The Capital One Spark Cash for Business card offers a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. Compare this with other business card bonuses here.
Earn unlimited 2% cash back on every purchase you make with the Spark Cash business credit card. It’s a great option if you want simple rewards. The no annual fee version of this card, the Capital One Spark Cash Select for Business, earns at a 1.5% rate.
Capital One offers several “Spark” business cards. Their “Spark Miles” products will earn rewards at a similar rate to their “Spark Cash” counterparts. The rewards with the Miles cards are used toward travel and can actually be worth more now that Capital One has 10+ transfer partners.
Looking to get the most for your money? Consider combining this card with another one that earns higher rewards for select categories.
*The Spark Cash for Business is issued by Capital One. Capital One also offers sign-up bonuses for its Checking/Savings accounts.
|Bonus available||Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.|
|Ongoing rewards/benefits||Unlimited 2% cash back on all purchases. |
Employee cards at no extra cost.
|Foreign transaction fees?||No|
|Annual Fee||$95, waived your first year.|
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
- Welcome bonus
- Unlimited cash back
- Free employee cards
- No foreign transaction fee
- Annual fee
- Good-Excellent credit needed to qualify
Capital One Spark Cash $500 Bonus Cash
Take advantage of the Spark Cash card’s introductory offer for a $500 cash bonus. Spend $4,500 on purchases within 3 months from account opening to earn the bonus.
Here are some ideas on meeting the spending requirement:
Redeeming Your Spark Cash Rewards
Redeem at any time with no minimums for:
- Statement credits
Set up automatic redemption preferences, like:
- On a set date each calendar year
- When you hit a specific dollar figure ($25, $50, $100 or $200)
If you don’t set up automatic preferences, you can redeem on request.
Looking for unlimited earnings, a great sign-up bonus and user-friendly rewards? The Spark Cash for Business credit card from Capital One might be a good fit.
But if you want more earning potential, consider other cards with bonus categories. Check out a few other business card options below.
What’s The Competition?
Below are some of the top competitors to the Spark Cash from Capital One you should consider.
|OFFER LINK||OFFER||OUR REVIEW|
|Chase Business Complete Banking℠||$300 Cash||Review|
|Chase Total Checking®||$225 Cash||Review|
|Chase Secure Banking℠||$100 Cash||Review|
|Chase First Banking℠||$25 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience Checking℠||$150 Cash||Review|
|HSBC Premier Checking||$450 Cash||Review|
|HSBC Premier Checking||Up To $600||Review|
|Axos Business Checking||$100 Cash||Review|
|Aspiration Checking||$150/$200 Cash||Review|
|Ally Invest||Up To $3,000||Review|
|Betterment||Up To 1 Year Free||Review|
|BlockFi||Up To $250 BTC||Review|
|Voyager (code BH5F1A)||$25 In BTC||Review|
|Coinbase||$10 In BTC||Review|
|Motley Fool||Stock Advisor Discount||Review|