Earn up to 200,000 bonus points a year when your family and friends use your referral link to apply for a Chase credit card and are approved.
- Update 9/21/2023: Now you can earn up to 200,000 bonus points for referring a friend to open a Chase credit caard.
The Chase credit card refer-a-friend program is an easy way to rack up on bonus points, without having to make any purchases. Eligible cards include ones that earn Chase Ultimate Rewards as well as co-branded cards.
Keep reading for everything you need to know about this rewarding referral program, including a few tips and tricks.
Chase also offers great sign-up bonuses for their Checking/Savings accounts.
CHASE SAPPHIRE PREFERRED® CARD
The Chase Sapphire Preferred® Card currently has an offer for 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Redeeming the 60,000 bonus points through the Chase Ultimate Rewards program, which is praised by users, will get you $750 in value towards travel. The 60K bonus points are worth $750 because you get 25% more value whenever you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Even better, strategize with Chase Ultimate Rewards points transfer partners to potentially get even more value. Each point can be worth up to 2 cents apiece (60k points = ~$1,200). Read more on this here.
What Credit Cards Can I Refer?
Click here for the updated list of cards from the official Chase site.
You can only refer the specific Chase credit card you have in your wallet. So if you have a Chase Sapphire Preferred® Card, you can refer that credit card (if the card had a referral bonus available).
The only exception to this rule are Southwest credit cards. For example, if you hold a Southwest Rapid Rewards® Premier Credit Card, you can refer a Southwest Rapid Rewards® Priority Credit Card (if the Priority card has a referral bonus available).
Referral bonuses are also not available for every Chase card. The list of eligible cards changes from time to time. You’ll have to regularly check to see if your card qualifies for a referral bonus.
Here’s a list of Chase cards that have had referral offers before:
How Much Can I Earn?
Referral bonuses vary from card to card. Here are some examples of previous offers:
List updated 9/21/2023
Card Name | Earning per referral | Max earning per year |
---|---|---|
Chase Freedom Unlimited® | $50 cash back | $500 cash back |
Chase Sapphire Preferred® Credit Card | 15,000 points | 75,000 points |
Chase Sapphire Reserve® Credit Card | 10,000 points | 50,000 points |
Southwest Rapid Rewards® (any card) | 20,000 points | 100,000 points |
United MileagePlus® Card (any card) | 10,000 points | 100,000 points |
British Airways Visa Signature® card | 10,000 points | 50,000 points |
Marriott Bonvoy® credit card (any) | 40,000 points | 200,000 points |
World of Hyatt (any) | 5,000 points | 25,000 points |
Disney Visa Card | 100 Disney Rewards Dollars | 500 Disney Rewards Dollars |
Chase Ink® (any card) | 200,000 points | 100,000 points |
IHG Rewards credit card (any) | 10,000 points | 50,000 points |
Click here for updated offers from the official Chase site.
There’s no limit to how many referrals you can send, but you can only earn a limited number of referral bonuses per year.
People have complained that it takes quite some time for referral bonuses to post. In general, they should appear in your account with the second billing cycle after card approval.
How Do I Refer A Friend?
Follow the simple steps below to refer your friends and earn bonus rewards:
- Go to the Chase Refer-A-Friend site and enter your last name, zip code and last 4 digits of your credit card number.
- See if there’s a referral offer for your credit card. Be sure to check often because referral promotions change from time to time.
- Share your referral link by copying and sharing it wherever or directly from the site via email, Facebook or Twitter.
- Wait for your friends to apply and get approved.
You can also refer your friends via the Chase mobile app. Log in, and you’ll find a list of your active Chase cards. Tap on the three dots in the lower right corner next to the card you want to refer, then tap on “Refer friends.” This option will only be available if the card is eligible for referral bonuses.
Tips & Tricks
Avoid email referrals. If you choose to send your referral link via email from the Chase site, it can take up to 7 days for the referral email to send. Instead, copy your link and send the email yourself.
Chase 5/24 rule. Chase won’t approve your friend’s application if they’ve signed up for more than five cards from any bank in the last 24 months. Make sure your friend is aware of this.
Sign-up bonus. Don’t forget to mention to your friend about any sign-up bonuses for the card they’re applying for. Not only will you be rewarded, they will too (if they meet the requirements)!
Authorized users. You’ll receive a bonus for referring authorized users on your card for their own card. Plus, your authorized users will also receive the card’s sign-up bonus (if they meet the requirements).
Taxes. If Chase sends you a 1099 for referral bonuses, you’ll be responsible for paying taxes on the points you receive. We recommend contacting a tax professional if this is the case.
