Visa has wide acceptance within the United States and worldwide, so it’s a good idea to have at least one Visa card in your wallet. The payment network has a broad range of card options from a variety of third-party issuing banks, including Bank of America, Capital One, Chase and Wells Fargo.
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Choosing one “best” Visa card is impossible. The best card for you might not be the best card for your neighbor. It all depends on your spending, reward preferences and other personal factors. With that in mind, we came up with a few Visa credit cards that lead the pack. For other spending preferences, see our post Best Credit Cards For Points and Miles By Spending Category.
When using a credit card, remember to pay your balance in full and on time each month.
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Best Visa Credit Cards
To come up with our list of the best Visa credit cards, we weighed in a number of factors, including:
And without further ado, here are the Visa credit cards that made the cut:
|CREDIT CARD||BONUS CATEGORIES||ANNUAL FEE|
|Chase Sapphire Preferred® Card||Travel|
|Chase Sapphire Reserve®||Travel|
|Chase Freedom FlexSM||Rotating categories||$0|
|Chase Freedom Unlimited®||None||$0|
|Ink Business Preferred® Credit Card||Travel|
|Capital One® Venture® Rewards Credit Card||None||$95,|
$0 1st year
|Marriott Bonvoy Boundless® Credit Card||Marriott||$95|
|The World of Hyatt Credit Card||Hyatt|
|United℠ Explorer Card||United|
$0 1st year
Let’s go into more detail with each card below:
We know we sound like a broken record, but the Chase Sapphire Preferred® Card is pretty amazing. You’ll get an incredibly generous sign-up bonus and extra points on dining and broadly-defined travel. Plus, Chase Ultimate Rewards® points are one of the most valuable rewards currencies out there with the ability to transfer to numerous airline and hotel partners.
The Chase Sapphire Reserve® has a huge annual fee, but you can easily offset that by taking full advantage of all the perks that come with it. Benefits include a big sign-up bonus, extra points on dining and loosely-defined travel, travel credits every year, lounge access via Priority Pass Select, statement credit for your Global Entry or TSA PreCheck application fee and much more. Like Chase Sapphire Preferred, the Chase Ultimate Rewards® points you earn hold a lot of value.
The Chase Freedom FlexSM doesn’t have the biggest earning potential, but it does come with no annual fee. And if you pair it with the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card, you can convert the cash back you earn into valuable Ultimate Rewards® points.
The Chase Freedom Unlimited® offers low-cost, flat-rate cash back. Like the Chase Freedom Flex℠, you can pair it with another card in the Ultimate Rewards® family to convert your cash back into transferable Ultimate Rewards points. With a possible 3% return when paired, we highly recommend this card for your everyday spending.
The Ink Business Preferred® Credit Card is a solid choice for business spending with a giant sign-up bonus, Ultimate Rewards points on common small-business expenses, free employee cards and more. The Ultimate Rewards points you earn with Ink Business Preferred can transfer to partner airline and hotel programs, so they hold a lot of value.
The Capital One® Venture® Rewards Credit Card became a serious contender in the points and miles world with their recent addition of airline transfer partners. And if you’re looking for simple travel rewards, then Capital One Venture has your name on it. You’ll earn a flat rate of double miles on all your purchases. Plus, you’ll enjoy a statement credit for your Global Entry or TSA PreCheck application fee, which is a rare benefit for a mid-tier card.
The World of Hyatt Credit Card has a very rewarding earning structure. You’ll get generous earning rates to accrue points at Hyatt (on top of the points you earn as a World of Hyatt member) and points on transit and commuting, dining, airfare and gym memberships. As a cardmember, you’ll also enjoy automatic Discoverist elite status for as long as your account is open, one free night per year and more.
Made for loyal United Airlines flyers, the United℠ Explorer Card offers more ways to earn miles with a big sign-up bonus and miles on United, hotel and restaurant purchases.
You’ll also enjoy a wide range of travel perks, including one free checked bag for you and up to six travel companions on United flights, priority boarding, two United Club passes every year, Global Entry/TSA PreCheck application fee credit and more.
While we focused on credit cards for travel purchases in this post, you’ll want to choose a card with additional earning potential that matches your spending behavior. Click here for our guide on the best credit cards in other categories or check out these other posts: