Looking for the latest Chase bank bonus offers?
Chase regularly offers some of the most competitive banking promotions in the country — with bonuses ranging from $100 welcome offers to $3,000 or more for qualifying business accounts.
As the largest bank in the United States, Chase combines nationwide branch access with strong digital tools and some of the most widely promoted checking and business bonuses available.
Current Chase promotions typically include:
- Personal checking account bonuses
- Savings account bonuses
- Combined checking and savings offers
- Small business account bonuses
- Premium relationship incentives
Many of these offers require simple steps such as setting up direct deposit, maintaining a minimum balance, or completing qualifying transactions within a specific timeframe.
Whether you’re opening your first account, switching banks, or expanding into business banking, Chase promotions can provide meaningful upfront cash while giving you access to one of the most established banking networks in the country.
In this guide, we’ll break down:
- The latest Chase checking and savings bonuses
- Current business account promotions (including high-value $1,000+ offers)
- Step-by-step qualification requirements
- Key deadlines and eligibility rules
- How Chase compares to other national bank bonuses
If you’re looking to maximize your return when opening a new bank account, reviewing the current Chase sign-up bonuses is a smart place to start.
See the full details of the latest Chase promotions below.
Best Chase Coupons, Bank Bonus Offers
Periodically available Chase coupon codes have historically included offers of $100, $150, $200, $250, $300, $350, $400, $500, $600, $800, $1,000, and even up to $3,000, ensuring a wide range of opportunities for maximizing your banking benefits. The best and latest are below:
Chase Total Checking® $400 Offer
How To Earn The Bonus:
- New Chase checking customers enjoy a $400 bonus when you open a Chase Total Checking® account and make direct deposits totaling $1000 or more within 90 days of coupon enrollment.
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico.
Offer Expires: July 15, 2026
Disclosure: The information related to this Chase Bank offer has been collected by MoneysMyLife and has not been reviewed or provided by Chase.
Chase Private Client Checking℠ $3000 Bonus Offer
How To Earn The Chase Private Client Bonus:
- You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client CheckingSM account today. Schedule your meeting at your nearest branch to get started.
- Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
- Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000.
- No fees at Chase and non-Chase ATMs worldwide.
- No Chase fee on incoming or outgoing wire transfers.
- Get higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDepositSM limits.
- Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and access to events, including cultural and sporting events, family experiences, and financial seminars.
- Enhance your relationship with J.P. Morgan Wealth Management and partner 1:1 with a dedicated J.P. Morgan Private Client Advisor who can create a personalized financial strategy and custom investment portfolio. Get a holistic view of your banking and investing, and make seamless transfers between accounts with the Chase Mobile® app.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
Offer Expires: July 15, 2026
Disclosure: The information related to this Chase Bank offer has been collected by MoneysMyLife and has not been reviewed or provided by Chase.
Chase Business Complete Checking® Up To $500 Offer
How To Earn The Bonus:
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Where it’s available: Available Nationwide. Apply online or in-branch.
Offer Expires: May 14, 2026
Disclosure: The information related to this Chase Bank offer has been collected by MoneysMyLife and has not been reviewed or provided by Chase.
Chase Private Client Checking℠ $3000 Bonus Offer
How To Earn The Chase Private Client Bonus:
- You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client CheckingSM account today. Schedule your meeting at your nearest branch to get started.
- Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
- Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000.
- No fees at Chase and non-Chase ATMs worldwide.
- No Chase fee on incoming or outgoing wire transfers.
- Get higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDepositSM limits.
- Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and access to events, including cultural and sporting events, family experiences, and financial seminars.
- Enhance your relationship with J.P. Morgan Wealth Management and partner 1:1 with a dedicated J.P. Morgan Private Client Advisor who can create a personalized financial strategy and custom investment portfolio. Get a holistic view of your banking and investing, and make seamless transfers between accounts with the Chase Mobile® app.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
Offer Expires: July 15, 2026
Disclosure: The information related to this Chase Bank offer has been collected by MoneysMyLife and has not been reviewed or provided by Chase.
J.P. Morgan Self-Directed Investing Bonus: Up To $1000 Offer
How To Earn The Bonus:
- Open a J.P. Morgan Self-Directed Investing account.
