Contents
Capital One Bank periodically has promotions for bonus money for their Checking and Savings accounts. Bookmark this article for constant updates on their offers.
These bonus offers are typically available for both Business and Personal accounts. Typical bonus offers have been for $100 to $1,000 in value.
Keep in mind, for offers that require a branch visit you’ll have to live in one of the following states with physical branches: CT,DC,DE,LA,MD,NJ,NY,TX,VA.
Capital One also offers promotions more consistently with their online division, Capital One 360, which you can take a look at here.
Capital One Business Checking $250 & $1,000 Bonus Offers

Here are two offers from Capital One for their Business Checking accounts – a $250 bonus that requires a $25,000 deposit and a $1,000 bonus that requires a $100,000 deposit.
*This offer is targeted and will only appear in certain markets depending on your location. Likely it appears only in states where there are branch locations.
- Bonus has expired but check the link in case there’s a new offer
- Offer available in CT,DC,DE,LA,MD,NJ,NY,TX,VA
- Spark Business Basic Checking and Spark Business Unlimited Checking are eligible for the bonuses (either account can qualify for either bonus)
- Direct deposit is not required for this offer
- Application will trigger a Soft Pull, which does not affect your credit
- Monthly service fees can be waived (see below)
How To Get The Bonuses
- Customers that are new to Capital One Spark Business Checking who maintain an average daily balance of at least $25,000 for each month during the six months after the month the account is opened will receive one payment of $250.
- Customers that are new to Capital One Spark Business Checking who maintain an average daily balance of at least $100,000 for each month during the six months after the month the account is opened will receive one payment of $1,000.
- Payment will be credited to newly opened Spark Basic or Unlimited Checking accounts by April 30, 2019.
Fine Print
- The offer is available to new Capital One Business Checking account customers.
- To qualify, you must open a new Spark Basic or Unlimited Checking account before the offer expires.
- Financial institutions are not eligible for this offer.
- To qualify for the offer, customers must fund from an external source.
- Any funds transferred from an existing Capital One bank account (consumer or small business) will not be counted toward the balance threshold for payment.
- This offer is strictly non‐transferable.
- Limit one offer per business, identified by Employer Identification Number (EIN), and can only be applied to one Spark Business Checking account that is open and in good standing.
- Newly opened checking account must be open and in good standing to receive the credit.
- For full details on Spark Business Checking products, visit https://www.capitalone.com/small-business-bank/checking-accounts/.
How To Waive The Monthly Fees
$15 monthly fee waived: with $2,000 minimum 30- or 90-day average balance
-or-
Two additional, eligible business products
$35 monthly fee waived: with $25,000 minimum 30- or 90-day average balance
-or-
Two additional, eligible business products
Capital One Business Advantage Savings Rate Offer: 2.00% APY

The Business Advantage Savings has a rate offer for 2.00% APY guaranteed for 12 months.
Accounts Features
Minimum Account Opening Deposit | $250 |
Monthly Service Charge | $3 waived with $300 minimum balance |
ATM Usage | Free Capital One ATMs, $2 at most non-Capital One ATMs, $5 at select ATMs |
Overdraft Protection | Ability to link to your Business Checking account to reduce fees and protect your earnings |
Account Withdrawals | 6 free withdrawals; $10 per additional withdrawal |
Check back for updates on Capital One promotions and bonuses here.
Top/Trending Offers You May Like
- BMO Harris $200 & $350 Bonuses
- Chase Business Checking $300 Bonus
- Bank Of America $100 Bonus Offer
- Chase Total Checking® $200 Bonus
- TD Beyond Checking $300 Bonus
- HSBC Premier Checking $500 Bonus
- Aspiration Checking $150/$200 Bonus
- J.P. Morgan Self-Directed Investing $625 Cash
- Ally Invest Up To $3,000 Bonus
- Axos $100/$200 Checking & Savings Bonuses
- TradeStation Cash & Crypto Offers
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.