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The U.S. Bank Business Select Rewards card has 20,000 bonus points as an introductory offer. I value these 20k points at around $200. This is just an okay bonus offer compared to other no-annual-fee business cards.
The U.S. Bank Business Select Rewards offers a flexible program with your choice of unlimited triple points on 1 of 3 broad spending categories:
- Day-to-day expenses
- Travel and entertainment.
Another card that lets you choose from similar higher rewards categories is the Bank of America Business Advantage Cash Rewards.
*U.S. Bank also offers great sign-up bonuses for its Checking/Savings accounts.
U.S. Bank Business Select Rewards Card 20,000 Bonus Points Offer
Take advantage of the U.S. Bank Business Select Rewards card’s 20,000 bonus points offer. My valuation puts these points at around $200 (more on that below).
To qualify, charge at least $1,000 to your card within the first 3 months of opening your account.
Here are some ideas on meeting the spending requirement.
What Are U.S. Bank Business Select Rewards Points Worth?
Like many other rewards cards, your points’ worth depends on how you use them. On average, each U.S. Bank Business Select Rewards point is worth $0.01. This valuation is neither good nor bad. It’s what you would get for your points, on average, across different rewards cards.
You can use your U.S. Bank Business Select Rewards points for:
- Gift cards
- Statement credits
U.S. Bank Business Select Rewards Card Bonus Categories
Instead of a flat rewards rate or rotating categories, this card lets you choose your bonus category. Earn unlimited 3 points per $1 spent on eligible purchases from one of the following:
- Day-to-day business expenses: shipping, advertising, utilities, office supplies, telecom and professional services
- Automative purchases: gas, service, tires, tolls, dealerships, car washes and repairs
- Travel and entertainment expenses: airlines, car rentals, hotel stays, restaurants and travel agencies
As you can see, each bonus category is broadly defined, so you should be able to rack up points quickly.
For all other purchases, you’ll receive 1 point per $1 spent.
It’s not the most generous business rewards card out there. But the U.S. Bank Business Select Rewards does give you a pretty good deal considering it comes with no annual fees. You’ll get a modest introductory offer, triple points in 1 of 3 broad business expense categories and standard credit card benefits.
But if you’re looking for more “oomph,” you should consider top-tier business credit cards instead.