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Capital One Bank periodically has promotions for bonus money for their Checking and Savings accounts. These bonus offers are typically available for both Business and Personal accounts. Typical bonus offers have been for $100 to $1,000 in value.
Update: Offers haven’t been available for these business checking accounts for some time. Capital One personal checking and savings offers come around more often.
Keep in mind, for offers that require a branch visit you’ll have to live in one of the following states with physical branches: CT,DC,DE,LA,MD,NJ,NY,TX,VA.
Capital One Business Checking $250 & $1,000 Bonus Offers

Here are two offers from Capital One for their Business Checking accounts – a $250 bonus that requires a $25,000 deposit and a $1,000 bonus that requires a $100,000 deposit.
*This offer is targeted and will only appear in certain markets depending on your location. Likely it appears only in states where there are branch locations.
- Bonus has expired but check the link in case there’s a new offer
- Offer available in CT,DC,DE,LA,MD,NJ,NY,TX,VA
- Spark Business Basic Checking and Spark Business Unlimited Checking are eligible for the bonuses (either account can qualify for either bonus)
- Direct deposit is not required for this offer
- Application will trigger a Soft Pull, which does not affect your credit
- Monthly service fees can be waived (see below)
How To Get The Bonuses
- Customers that are new to Capital One Spark Business Checking who maintain an average daily balance of at least $25,000 for each month during the six months after the month the account is opened will receive one payment of $250.
- Customers that are new to Capital One Spark Business Checking who maintain an average daily balance of at least $100,000 for each month during the six months after the month the account is opened will receive one payment of $1,000.
- Payment will be credited to newly opened Spark Basic or Unlimited Checking accounts by April 30, 2019.
Fine Print
- The offer is available to new Capital One Business Checking account customers.
- To qualify, you must open a new Spark Basic or Unlimited Checking account before the offer expires.
- Financial institutions are not eligible for this offer.
- To qualify for the offer, customers must fund from an external source.
- Any funds transferred from an existing Capital One bank account (consumer or small business) will not be counted toward the balance threshold for payment.
- This offer is strictly non‐transferable.
- Limit one offer per business, identified by Employer Identification Number (EIN), and can only be applied to one Spark Business Checking account that is open and in good standing.
- Newly opened checking account must be open and in good standing to receive the credit.
- For full details on Spark Business Checking products, visit https://www.capitalone.com/small-business-bank/checking-accounts/.
How To Waive The Monthly Fees
$15 monthly fee waived: with $2,000 minimum 30- or 90-day average balance
-or-
Two additional, eligible business products
$35 monthly fee waived: with $25,000 minimum 30- or 90-day average balance
-or-
Two additional, eligible business products
Capital One Offers Post History:
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- Capital One Spark Miles For Business 50,000 Bonus Miles
- Capital One Venture X Card 75,000 Bonus Miles
- Capital One Savor Cash Rewards Credit Card $300 Cash Bonus
- Capital One SavorOne Cash Rewards Credit Card $200 Bonus Cash
- Capital One Quicksilver Cash Rewards Credit Card $200 Bonus
- Capital One Venture Rewards Credit Card 75,000 Bonus Miles + $200 Avelo Airlines Credit
- Capital One VentureOne Rewards Credit Card 20,000 Bonus Miles
- Capital One Premier Collection Hotels: Premium Benefit For Venture X Cardholders
- Capital One Business Deals (Formerly Capital One Spring): Discounts on Dell, FedEx, Office Depot, Priceline, Quickbooks and More
- AARP: Membership Sign-Up Offers ($30 & $8) Via Capital One Offers/Chase Offers
- Capital One Shopping Review: Find The Best Deals Online For Free
- [Expired] Capital One 360 Bonus: $250 Checking Account Offer [Nationwide]
- [Expired] Capital One 360 Money Market Up To $1000 Bonus For Existing Customers [Nationwide]
- Capital One Quicksilver Card $300 Bonus (Targeted)
- Giftcards.com: Get 8% Cashback Via Capital One Offers
- Capital One Travel: $40 Discount on Flights to Canada (From NY/NJ/TX) – Ends 12/31/22
- Capital One Spark Cash For Business $500 Cash Bonus
- Journey Student Rewards From Capital One – Cash Back Card
- CreditWise From Capital One Review: Free & Easy Credit Monitoring
- Capital One Spark Cash Select For Business $500 Sign-Up Bonus
- Capital One Spark Miles Select For Business Card 20,000 Bonus Miles ($280 Value)
- Capital One Cardholders Get Early Access To Presale Tickets To Taylor Swift | The Eras Tour
- Capital One Venture X Cardholders Get Free PRIOR Membership
- Capital One Savor & Quicksilver Cards – Up To 24 Months Of Free Uber One
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