Capital One $250 to $1,000 Business Checking Bonuses

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Capital One Bank periodically has promotions for bonus money for their Checking and Savings accounts. These bonus offers are typically available for both Business and Personal accounts. Typical bonus offers have been for $100 to $1,000 in value.

Update 10/13/2023: Offers haven’t been available for these business checking accounts for some time. Capital One personal checking and savings offers come around more often. You might also want to consider this $600 business checking bonus from BMO Bank.

Keep in mind, for offers that require a branch visit you’ll have to live in one of the following states with physical branches: CT,DC,DE,LA,MD,NJ,NY,TX,VA.

Capital One Business Checking $250 & $1,000 Bonus Offers

Capital One Business Checking $1000 Bonus — *High Value Offers For Their Business Accounts*

Here are two offers from Capital One for their Business Checking accounts – a $250 bonus that requires a $25,000 deposit and a $1,000 bonus that requires a $100,000 deposit.

*This offer is targeted and will only appear in certain markets depending on your location. Likely it appears only in states where there are branch locations.

Bonus has expired but check the link in case there’s a new offer
Offer available in CT,DC,DE,LA,MD,NJ,NY,TX,VA
Spark Business Basic Checking and Spark Business Unlimited Checking are eligible for the bonuses (either account can qualify for either bonus)
Direct deposit is not required for this offer
Application will trigger a Soft Pull, which does not affect your credit
Monthly service fees can be waived (see below)

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How To Get The Bonuses

Customers that are new to Capital One Spark Business Checking who maintain an average daily balance of at least $25,000 for each month during the six months after the month the account is opened will receive one payment of $250.
Customers that are new to Capital One Spark Business Checking who maintain an average daily balance of at least $100,000 for each month during the six months after the month the account is opened will receive one payment of $1,000.
Payment will be credited to newly opened Spark Basic or Unlimited Checking accounts by April 30, 2019.

Fine Print

The offer is available to new Capital One Business Checking account customers.
To qualify, you must open a new Spark Basic or Unlimited Checking account before the offer expires.
Financial institutions are not eligible for this offer.
To qualify for the offer, customers must fund from an external source.
Any funds transferred from an existing Capital One bank account (consumer or small business) will not be counted toward the balance threshold for payment.
This offer is strictly non‐transferable.
Limit one offer per business, identified by Employer Identification Number (EIN), and can only be applied to one Spark Business Checking account that is open and in good standing.
Newly opened checking account must be open and in good standing to receive the credit.
For full details on Spark Business Checking products, visit https://www.capitalone.com/small-business-bank/checking-accounts/.