- Within 45 days, fund your account with qualifying new money as follows:
- $5,000 – $24,999 = $50 bonus
- $25,000 – $99,999 = $150 bonus
- $100,000 – $249,999 = $325 bonus
- $250,000 = $1000 bonus
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days after qualifications are met.
- NOTE: INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
Offer Expires: April 21, 2026
Chase High School Checking℠ $125 Offer
How To Earn The Bonus:
- Your teen gets $125 when you open a new Chase High School CheckingSM account together with qualifying activities within 60 days of coupon enrollment
- As a co-owner of the account, you must be present at account opening.
- $0 Monthly Service Fee
- Help your teen build good money habits with their own debit card. Plus, they can add their debit card to their digital wallet.
- With Zelle®, pay and get paid back from friends and family who have an eligible account at a participating U.S. bank. No fees and no waiting days for money to hit their account.
- You and your teen can stay on top of their account activity by choosing which Account Alerts you both want to sign up for — such as low balance, posted payments, and more.
- Chase makes it easy for your teen to access their money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC
Disclosure: The information related to this Chase Bank offer has been collected by MoneysMyLife and has not been reviewed or provided by Chase.
Chase Secure Banking℠ $125 Offer
Benefits & How to Earn the Bonus:
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure BankingSM customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure BankingSM we’ll reimburse you for charges you didn’t make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure BankingSM account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
Offer Expires: July 15, 2026
Chase Private Client Bonus: Up To $3,000 Promotion – Ends 7/15/2026
Secure up to a $3,000 Chase Private Client bonus by opening a new checking account and completing qualifying activities. Click for full promotion details and start your journey with Chase Private Client today. To be eligible for the Chase Private… GET OFFER
Chase Checking Bonus: $400 Chase Total Checking® Offer [Nationwide] – Ends 7/15/2026
Discover the latest Chase checking bonus offer: New customers can earn a $400 bonus by opening a qualifying Chase Total Checking® account and completing qualifying activities. Find current Chase Total Checking coupon codes and start enjoying your bonus today! Introduction:… GET OFFER
Chase Secure Banking: $125 Bonus For Best Starter Checking [Nationwide] – Ends 7/15/26
If you’re looking for a simple checking account with no overdraft fees and a sign-up bonus, the Chase Secure Banking℠ $125 bonus is a solid option to consider. For a limited time, new Chase customers can earn a $125 bonus… GET OFFER
J.P. Morgan Self-Directed Investing Up To $1000 Bonus – Ends 4/21/26
J.P. Morgan Wealth Management is offering new customers up to $1,000 when they open and fund a new Self-Directed Investing account. This is one of the stronger brokerage bonuses currently available — especially if you already bank with Chase. Here’s… GET OFFER
Chase Business Complete Checking: Earn Up To $500 Bonus – Ends 5/14/26
If you’re a small business owner or entrepreneur looking to get paid just for opening a new business checking account, this is one of the strongest offers available right now. Chase is offering up to a $500 cash bonus when… GET OFFER
Chase $900 Checking & Savings Bonus [Targeted] – Ends 7/15/26
Chase has been targeting customers via email with this offer for up to $900 for new checking and savings account. Key Takeaways Chase is offering a targeted promotion for up to $900 for new checking and savings accounts. $300 bonus… GET OFFER
Chase Business Complete Checking®: Earn Up to $750 Checking Bonus – Ends 5/14/26
Earn up to $750 with Chase Business Complete Checking® by meeting deposit and transaction requirements. Learn how to qualify for the bonus offer and save on fees. Introduction: Chase Business Complete Checking® Bonus If you’re a business owner looking to… GET OFFER
Chase Business Banking $1,500 Targeted Offer – Ended
Chase is sending targeted customers an email offering up to $1,500 for new business accounts - but here's what they don't emphasize upfront: you need to deposit $100,000 to get the full bonus. The tiered structure breaks down like this:… GET OFFER
Chase Bank Bonus: Earn Up to $900 with New Checking & Savings Accounts – Ended
I’m always on the lookout for the best bank bonuses to share, and today, I’m excited to dive into a great opportunity from Chase! If you’re looking to open a new checking or savings account, you could earn up to… GET OFFER
Chase Bank Checking Referral $50/$200 Bonuses (Up To $500/$1000 Yearly)
Chase Bank has an offer where you can earn $50 for each friend who opens a qualifying personal Chase checking account – up to $500 per calendar year. Business account holders can also refer a business to earn $200 per… GET OFFER
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Why Choose Chase Bank?
