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- Capital One Quicksilver Bonus
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Capital One® Quicksilver® Cash Rewards Credit Card is now offering a $150 cash bonus (previously $100) once you spend $500 on purchases within the first 3 months.
The spending requirement is low and the bonus offer, along with the ongoing 1.5% cash back rate, puts this on our best credit card bonuses list.
We’ll review the bonus offer below.
Capital One® Quicksilver® $150 Bonus
This $150 bonus is a good step up!
A $100 bonus is pretty standard for an offer from a no annual fee cash back credit card, so this updated $150 will compete with the best. Spending at least $500 on purchases within 3 months is also standard to ask.
What sets this card apart, similar to the Barclaycard CashForwardTM card, is the 1.5% cash back rate on every purchase with no limit on how much you can earn. There are no categories to keep track of like with the Chase Freedom® card. You also don’t have to wait until you reach a specific amount of rewards to redeem them. You can redeem when you earn $1 if you so wish.
Redeeming is easy via statement credits, mailed checks, or gift cards.
You do get a 0% introductory APR on both Purchases and Balance Transfers, but the period is shorter than many competitors at just 9 months.
With the unlimited 1.5% cash back rate, the Capital One® Quicksilver® card is a great option for users who don’t spend much each month on credit cards, and for those who like the simplicity of no category spending to keep track of. For big credit card spenders that can offset an annual fee, there are other cards that earn a better rate. You may choose to use this card for everyday spending in conjunction with a category spending card to maximize returns.
Having no foreign transaction fees also makes this a good carry option for overseas travelers.
Earning The $150 Bonus
Spending $500 in three months should be fairly straightforward for most users, as everyday spending on gas, groceries, dining, and shopping will usually do the trick. But, if you’re applying for more than one card bonus or you’d just like some ideas, we’ve got them for you.
You can find all of the following strategies and more at our Credit Card Spending Requirement Page.
- Bank Bonuses. For savvy bonus seekers, funding Checking and Savings accounts with a credit card for sign-up bonuses is a great way to maximize earnings. Put a plan together and you could see yourself earning thousands in bonuses every year. Be sure to use our help pages to see which banks allow credit card funding and which ones are currently offering bonuses.
- Taxes. This option is going to incur processing fees, but you can pay off your Income taxes and Property taxes with a credit card (if it isn’t already billed to your mortgage).
- Bills You Didn’t Know Were An Option. Most people with mortgages and even renters have their monthly payments deducted directly from their bank accounts. There are actually third party services that will pay these bills on your behalf. You pay them with a credit card, and they will send a check off. You’ll have to weigh in the typically 2.5% fee involved. Plastiq.com and TIO.com are common providers; use our guide for more info.
Use our guide linked above for all the common ways experienced users meet these requirements.
What’s The Competition?
Top competitor’s of the Quicksilver card with bonus offers and no annual fee include:
The Chase Freedom®:
| The Chase Freedom® credit card is going to earn you a $150 bonus after you spend $500 on purchases in the first 3 months from account opening. You can also earn another $25 bonus when you add your first authorized user and make your first purchase within this same 3 month period. People like this card because it earns 5% cash back on up to $1,500 in combined purchases in bonus categories that change every quarter. The downside is you have to keep up with the quarterly categories, and activate the category each quarter before you can earn the 5%. You'll earn 1% cash back on all other purchases.There's also a 0% intro APR for 15 months from account opening on both Purchases and Balance Transfers. After the intro period, a variable APR will take over. The Balance transfer fee is 5% of the amount transferred with a minimum of $5. Many people have this as a supplemental card to use specifically on the 5% category spending, and use other other cards when it's more beneficial. The categories change each quarter, but historically they have included things like gas stations, grocery stores, and holiday shopping. There's no annual fee to be concerned with, so it fits well with such a strategy. Full Review |
And, The Citi Double Cash:
| The Citi Double Cash Card now has a $100 sign-up bonus offer and also earns up to 2% cash back on all purchases. You'll earn 1% cash back for all purchases charged to the card. You'll then earn an additional 1% cash back when you pay off those purchases, as long as you pay at least the minimum due. There are no spending categories to keep up with. There is no longer a 0% introductory APR on Balance Transfers offer for this card, but the sign-up bonus is a great substitute. There's no annual fee with this card. Full Review |
MoneysMyLife Top Offer Picks  Earn a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Also earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. Apply for both offers and get a $350 total bonus. Full Review Get $300 when you open a new Chase Premier Plus CheckingSM account and set up direct deposit. This account has more features than the Chase Total Checking® and the monthly service fee can be waived with a few different requirement options. A $300 Checking bonus is one of the best offers from Chase Bank. Full Review Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 10 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. This is the most popular Business Checking offer.Full Review |
Apply online for a new TD Bank Checking account to earn either a $300 bonus for the TD Premier Checking account ( $2,500 in direct deposits required), or a $150 bonus for the TD Convenience Checking account ($500 in direct deposits required). This is a limited time offer. 
Earn up to 25,000 bonus miles worth $250 in travel every year with the Barclays Arrival® Premier World Elite Mastercard®. Without an initial sign-up bonus, this credit card is intended for high spenders looking for a card to carry for the long-term. The card will earn unlimited miles at the rate of 2 miles per $1 spent on all purchases regardless of category. 
CIT Bank is offering a 1.75% APY rate with their Money Market Account for all balances. This account is available online nationwide and consistently offers one of the best rates in the nation. The minimum opening deposit is $100 and there are no fees for opening or maintaining the account. 
Ally Invest has a promotion where you can earn either 90 days of commission-free trades or a $200 cash bonus. The $200 bonus will require a deposit of at least $25,000 within 15 days of account opening and the execution of 3 trades within 90 days. The free trades offer will require a $10,000 minimum deposit. 
Simple Bank has an offer where you can earn a $20 bonus after opening their free online Checking account that's available nationwide. You'll then be able to earn unlimited $20 referral bonuses. Direct deposit isn't a requirement and all you and your referrals need to do is open a new account and use the Simple Visa debit card to make a first purchase. See More From MoneysMyLife:
- Best Online Brokers For Trading Stocks April 2018
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- Best Bank Account Promotions And Bonuses April 2018
- Chase Total Checking Account $200 Coupon Available Online Now
- Chase Premier Plus Checking℠ Review: $300 Coupon Bonus
- Chase Coupon Promo Codes: $200, $300, $350, $500 (April 2018)
- TD Ameritrade Promotions: $2500 Cash Bonus And Free Trades!
- Ally Invest $200 Cash Bonus/Commission-Free Trades Promotion
- Best Credit Card Sign-Up Bonus Offers April 2018
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