all of which must post to the account by the last business day of the second full calendar month immediately following the month in which the account was opened.
- To receive the $300 business checking bonus:
- When it expires: 10/31/2019
Compare with other top Business Checking bonuses here, including a $300 Business Checking bonus from Chase.
How To Earn The Bonus
- To receive the $300 business checking bonus:
- Open a single new Classic Business Checking account or Choice Business Checking account with a minimum opening deposit of $100 in new money to Bank of the West AND
- have a minimum balance of $3,000.00 in the account on the last business day of each of the two full calendar months immediately following the month in which the account was opened (business days include Monday through Friday, and exclude holidays), AND
- conduct 10 qualifying transactions, all of which must post to the account by the last business day of the second full calendar month immediately following the month in which the account was opened.
- Classic Business Checking
- Up to $2,500 coin and currency deposited/furnished per month
- 100 transactions per statement cycle
- Online statements with images of the checks you deposit
- Business Debit Card
- Online tools to collect and make payments, manage cash flow, track expenses and more
- Choice Business Checking
- Up to $10,000 coin and currency deposited/furnished per month
- Unlimited transactions per statement cycle
- $100 rebate on your first check order
- Bonus rates on a linked Business Money Market Select account
- Online statements with images of the checks you deposit
- Online tools to collect and make payments, manage cash flow, track expenses, and more
- Classic Business Checking
- Monthly service charge waived for the first two statement cycles.
- After the first two statement cycles, there are two ways to get a rebate of the $10 monthly service charge:
- Maintain a minimum daily balance of at least $3,000, OR
- Maintain an average monthly combined balance of $6,000 in linked business Money Market, Savings, or CD accounts
- Choice Business Checking
- Monthly service charge waived for the first two statement cycles.
- $20 monthly service charge will be rebated if you maintain:
- A minimum daily balance of at least $6,000
- An average monthly combined balance of $15,000 in linked business money market, savings or CD accounts
- $20 monthly service charge will be rebated by taking advantage of at least three of the following Relationship Services:
- Merchant Services
- Business Credit Card
- Electronic Deposit Service
- Payroll Services
- Qualifying transactions include most deposits (ATM, wire, mobile, teller/in-branch, ACH, direct deposit, and Electronic Deposit Services), most withdrawals (debit card, bill pay, wire, and ACH), and exclude any transfers between Bank of the West accounts or any Bank of the West credits or debits.
- Account must be in open status to be eligible to receive any bonus.
- Offer end date and availability subject to change without prior notice.
Bottom Line
Merchant services is not required, so this one might be worth doing. Compare this offer with the best bank bonuses here.
OFFER LINK | OFFER | OUR REVIEW |
Bank of America Checking | $100 Offer | Review |
Chase Business Complete Banking℠ | $300 Cash | Review |
BBVA Free Checking & Savings | Up To $250 | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience Checking℠ | $150 Cash | Review |
HSBC Premier Checking | $450 Cash | Review |
HSBC Premier Checking | Up To $600 | Review |
Aspiration Checking | $100 Cash | Review |
Ally Invest | Up To $3,000 | Review |
Betterment | Up To 1 Year Free | Review |
Coinbase | $10 In BTC | Review |
BlockFi | Up To $250 BTC | Review |
First summary paragraph says “Direct deposit is not required for this offer.” Bullet points below state “Direct deposit is required for this offer.” Which is it?
Thanks for catching that. Direct deposit is required, per the offer page.
Does a bank transfer from another bank that’s not affiliated qualify as a deposit for this promotion?
They asked for a “promotion code” in order to qualify for the $250 sign up bonus. Where to get the promotion code?
You should be able to either enter your email address for a promotion coupon, or apply online and the promo code should be automatically applied.
How do you receive
the bonus?
I had a poor experience with them in Denver July ’16. I never received my full bonus