Chase Bank stands as one of the world’s foremost banking establishments, offering financial services to corporations and individuals across more than 100 nations for over 200 years.
With a portfolio of services ranging from corporate banking to credit cards and personal banking, Chase Bank provides a variety of products and services to meet the needs of its customers.
Chase strives to provide customers with top-notch service, including safe and secure online banking, fast and free account setup, convenient branch locations, and helpful customer service.
They also offer a wide range of other financial products, including loans, investments, and more.
In addition to banking services, Chase Bank also strives to provide customers with exceptional opportunities for financial education. They offer complimentary workshops, seminars, and other resources to help customers make informed financial choices.
Every year, Chase invests in programs and initiatives to provide educational opportunities and economic stability for individuals and families in their communities.
READ MORE: GET THE CHASE TOTAL CHECKING® PROMOTION HERE
How Do You Get A Bonus From Chase Bank?
One of the most common ways Chase and other banks get new customers is by giving account opening promotions.
These are cash rewards you can get when you open a new account and meet certain requirements.
The bank and you, the customer, both benefit from these new account offers.
Depending on which new account you open, the exact requirements for each sign-up bonus will be different.
For example, if you want to get a Chase checking account bonus when you open a Chase Total Checking® account, you’ll need to set up direct deposit.
To get a Chase savings account bonus, new customers must put money into their new account and keep that money there for a certain amount of time.
Chase Bank’s sign-up bonuses change all the time, just like most bank promotions.
Deals end, requirements change, and payout amounts go up and down. We keep track of all of this for you, so come back to this page often to find out about the best Chase Bank offers.
READ MORE: SEE THE LATEST CHASE BUSINESS CHECKING PROMOTION
Important Details On Chase Coupons & New Account Bank Bonuses
Chase will give you bonus money if you follow the rules for each bonus offer.
These are clearly spelled out in the fine print of every offer, but there are a few things you should know in general.
1. Applying Chase Coupons
Most Chase offers require you to either request a “Chase coupon” by entering your email address on the landing page for that offer or sign up for the account right from that offer page.
After you give Chase your email address, it will send you an email with a unique code. When you get that unique coupon code, you can open the account later or bring that coupon into your local Chase branch.
No matter which way you go, you should make sure that the coupon is used when you open the account. If you don’t, you won’t get the bonus, even if you meet all the other requirements.
If opening online, make sure your application screen displays that the coupon has been applied. This is extremely important.
Chase’s systems keep track of these codes and give you the bonus automatically when you meet the requirements.
Their online application is clear and easy to use, but if you have any concerns, take the coupon to your local branch and have a banker check that you’re being enrolled in the offer.
2. Once Every 2 Years Limit
You can only get a welcome bonus from Chase once every 2 years for almost all bonus offers. This deters customers from trying to get offers over and over again without making use of the account.
This limit is per each account type (i.e. one bonus every 2 years for a checking account).
3. Existing Vs. New Customer Rule
Most Chase bonuses are only for new account openings.
That means you’re not eligible if you already have an account in that product category or if you closed an account in that category in the last 90 days.
A product category refers to account types like “consumer checking account” or “consumer savings account”.
Even if you already have a Chase Total Checking® account, you could still open a Chase Business Complete Banking® account and get the welcome bonus for that account.
But you can’t get a Chase Secure BankingSM (a checking account) welcome bonus if you have a Chase Total Checking® account.
4. Bonus Forfeit
Chase will take back the welcome bonus if you close the account within 6 months.
This 6-month rule applies even if Chase is the one who closes the account.
5. Tax Reporting
Keep in mind that Chase Bank bonuses, like all other bank promotions, are subject to tax.
Chase will send you a 1099-INT at the end of the year, and that bank interest will be taxed as regular income.