Bottom Line
The Chase credit card refer-a-friend program is a great way to earn bonus points or miles without having to spend a penny. If you have family or friends who are looking for a new credit card, consider referring them to Chase. Inviting them takes just a minute or two, and you’ll get rewarded handsomely.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
Earn 60,000 bonus points with Chase Sapphire Preferred. Plus, earn $50 statement credit towards grocery store purchases.
https://www.referyourchasecard.com/6/D8PTVRDWMB
Fresh link for ya! No Annual Fee Disney Visa card from Chase. Thanks!
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If you’re interested in the No Annual Fee Disney Visa card from Chase, please use our link. Thank you so much <3
Hi! I'm inviting you to get the Disney® Visa® Card. You can earn up to a $200 Statement Credit after qualifying purchases, and I can get a bonus. Learn more.
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Chase Ink Unlimited $750 Offer:
Chase Ink Cash $750 Offer:
Chase Ink Preferred 100,000 Pts Offer:
https://www.referyourchasecard.com/21f/54I2SGMQGU
$200 cash back with Chase Freedom Flex or Freedom Unlimited.
https://www.referyourchasecard.com/18f/SH2R47AF37
80,000 bonus points with Chase Sapphire Preferred.
https://www.referyourchasecard.com/6/8LJ37MG980
We could all use a little Disney Magic right now! We’re planning and saving for when we can go to Disneyland again – so THANK YOU for considering our link, as you plan for your own Disney vacation!
You can earn a $200 statement credit after spending $500 in the first three months on the no annual fee Disney Visa:
https://www.referyourchasecard.com/m/200f/6L5/G8NW/1549166050
Freedom Flex, Freedom Unlimited, or Freedom Student here!
https://www.referyourchasecard.com/18f/Z8DAHKLJ9Q
Flex/Unlimited – Your usual 1.5x on everything (Unlimited), or 1% on everything but 5% on rotating categories (Flex). Then for both, 5% on Chase Travel portal, 3% on dining/drugstores. Then, 5% on groceries for a year.
For students, you get Lyft and Doordash deals and a $20 annual “Good Standing” credit. Nice!
AND, the Sapphire Preferred, with 80,000 point bonus. Some great travel protection benefits too:
https://www.referyourchasecard.com/6/0O5R7AI3CP
All accurate as of 2020-10-10 and subject to change, of course.
$200 cash back with Chase Freedom Flex or Freedom Unlimited.
https://www.referyourchasecard.com/18/VC6GAK2TSA
60,000 bonus points with Chase Sapphire Preferred.
https://www.referyourchasecard.com/6a/T7CRT5AGYE
40,000 bonus miles with Chase United Explorer or 50,000 bonus miles with Chase United Club Infinite.
https://www.referyourchasecard.com/217f/DX0LXJHDBC
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Earn 60,000 bonus points with Chase Sapphire Preferred.
https://www.referyourchasecard.com/m/6a/6L5/FYKP/1564276786
Earn $200 cash back with Chase Freedom Unlimited credit card.
https://www.referyourchasecard.com/18/VC6GAK2TSA
Thanks so much for allowing me to post my links. (^_^)
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Earn a $200 Statement Credit after qualifying purchases with a new Disney® Visa® Card. No annual fee. I can be rewarded. Learn more.
https://www.referyourchasecard.com/200/R50Y7PEE2V
Hey guys. Help my wife and I get to Disney and help your family get to Disney too! Please use my link below to sign up!
Earn a $200 Statement Credit after qualifying purchases with a new Disney® Visa® Card. No annual fee. I can be rewarded. Learn more.
https://www.referyourchasecard.com/200/JJZ2CUPRRX
Earn up to 50,000 bonus points with the World of Hyatt Credit Card. I can be rewarded too, learn More.
https://www.referyourchasecard.com/205a/MDDA4W0JY3
Earn 80,00 bonus points with Chase Ink Business Preferred. I can be rewarded, learn more.
https://www.referyourchasecard.com/21a/2PXXM5TSBH
Earn a $200 Statement Credit after qualifying purchases with a new Disney® Visa® Card. No annual fee. I can be rewarded. Learn more.
https://www.referyourchasecard.com/200/R50Y7PEE2V
Open Chase Sapphire make $600 Bonus with $4,000 spend in 90 days
pay your tax bill or other large purchase to meet the requirement
Here is my link for you to open account if interested
https://www.referyourchasecard.com/6a/84ORGKDKN1/
Thanks