6. Always Read The Terms & Conditions
Each offer is different. Even though the above tips apply to most Chase promotions, there can be exceptions.
Make sure to read all of the fine print about the bonus you want.
You should also know that deals can change at any time. The terms aren’t “locked in” until you’ve fully signed up for that offer and opened the account.
That also means that the promotion could end before the date that was advertised.
This happens all the time, even at a bank like Chase that is pretty reliable. Don’t wait until the last minute to sign up for a bonus if you want one.
READ MORE: READERS ARE LOVING THIS BIG INVESTING PROMOTION FROM J.P. MORGAN
How To Open a New Chase Bank Account
The process for opening a new Chase bank account is usually easy and can be done online or in person at a Chase branch.
Fill out an application form:
- At a branch: Chase has more than 4,700 branches across the country, so there’s likely one close to you.
- Online: Chase has a safe website where you can open an account.
How Do Chase Bonuses Compare To The Competition?
Chase consistently has some of the best bonuses. The bank is always trying to get new customers by offering sign-up bonuses and special deals.
This means that new customers who open a Chase account almost always get some kind of sign-up bonus.
When you’re comparing banking offers, it’s important to look at both the amount of the bonus and what you have to do to get it.
For example, the Chase Total Checking® bonus is usually around $200 and only requires a single direct deposit, of any amount, within the first 3 months.
On the other hand, the Wells Fargo Everyday Checking $200 bonus requires at least $1,000 in direct deposits.
There are many more checking offers you can compare with.
At the end of the day, Chase provides great products and features. So it may just come down to which bank has the most branches nearby for your location.
READ MORE: BMO IS OFFERING A BIG PROMOTION FOR NEW CHECKING ACCOUNTS
Are These Chase Bonuses A Good Deal?
Chase gives welcome bonuses to new business and consumer checking account customers all the time, and the deals are usually on par with those offered by other large, national banks.
If you switch your bank account to Chase, you could get a few hundred dollars as a bonus.
But before you open an account, think about what you’ll have to do to avoid the monthly maintenance fee.
A bonus-eligible account can be a great deal, but only if you keep a moderate balance in your checking account or if you can get the fee waived by doing other things that qualify.
You can easily find these details on the offer page or on Chase’s website.
Bottom Line
Chase Bank’s new account promotions offer a straightforward way to boost your cash reserves. With multiple ongoing promotions, there’s potential to earn more than one bonus by opening both personal and business accounts simultaneously.
Moreover, Chase provides flexible banking options, allowing you to manage your finances conveniently. Whether you prefer online banking, mobile banking via your smartphone, or visiting a branch in person, Chase ensures you have access to your funds whenever you need them.
If you have your own take on Chase and/or its bonuses, please share in the comments section.
READ MORE: BANK OF AMERICA IS OFFERING NEW CUSTOMERS A CHECKING BONUS
Frequently Asked Questions (FAQ) on Chase Bonuses
Chase Bank offers a wide array of accounts eligible for Chase promotions, including personal and business checking and savings accounts, credit cards, mortgages, auto loans, and investment accounts, each potentially coming with lucrative Chase coupons or Chase bank bonuses.
A new Chase checking customer can easily apply online, over the phone, or by visiting a Chase branch in person. Eligibility for Chase bonus, coupons and promotions depend on meeting specific account opening and usage criteria.
Chase Bank charges fees for certain types of transactions and account activities, such as monthly maintenance fees, non-sufficient funds fees, and foreign transaction fees. These fees may vary depending on the type of account. Many accounts offer a way to waive the monthly service fee.
Yes, Chase Bank offers online and mobile banking services, allowing customers to access their accounts, pay bills, and deposit checks remotely.
You can use the Chase Bank branch and ATM locator tool on their website or Chase mobile app to find the nearest branch or ATM.
Yes, you can use your Chase Bank debit card internationally but you may be subject to foreign transaction fees.
For inquiries related to Chase coupons, Chase bank bonuses, or Chase promotions, Chase Bank customer service is accessible via phone, email, or through their website and mobile app, providing multiple channels to get support or clarification on how to maximize your benefits from Chase promotions. Click on the links provided in this guide for links to those methods of communication.
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